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Crescira AVM · estimated value Medium confidence
HK$5.79M
≈ HK$14,879 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$579K, with repayments around HK$25,247/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$23,757
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$24,496
−HK$751/mo
Today · 4.125%
HK$25,247
baseline
▲ 0.50% · 4.625%
HK$26,783
+HK$1,536/mo

Deposit HK$579K · loan HK$5.21M · min. income ≈ HK$50,494/mo (50% DSR)

Upfront cash ≈ HK$709K (deposit + AVD stamp duty HK$130,232 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Whampoa Station
≈ 2 min walk · 143 m
Education
52
schools within 1 km (28 within 500 m)
Daily convenience
67
within 1 km (40 within 500 m)
Health
5
hospitals/clinics within 1 km
Recreation
48
parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Mass Transit Railway Whampoa Station Station.

Family-friendly — 52 schools within a 1 km walk.

Everyday convenience — 67 shopping and daily-needs spots nearby.

Healthcare close by — 5 hospitals/clinics within 1 km.

Green space & leisure — 48 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
14/F
Flat
A
Saleable Area
389 Saleable ft²
Gross Area
469 ft²
Efficiency
83%
District
Kowloon City District · Kowloon
School net (POA)
35

Transaction History

Date Price Gain / loss
2008-02-14 HK$2.66M +33.0%
2006-01-27 HK$2.00M +1.5%
2005-04-27 HK$1.97M +12.6%
2005-04-07 HK$1.75M +20.7%
2001-12-05 HK$1.45M −43.1%
1996-05-23 HK$2.55M
Data sourced from Renavon.com