▼ 0.50% · 3.625%
HK$2,671
−HK$168/mo
▼ 0.25% · 3.875%
HK$2,754
−HK$85/mo
Today · 4.125%
HK$2,839
baseline
▲ 0.50% · 4.625%
HK$3,012
+HK$173/mo
Deposit HK$586K · loan HK$586K · min. income ≈ HK$5,678/mo (50% DSR)
Upfront cash ≈ HK$586K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,972
−HK$160/mo
▼ 0.25% · 3.875%
HK$3,051
−HK$81/mo
Today · 4.125%
HK$3,132
baseline
▲ 0.50% · 4.625%
HK$3,297
+HK$165/mo
Deposit HK$586K · loan HK$586K · min. income ≈ HK$6,264/mo (50% DSR)
Upfront cash ≈ HK$586K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,938
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,030
−HK$93/mo
Today · 4.125%
HK$3,123
baseline
▲ 0.50% · 4.625%
HK$3,313
+HK$190/mo
Deposit HK$527K · loan HK$644K · min. income ≈ HK$6,246/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,269
−HK$177/mo
▼ 0.25% · 3.875%
HK$3,357
−HK$89/mo
Today · 4.125%
HK$3,446
baseline
▲ 0.50% · 4.625%
HK$3,627
+HK$181/mo
Deposit HK$527K · loan HK$644K · min. income ≈ HK$6,892/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,206
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,305
−HK$102/mo
Today · 4.125%
HK$3,407
baseline
▲ 0.50% · 4.625%
HK$3,614
+HK$207/mo
Deposit HK$469K · loan HK$703K · min. income ≈ HK$6,814/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,566
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,662
−HK$97/mo
Today · 4.125%
HK$3,759
baseline
▲ 0.50% · 4.625%
HK$3,957
+HK$198/mo
Deposit HK$469K · loan HK$703K · min. income ≈ HK$7,518/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,473
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,581
−HK$109/mo
Today · 4.125%
HK$3,690
baseline
▲ 0.50% · 4.625%
HK$3,915
+HK$225/mo
Deposit HK$410K · loan HK$761K · min. income ≈ HK$7,380/mo (50% DSR)
Upfront cash ≈ HK$410K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,863
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,967
−HK$105/mo
Today · 4.125%
HK$4,072
baseline
▲ 0.50% · 4.625%
HK$4,287
+HK$215/mo
Deposit HK$410K · loan HK$761K · min. income ≈ HK$8,144/mo (50% DSR)
Upfront cash ≈ HK$410K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,740
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,856
−HK$118/mo
Today · 4.125%
HK$3,974
baseline
▲ 0.50% · 4.625%
HK$4,216
+HK$242/mo
Deposit HK$351K · loan HK$820K · min. income ≈ HK$7,948/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,160
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,272
−HK$113/mo
Today · 4.125%
HK$4,385
baseline
▲ 0.50% · 4.625%
HK$4,616
+HK$231/mo
Deposit HK$351K · loan HK$820K · min. income ≈ HK$8,770/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,007
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,132
−HK$126/mo
Today · 4.125%
HK$4,258
baseline
▲ 0.50% · 4.625%
HK$4,517
+HK$259/mo
Deposit HK$293K · loan HK$879K · min. income ≈ HK$8,516/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,458
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,577
−HK$121/mo
Today · 4.125%
HK$4,698
baseline
▲ 0.50% · 4.625%
HK$4,946
+HK$248/mo
Deposit HK$293K · loan HK$879K · min. income ≈ HK$9,396/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,274
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,407
−HK$135/mo
Today · 4.125%
HK$4,542
baseline
▲ 0.50% · 4.625%
HK$4,818
+HK$276/mo
Deposit HK$234K · loan HK$937K · min. income ≈ HK$9,084/mo (50% DSR)
Upfront cash ≈ HK$234K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,755
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,882
−HK$130/mo
Today · 4.125%
HK$5,012
baseline
▲ 0.50% · 4.625%
HK$5,276
+HK$264/mo
Deposit HK$234K · loan HK$937K · min. income ≈ HK$10,024/mo (50% DSR)
Upfront cash ≈ HK$234K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,541
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,682
−HK$144/mo
Today · 4.125%
HK$4,826
baseline
▲ 0.50% · 4.625%
HK$5,120
+HK$294/mo
Deposit HK$176K · loan HK$996K · min. income ≈ HK$9,652/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,052
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,187
−HK$138/mo
Today · 4.125%
HK$5,325
baseline
▲ 0.50% · 4.625%
HK$5,606
+HK$281/mo
Deposit HK$176K · loan HK$996K · min. income ≈ HK$10,650/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,808
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,958
−HK$152/mo
Today · 4.125%
HK$5,110
baseline
▲ 0.50% · 4.625%
HK$5,421
+HK$311/mo
Deposit HK$117K · loan HK$1.05M · min. income ≈ HK$10,220/mo (50% DSR)
Upfront cash ≈ HK$117K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,349
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,493
−HK$145/mo
Today · 4.125%
HK$5,638
baseline
▲ 0.50% · 4.625%
HK$5,935
+HK$297/mo
Deposit HK$117K · loan HK$1.05M · min. income ≈ HK$11,276/mo (50% DSR)
Upfront cash ≈ HK$117K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).