▼ 0.50% · 3.625%
HK$4,014
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,139
−HK$127/mo
Today · 4.125%
HK$4,266
baseline
▲ 0.50% · 4.625%
HK$4,526
+HK$260/mo
Deposit HK$880K · loan HK$880K · min. income ≈ HK$8,532/mo (50% DSR)
Upfront cash ≈ HK$880K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,466
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,586
−HK$121/mo
Today · 4.125%
HK$4,707
baseline
▲ 0.50% · 4.625%
HK$4,955
+HK$248/mo
Deposit HK$880K · loan HK$880K · min. income ≈ HK$9,414/mo (50% DSR)
Upfront cash ≈ HK$880K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,416
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,553
−HK$140/mo
Today · 4.125%
HK$4,693
baseline
▲ 0.50% · 4.625%
HK$4,978
+HK$285/mo
Deposit HK$792K · loan HK$968K · min. income ≈ HK$9,386/mo (50% DSR)
Upfront cash ≈ HK$792K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,912
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,044
−HK$134/mo
Today · 4.125%
HK$5,178
baseline
▲ 0.50% · 4.625%
HK$5,451
+HK$273/mo
Deposit HK$792K · loan HK$968K · min. income ≈ HK$10,356/mo (50% DSR)
Upfront cash ≈ HK$792K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,817
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,967
−HK$152/mo
Today · 4.125%
HK$5,119
baseline
▲ 0.50% · 4.625%
HK$5,431
+HK$312/mo
Deposit HK$704K · loan HK$1.06M · min. income ≈ HK$10,238/mo (50% DSR)
Upfront cash ≈ HK$704K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,359
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,503
−HK$146/mo
Today · 4.125%
HK$5,649
baseline
▲ 0.50% · 4.625%
HK$5,946
+HK$297/mo
Deposit HK$704K · loan HK$1.06M · min. income ≈ HK$11,298/mo (50% DSR)
Upfront cash ≈ HK$704K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,219
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,381
−HK$165/mo
Today · 4.125%
HK$5,546
baseline
▲ 0.50% · 4.625%
HK$5,883
+HK$337/mo
Deposit HK$616K · loan HK$1.14M · min. income ≈ HK$11,092/mo (50% DSR)
Upfront cash ≈ HK$616K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,806
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,961
−HK$158/mo
Today · 4.125%
HK$6,119
baseline
▲ 0.50% · 4.625%
HK$6,442
+HK$323/mo
Deposit HK$616K · loan HK$1.14M · min. income ≈ HK$12,238/mo (50% DSR)
Upfront cash ≈ HK$616K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,620
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,795
−HK$177/mo
Today · 4.125%
HK$5,972
baseline
▲ 0.50% · 4.625%
HK$6,336
+HK$364/mo
Deposit HK$528K · loan HK$1.23M · min. income ≈ HK$11,944/mo (50% DSR)
Upfront cash ≈ HK$528K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,252
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,420
−HK$170/mo
Today · 4.125%
HK$6,590
baseline
▲ 0.50% · 4.625%
HK$6,937
+HK$347/mo
Deposit HK$528K · loan HK$1.23M · min. income ≈ HK$13,180/mo (50% DSR)
Upfront cash ≈ HK$528K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,021
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,209
−HK$190/mo
Today · 4.125%
HK$6,399
baseline
▲ 0.50% · 4.625%
HK$6,788
+HK$389/mo
Deposit HK$440K · loan HK$1.32M · min. income ≈ HK$12,798/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,699
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,879
−HK$182/mo
Today · 4.125%
HK$7,061
baseline
▲ 0.50% · 4.625%
HK$7,433
+HK$372/mo
Deposit HK$440K · loan HK$1.32M · min. income ≈ HK$14,122/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,423
−HK$403/mo
▼ 0.25% · 3.875%
HK$6,623
−HK$203/mo
Today · 4.125%
HK$6,826
baseline
▲ 0.50% · 4.625%
HK$7,241
+HK$415/mo
Deposit HK$352K · loan HK$1.41M · min. income ≈ HK$13,652/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,145
−HK$386/mo
▼ 0.25% · 3.875%
HK$7,337
−HK$194/mo
Today · 4.125%
HK$7,531
baseline
▲ 0.50% · 4.625%
HK$7,928
+HK$397/mo
Deposit HK$352K · loan HK$1.41M · min. income ≈ HK$15,062/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,824
−HK$428/mo
▼ 0.25% · 3.875%
HK$7,037
−HK$215/mo
Today · 4.125%
HK$7,252
baseline
▲ 0.50% · 4.625%
HK$7,694
+HK$442/mo
Deposit HK$264K · loan HK$1.50M · min. income ≈ HK$14,504/mo (50% DSR)
Upfront cash ≈ HK$264K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,592
−HK$410/mo
▼ 0.25% · 3.875%
HK$7,796
−HK$206/mo
Today · 4.125%
HK$8,002
baseline
▲ 0.50% · 4.625%
HK$8,424
+HK$422/mo
Deposit HK$264K · loan HK$1.50M · min. income ≈ HK$16,004/mo (50% DSR)
Upfront cash ≈ HK$264K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,226
−HK$453/mo
▼ 0.25% · 3.875%
HK$7,451
−HK$228/mo
Today · 4.125%
HK$7,679
baseline
▲ 0.50% · 4.625%
HK$8,146
+HK$467/mo
Deposit HK$176K · loan HK$1.58M · min. income ≈ HK$15,358/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,039
−HK$434/mo
▼ 0.25% · 3.875%
HK$8,254
−HK$219/mo
Today · 4.125%
HK$8,473
baseline
▲ 0.50% · 4.625%
HK$8,920
+HK$447/mo
Deposit HK$176K · loan HK$1.58M · min. income ≈ HK$16,946/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).