▼ 0.50% · 3.625%
HK$2,345
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,418
−HK$74/mo
Today · 4.125%
HK$2,492
baseline
▲ 0.50% · 4.625%
HK$2,644
+HK$152/mo
Deposit HK$514K · loan HK$514K · min. income ≈ HK$4,984/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,609
−HK$141/mo
▼ 0.25% · 3.875%
HK$2,679
−HK$71/mo
Today · 4.125%
HK$2,750
baseline
▲ 0.50% · 4.625%
HK$2,895
+HK$145/mo
Deposit HK$514K · loan HK$514K · min. income ≈ HK$5,500/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,580
−HK$162/mo
▼ 0.25% · 3.875%
HK$2,660
−HK$82/mo
Today · 4.125%
HK$2,742
baseline
▲ 0.50% · 4.625%
HK$2,908
+HK$166/mo
Deposit HK$463K · loan HK$566K · min. income ≈ HK$5,484/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,870
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,947
−HK$78/mo
Today · 4.125%
HK$3,025
baseline
▲ 0.50% · 4.625%
HK$3,185
+HK$160/mo
Deposit HK$463K · loan HK$566K · min. income ≈ HK$6,050/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,814
−HK$177/mo
▼ 0.25% · 3.875%
HK$2,902
−HK$89/mo
Today · 4.125%
HK$2,991
baseline
▲ 0.50% · 4.625%
HK$3,173
+HK$182/mo
Deposit HK$411K · loan HK$617K · min. income ≈ HK$5,982/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,131
−HK$169/mo
▼ 0.25% · 3.875%
HK$3,215
−HK$85/mo
Today · 4.125%
HK$3,300
baseline
▲ 0.50% · 4.625%
HK$3,474
+HK$174/mo
Deposit HK$411K · loan HK$617K · min. income ≈ HK$6,600/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,049
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,144
−HK$96/mo
Today · 4.125%
HK$3,240
baseline
▲ 0.50% · 4.625%
HK$3,437
+HK$197/mo
Deposit HK$360K · loan HK$669K · min. income ≈ HK$6,480/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,392
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,483
−HK$92/mo
Today · 4.125%
HK$3,575
baseline
▲ 0.50% · 4.625%
HK$3,764
+HK$189/mo
Deposit HK$360K · loan HK$669K · min. income ≈ HK$7,150/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,283
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,386
−HK$103/mo
Today · 4.125%
HK$3,489
baseline
▲ 0.50% · 4.625%
HK$3,702
+HK$213/mo
Deposit HK$309K · loan HK$720K · min. income ≈ HK$6,978/mo (50% DSR)
Upfront cash ≈ HK$309K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,653
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,751
−HK$99/mo
Today · 4.125%
HK$3,850
baseline
▲ 0.50% · 4.625%
HK$4,053
+HK$203/mo
Deposit HK$309K · loan HK$720K · min. income ≈ HK$7,700/mo (50% DSR)
Upfront cash ≈ HK$309K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,518
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,627
−HK$112/mo
Today · 4.125%
HK$3,739
baseline
▲ 0.50% · 4.625%
HK$3,966
+HK$227/mo
Deposit HK$257K · loan HK$771K · min. income ≈ HK$7,478/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,914
−HK$211/mo
▼ 0.25% · 3.875%
HK$4,019
−HK$106/mo
Today · 4.125%
HK$4,125
baseline
▲ 0.50% · 4.625%
HK$4,343
+HK$218/mo
Deposit HK$257K · loan HK$771K · min. income ≈ HK$8,250/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,752
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,869
−HK$119/mo
Today · 4.125%
HK$3,988
baseline
▲ 0.50% · 4.625%
HK$4,230
+HK$242/mo
Deposit HK$206K · loan HK$823K · min. income ≈ HK$7,976/mo (50% DSR)
Upfront cash ≈ HK$206K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,175
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,287
−HK$113/mo
Today · 4.125%
HK$4,400
baseline
▲ 0.50% · 4.625%
HK$4,632
+HK$232/mo
Deposit HK$206K · loan HK$823K · min. income ≈ HK$8,800/mo (50% DSR)
Upfront cash ≈ HK$206K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,987
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,111
−HK$126/mo
Today · 4.125%
HK$4,237
baseline
▲ 0.50% · 4.625%
HK$4,495
+HK$258/mo
Deposit HK$154K · loan HK$874K · min. income ≈ HK$8,474/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,436
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,554
−HK$121/mo
Today · 4.125%
HK$4,675
baseline
▲ 0.50% · 4.625%
HK$4,922
+HK$247/mo
Deposit HK$154K · loan HK$874K · min. income ≈ HK$9,350/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,222
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,353
−HK$133/mo
Today · 4.125%
HK$4,486
baseline
▲ 0.50% · 4.625%
HK$4,759
+HK$273/mo
Deposit HK$103K · loan HK$926K · min. income ≈ HK$8,972/mo (50% DSR)
Upfront cash ≈ HK$103K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,696
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,822
−HK$128/mo
Today · 4.125%
HK$4,950
baseline
▲ 0.50% · 4.625%
HK$5,211
+HK$261/mo
Deposit HK$103K · loan HK$926K · min. income ≈ HK$9,900/mo (50% DSR)
Upfront cash ≈ HK$103K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).