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At today's rate and a 90% mortgage, the deposit on this unit is about HK$549K, with repayments around HK$23,966/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$549K · loan HK$4.94M · min. income ≈ HK$47,932/mo (50% DSR)
Upfront cash ≈ HK$673K (deposit + AVD stamp duty HK$123,624 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Whampoa Station Station.
Family-friendly — 52 schools within a 1 km walk.
Everyday convenience — 67 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 48 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- B
- Saleable Area
- 389 Saleable ft²
- Gross Area
- 469 ft²
- Efficiency
- 83%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 35
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-08-06 | HK$7.30M | +1.0% 3.3y · 0.0%/yr |
| 2018-05-08 | HK$7.23M | +137.0% 7.8y · 18.0%/yr |
| 2010-07-15 | HK$3.05M | +9.3% |
| 2010-03-26 | HK$2.79M | +62.2% |
| 2007-08-15 | HK$1.72M | +0.0% |
| 2005-01-29 | HK$1.72M | +38.7% |
| 2002-05-30 | HK$1.24M | −62.2% |
| 1997-04-25 | HK$3.28M | +17.1% |
| 1997-04-08 | HK$2.80M | — |