▼ 0.50% · 3.625%
HK$2,072
−HK$130/mo
▼ 0.25% · 3.875%
HK$2,136
−HK$66/mo
Today · 4.125%
HK$2,202
baseline
▲ 0.50% · 4.625%
HK$2,336
+HK$134/mo
Deposit HK$454K · loan HK$454K · min. income ≈ HK$4,404/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,305
−HK$125/mo
▼ 0.25% · 3.875%
HK$2,367
−HK$63/mo
Today · 4.125%
HK$2,430
baseline
▲ 0.50% · 4.625%
HK$2,558
+HK$128/mo
Deposit HK$454K · loan HK$454K · min. income ≈ HK$4,860/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,279
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,350
−HK$72/mo
Today · 4.125%
HK$2,422
baseline
▲ 0.50% · 4.625%
HK$2,569
+HK$147/mo
Deposit HK$409K · loan HK$500K · min. income ≈ HK$4,844/mo (50% DSR)
Upfront cash ≈ HK$409K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,536
−HK$137/mo
▼ 0.25% · 3.875%
HK$2,604
−HK$69/mo
Today · 4.125%
HK$2,673
baseline
▲ 0.50% · 4.625%
HK$2,813
+HK$140/mo
Deposit HK$409K · loan HK$500K · min. income ≈ HK$5,346/mo (50% DSR)
Upfront cash ≈ HK$409K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,486
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,564
−HK$78/mo
Today · 4.125%
HK$2,642
baseline
▲ 0.50% · 4.625%
HK$2,803
+HK$161/mo
Deposit HK$363K · loan HK$545K · min. income ≈ HK$5,284/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,766
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,840
−HK$76/mo
Today · 4.125%
HK$2,916
baseline
▲ 0.50% · 4.625%
HK$3,069
+HK$153/mo
Deposit HK$363K · loan HK$545K · min. income ≈ HK$5,832/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,694
−HK$168/mo
▼ 0.25% · 3.875%
HK$2,777
−HK$85/mo
Today · 4.125%
HK$2,862
baseline
▲ 0.50% · 4.625%
HK$3,037
+HK$175/mo
Deposit HK$318K · loan HK$591K · min. income ≈ HK$5,724/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,997
−HK$161/mo
▼ 0.25% · 3.875%
HK$3,077
−HK$81/mo
Today · 4.125%
HK$3,158
baseline
▲ 0.50% · 4.625%
HK$3,325
+HK$167/mo
Deposit HK$318K · loan HK$591K · min. income ≈ HK$6,316/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,901
−HK$182/mo
▼ 0.25% · 3.875%
HK$2,991
−HK$92/mo
Today · 4.125%
HK$3,083
baseline
▲ 0.50% · 4.625%
HK$3,270
+HK$187/mo
Deposit HK$273K · loan HK$636K · min. income ≈ HK$6,166/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,227
−HK$174/mo
▼ 0.25% · 3.875%
HK$3,314
−HK$87/mo
Today · 4.125%
HK$3,401
baseline
▲ 0.50% · 4.625%
HK$3,581
+HK$180/mo
Deposit HK$273K · loan HK$636K · min. income ≈ HK$6,802/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,108
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,205
−HK$98/mo
Today · 4.125%
HK$3,303
baseline
▲ 0.50% · 4.625%
HK$3,504
+HK$201/mo
Deposit HK$227K · loan HK$681K · min. income ≈ HK$6,606/mo (50% DSR)
Upfront cash ≈ HK$227K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,458
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,550
−HK$94/mo
Today · 4.125%
HK$3,644
baseline
▲ 0.50% · 4.625%
HK$3,836
+HK$192/mo
Deposit HK$227K · loan HK$681K · min. income ≈ HK$7,288/mo (50% DSR)
Upfront cash ≈ HK$227K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,315
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,418
−HK$105/mo
Today · 4.125%
HK$3,523
baseline
▲ 0.50% · 4.625%
HK$3,737
+HK$214/mo
Deposit HK$182K · loan HK$727K · min. income ≈ HK$7,046/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,688
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,787
−HK$100/mo
Today · 4.125%
HK$3,887
baseline
▲ 0.50% · 4.625%
HK$4,092
+HK$205/mo
Deposit HK$182K · loan HK$727K · min. income ≈ HK$7,774/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,522
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,632
−HK$111/mo
Today · 4.125%
HK$3,743
baseline
▲ 0.50% · 4.625%
HK$3,971
+HK$228/mo
Deposit HK$136K · loan HK$772K · min. income ≈ HK$7,486/mo (50% DSR)
Upfront cash ≈ HK$136K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,919
−HK$211/mo
▼ 0.25% · 3.875%
HK$4,024
−HK$106/mo
Today · 4.125%
HK$4,130
baseline
▲ 0.50% · 4.625%
HK$4,348
+HK$218/mo
Deposit HK$136K · loan HK$772K · min. income ≈ HK$8,260/mo (50% DSR)
Upfront cash ≈ HK$136K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,730
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,846
−HK$117/mo
Today · 4.125%
HK$3,963
baseline
▲ 0.50% · 4.625%
HK$4,205
+HK$242/mo
Deposit HK$91K · loan HK$818K · min. income ≈ HK$7,926/mo (50% DSR)
Upfront cash ≈ HK$91K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,149
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,260
−HK$113/mo
Today · 4.125%
HK$4,373
baseline
▲ 0.50% · 4.625%
HK$4,604
+HK$231/mo
Deposit HK$91K · loan HK$818K · min. income ≈ HK$8,746/mo (50% DSR)
Upfront cash ≈ HK$91K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).