▼ 0.50% · 3.625%
HK$2,416
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,491
−HK$77/mo
Today · 4.125%
HK$2,568
baseline
▲ 0.50% · 4.625%
HK$2,724
+HK$156/mo
Deposit HK$530K · loan HK$530K · min. income ≈ HK$5,136/mo (50% DSR)
Upfront cash ≈ HK$530K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,688
−HK$145/mo
▼ 0.25% · 3.875%
HK$2,760
−HK$73/mo
Today · 4.125%
HK$2,833
baseline
▲ 0.50% · 4.625%
HK$2,982
+HK$149/mo
Deposit HK$530K · loan HK$530K · min. income ≈ HK$5,666/mo (50% DSR)
Upfront cash ≈ HK$530K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,658
−HK$166/mo
▼ 0.25% · 3.875%
HK$2,740
−HK$84/mo
Today · 4.125%
HK$2,824
baseline
▲ 0.50% · 4.625%
HK$2,996
+HK$172/mo
Deposit HK$477K · loan HK$583K · min. income ≈ HK$5,648/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,957
−HK$159/mo
▼ 0.25% · 3.875%
HK$3,036
−HK$80/mo
Today · 4.125%
HK$3,116
baseline
▲ 0.50% · 4.625%
HK$3,281
+HK$165/mo
Deposit HK$477K · loan HK$583K · min. income ≈ HK$6,232/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,899
−HK$182/mo
▼ 0.25% · 3.875%
HK$2,989
−HK$92/mo
Today · 4.125%
HK$3,081
baseline
▲ 0.50% · 4.625%
HK$3,269
+HK$188/mo
Deposit HK$424K · loan HK$636K · min. income ≈ HK$6,162/mo (50% DSR)
Upfront cash ≈ HK$424K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,225
−HK$175/mo
▼ 0.25% · 3.875%
HK$3,312
−HK$88/mo
Today · 4.125%
HK$3,400
baseline
▲ 0.50% · 4.625%
HK$3,579
+HK$179/mo
Deposit HK$424K · loan HK$636K · min. income ≈ HK$6,800/mo (50% DSR)
Upfront cash ≈ HK$424K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,141
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,239
−HK$99/mo
Today · 4.125%
HK$3,338
baseline
▲ 0.50% · 4.625%
HK$3,541
+HK$203/mo
Deposit HK$371K · loan HK$689K · min. income ≈ HK$6,676/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,494
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,588
−HK$95/mo
Today · 4.125%
HK$3,683
baseline
▲ 0.50% · 4.625%
HK$3,877
+HK$194/mo
Deposit HK$371K · loan HK$689K · min. income ≈ HK$7,366/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,382
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,488
−HK$107/mo
Today · 4.125%
HK$3,595
baseline
▲ 0.50% · 4.625%
HK$3,813
+HK$218/mo
Deposit HK$318K · loan HK$742K · min. income ≈ HK$7,190/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,763
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,864
−HK$102/mo
Today · 4.125%
HK$3,966
baseline
▲ 0.50% · 4.625%
HK$4,175
+HK$209/mo
Deposit HK$318K · loan HK$742K · min. income ≈ HK$7,932/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,624
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,737
−HK$114/mo
Today · 4.125%
HK$3,851
baseline
▲ 0.50% · 4.625%
HK$4,086
+HK$235/mo
Deposit HK$265K · loan HK$795K · min. income ≈ HK$7,702/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,032
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,140
−HK$110/mo
Today · 4.125%
HK$4,250
baseline
▲ 0.50% · 4.625%
HK$4,474
+HK$224/mo
Deposit HK$265K · loan HK$795K · min. income ≈ HK$8,500/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,866
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,986
−HK$122/mo
Today · 4.125%
HK$4,108
baseline
▲ 0.50% · 4.625%
HK$4,358
+HK$250/mo
Deposit HK$212K · loan HK$848K · min. income ≈ HK$8,216/mo (50% DSR)
Upfront cash ≈ HK$212K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,301
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,416
−HK$117/mo
Today · 4.125%
HK$4,533
baseline
▲ 0.50% · 4.625%
HK$4,772
+HK$239/mo
Deposit HK$212K · loan HK$848K · min. income ≈ HK$9,066/mo (50% DSR)
Upfront cash ≈ HK$212K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,107
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,235
−HK$130/mo
Today · 4.125%
HK$4,365
baseline
▲ 0.50% · 4.625%
HK$4,630
+HK$265/mo
Deposit HK$159K · loan HK$901K · min. income ≈ HK$8,730/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,569
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,692
−HK$124/mo
Today · 4.125%
HK$4,816
baseline
▲ 0.50% · 4.625%
HK$5,070
+HK$254/mo
Deposit HK$159K · loan HK$901K · min. income ≈ HK$9,632/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,349
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,484
−HK$138/mo
Today · 4.125%
HK$4,622
baseline
▲ 0.50% · 4.625%
HK$4,903
+HK$281/mo
Deposit HK$106K · loan HK$954K · min. income ≈ HK$9,244/mo (50% DSR)
Upfront cash ≈ HK$106K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,838
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,968
−HK$132/mo
Today · 4.125%
HK$5,100
baseline
▲ 0.50% · 4.625%
HK$5,368
+HK$268/mo
Deposit HK$106K · loan HK$954K · min. income ≈ HK$10,200/mo (50% DSR)
Upfront cash ≈ HK$106K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).