▼ 0.50% · 3.625%
HK$2,554
−HK$160/mo
▼ 0.25% · 3.875%
HK$2,633
−HK$81/mo
Today · 4.125%
HK$2,714
baseline
▲ 0.50% · 4.625%
HK$2,879
+HK$165/mo
Deposit HK$560K · loan HK$560K · min. income ≈ HK$5,428/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,841
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,917
−HK$78/mo
Today · 4.125%
HK$2,995
baseline
▲ 0.50% · 4.625%
HK$3,152
+HK$157/mo
Deposit HK$560K · loan HK$560K · min. income ≈ HK$5,990/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,809
−HK$176/mo
▼ 0.25% · 3.875%
HK$2,897
−HK$88/mo
Today · 4.125%
HK$2,985
baseline
▲ 0.50% · 4.625%
HK$3,167
+HK$182/mo
Deposit HK$504K · loan HK$616K · min. income ≈ HK$5,970/mo (50% DSR)
Upfront cash ≈ HK$504K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,125
−HK$169/mo
▼ 0.25% · 3.875%
HK$3,209
−HK$85/mo
Today · 4.125%
HK$3,294
baseline
▲ 0.50% · 4.625%
HK$3,468
+HK$174/mo
Deposit HK$504K · loan HK$616K · min. income ≈ HK$6,588/mo (50% DSR)
Upfront cash ≈ HK$504K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,064
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,160
−HK$97/mo
Today · 4.125%
HK$3,257
baseline
▲ 0.50% · 4.625%
HK$3,455
+HK$198/mo
Deposit HK$448K · loan HK$672K · min. income ≈ HK$6,514/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,409
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,501
−HK$92/mo
Today · 4.125%
HK$3,593
baseline
▲ 0.50% · 4.625%
HK$3,783
+HK$190/mo
Deposit HK$448K · loan HK$672K · min. income ≈ HK$7,186/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,320
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,423
−HK$105/mo
Today · 4.125%
HK$3,528
baseline
▲ 0.50% · 4.625%
HK$3,743
+HK$215/mo
Deposit HK$392K · loan HK$728K · min. income ≈ HK$7,056/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,693
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,792
−HK$101/mo
Today · 4.125%
HK$3,893
baseline
▲ 0.50% · 4.625%
HK$4,098
+HK$205/mo
Deposit HK$392K · loan HK$728K · min. income ≈ HK$7,786/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,575
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,686
−HK$113/mo
Today · 4.125%
HK$3,799
baseline
▲ 0.50% · 4.625%
HK$4,031
+HK$232/mo
Deposit HK$336K · loan HK$784K · min. income ≈ HK$7,598/mo (50% DSR)
Upfront cash ≈ HK$336K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,977
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,084
−HK$108/mo
Today · 4.125%
HK$4,192
baseline
▲ 0.50% · 4.625%
HK$4,413
+HK$221/mo
Deposit HK$336K · loan HK$784K · min. income ≈ HK$8,384/mo (50% DSR)
Upfront cash ≈ HK$336K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,831
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,950
−HK$121/mo
Today · 4.125%
HK$4,071
baseline
▲ 0.50% · 4.625%
HK$4,319
+HK$248/mo
Deposit HK$280K · loan HK$840K · min. income ≈ HK$8,142/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,262
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,376
−HK$116/mo
Today · 4.125%
HK$4,492
baseline
▲ 0.50% · 4.625%
HK$4,729
+HK$237/mo
Deposit HK$280K · loan HK$840K · min. income ≈ HK$8,984/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,086
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,213
−HK$129/mo
Today · 4.125%
HK$4,342
baseline
▲ 0.50% · 4.625%
HK$4,606
+HK$264/mo
Deposit HK$224K · loan HK$896K · min. income ≈ HK$8,684/mo (50% DSR)
Upfront cash ≈ HK$224K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,546
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,668
−HK$123/mo
Today · 4.125%
HK$4,791
baseline
▲ 0.50% · 4.625%
HK$5,044
+HK$253/mo
Deposit HK$224K · loan HK$896K · min. income ≈ HK$9,582/mo (50% DSR)
Upfront cash ≈ HK$224K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,341
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,476
−HK$138/mo
Today · 4.125%
HK$4,614
baseline
▲ 0.50% · 4.625%
HK$4,894
+HK$280/mo
Deposit HK$168K · loan HK$952K · min. income ≈ HK$9,228/mo (50% DSR)
Upfront cash ≈ HK$168K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,830
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,959
−HK$132/mo
Today · 4.125%
HK$5,091
baseline
▲ 0.50% · 4.625%
HK$5,359
+HK$268/mo
Deposit HK$168K · loan HK$952K · min. income ≈ HK$10,182/mo (50% DSR)
Upfront cash ≈ HK$168K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,597
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,740
−HK$145/mo
Today · 4.125%
HK$4,885
baseline
▲ 0.50% · 4.625%
HK$5,182
+HK$297/mo
Deposit HK$112K · loan HK$1.01M · min. income ≈ HK$9,770/mo (50% DSR)
Upfront cash ≈ HK$112K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,114
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,251
−HK$139/mo
Today · 4.125%
HK$5,390
baseline
▲ 0.50% · 4.625%
HK$5,674
+HK$284/mo
Deposit HK$112K · loan HK$1.01M · min. income ≈ HK$10,780/mo (50% DSR)
Upfront cash ≈ HK$112K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).