▼ 0.50% · 3.625%
HK$2,171
−HK$136/mo
▼ 0.25% · 3.875%
HK$2,238
−HK$69/mo
Today · 4.125%
HK$2,307
baseline
▲ 0.50% · 4.625%
HK$2,447
+HK$140/mo
Deposit HK$476K · loan HK$476K · min. income ≈ HK$4,614/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,415
−HK$130/mo
▼ 0.25% · 3.875%
HK$2,480
−HK$65/mo
Today · 4.125%
HK$2,545
baseline
▲ 0.50% · 4.625%
HK$2,680
+HK$135/mo
Deposit HK$476K · loan HK$476K · min. income ≈ HK$5,090/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,388
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,462
−HK$76/mo
Today · 4.125%
HK$2,538
baseline
▲ 0.50% · 4.625%
HK$2,692
+HK$154/mo
Deposit HK$428K · loan HK$524K · min. income ≈ HK$5,076/mo (50% DSR)
Upfront cash ≈ HK$428K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,656
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,728
−HK$72/mo
Today · 4.125%
HK$2,800
baseline
▲ 0.50% · 4.625%
HK$2,947
+HK$147/mo
Deposit HK$428K · loan HK$524K · min. income ≈ HK$5,600/mo (50% DSR)
Upfront cash ≈ HK$428K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,605
−HK$163/mo
▼ 0.25% · 3.875%
HK$2,686
−HK$82/mo
Today · 4.125%
HK$2,768
baseline
▲ 0.50% · 4.625%
HK$2,937
+HK$169/mo
Deposit HK$381K · loan HK$571K · min. income ≈ HK$5,536/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,898
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,976
−HK$78/mo
Today · 4.125%
HK$3,054
baseline
▲ 0.50% · 4.625%
HK$3,215
+HK$161/mo
Deposit HK$381K · loan HK$571K · min. income ≈ HK$6,108/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,822
−HK$177/mo
▼ 0.25% · 3.875%
HK$2,910
−HK$89/mo
Today · 4.125%
HK$2,999
baseline
▲ 0.50% · 4.625%
HK$3,181
+HK$182/mo
Deposit HK$333K · loan HK$619K · min. income ≈ HK$5,998/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,139
−HK$170/mo
▼ 0.25% · 3.875%
HK$3,224
−HK$85/mo
Today · 4.125%
HK$3,309
baseline
▲ 0.50% · 4.625%
HK$3,483
+HK$174/mo
Deposit HK$333K · loan HK$619K · min. income ≈ HK$6,618/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,039
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,134
−HK$96/mo
Today · 4.125%
HK$3,230
baseline
▲ 0.50% · 4.625%
HK$3,426
+HK$196/mo
Deposit HK$286K · loan HK$666K · min. income ≈ HK$6,460/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,381
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,472
−HK$92/mo
Today · 4.125%
HK$3,564
baseline
▲ 0.50% · 4.625%
HK$3,751
+HK$187/mo
Deposit HK$286K · loan HK$666K · min. income ≈ HK$7,128/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,256
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,357
−HK$103/mo
Today · 4.125%
HK$3,460
baseline
▲ 0.50% · 4.625%
HK$3,671
+HK$211/mo
Deposit HK$238K · loan HK$714K · min. income ≈ HK$6,920/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,622
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,719
−HK$99/mo
Today · 4.125%
HK$3,818
baseline
▲ 0.50% · 4.625%
HK$4,019
+HK$201/mo
Deposit HK$238K · loan HK$714K · min. income ≈ HK$7,636/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,473
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,581
−HK$110/mo
Today · 4.125%
HK$3,691
baseline
▲ 0.50% · 4.625%
HK$3,916
+HK$225/mo
Deposit HK$190K · loan HK$762K · min. income ≈ HK$7,382/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,864
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,967
−HK$106/mo
Today · 4.125%
HK$4,073
baseline
▲ 0.50% · 4.625%
HK$4,287
+HK$214/mo
Deposit HK$190K · loan HK$762K · min. income ≈ HK$8,146/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,690
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,805
−HK$117/mo
Today · 4.125%
HK$3,922
baseline
▲ 0.50% · 4.625%
HK$4,160
+HK$238/mo
Deposit HK$143K · loan HK$809K · min. income ≈ HK$7,844/mo (50% DSR)
Upfront cash ≈ HK$143K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,105
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,215
−HK$112/mo
Today · 4.125%
HK$4,327
baseline
▲ 0.50% · 4.625%
HK$4,555
+HK$228/mo
Deposit HK$143K · loan HK$809K · min. income ≈ HK$8,654/mo (50% DSR)
Upfront cash ≈ HK$143K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,907
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,029
−HK$123/mo
Today · 4.125%
HK$4,152
baseline
▲ 0.50% · 4.625%
HK$4,405
+HK$253/mo
Deposit HK$95K · loan HK$857K · min. income ≈ HK$8,304/mo (50% DSR)
Upfront cash ≈ HK$95K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,347
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,463
−HK$119/mo
Today · 4.125%
HK$4,582
baseline
▲ 0.50% · 4.625%
HK$4,823
+HK$241/mo
Deposit HK$95K · loan HK$857K · min. income ≈ HK$9,164/mo (50% DSR)
Upfront cash ≈ HK$95K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).