▼ 0.50% · 3.625%
HK$4,068
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,195
−HK$128/mo
Today · 4.125%
HK$4,323
baseline
▲ 0.50% · 4.625%
HK$4,586
+HK$263/mo
Deposit HK$892K · loan HK$892K · min. income ≈ HK$8,646/mo (50% DSR)
Upfront cash ≈ HK$892K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,526
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,647
−HK$123/mo
Today · 4.125%
HK$4,770
baseline
▲ 0.50% · 4.625%
HK$5,022
+HK$252/mo
Deposit HK$892K · loan HK$892K · min. income ≈ HK$9,540/mo (50% DSR)
Upfront cash ≈ HK$892K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,475
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,614
−HK$142/mo
Today · 4.125%
HK$4,756
baseline
▲ 0.50% · 4.625%
HK$5,045
+HK$289/mo
Deposit HK$803K · loan HK$981K · min. income ≈ HK$9,512/mo (50% DSR)
Upfront cash ≈ HK$803K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,978
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,112
−HK$135/mo
Today · 4.125%
HK$5,247
baseline
▲ 0.50% · 4.625%
HK$5,524
+HK$277/mo
Deposit HK$803K · loan HK$981K · min. income ≈ HK$10,494/mo (50% DSR)
Upfront cash ≈ HK$803K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,882
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,034
−HK$154/mo
Today · 4.125%
HK$5,188
baseline
▲ 0.50% · 4.625%
HK$5,504
+HK$316/mo
Deposit HK$714K · loan HK$1.07M · min. income ≈ HK$10,376/mo (50% DSR)
Upfront cash ≈ HK$714K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,431
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,577
−HK$147/mo
Today · 4.125%
HK$5,724
baseline
▲ 0.50% · 4.625%
HK$6,026
+HK$302/mo
Deposit HK$714K · loan HK$1.07M · min. income ≈ HK$11,448/mo (50% DSR)
Upfront cash ≈ HK$714K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,289
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,453
−HK$167/mo
Today · 4.125%
HK$5,620
baseline
▲ 0.50% · 4.625%
HK$5,962
+HK$342/mo
Deposit HK$624K · loan HK$1.16M · min. income ≈ HK$11,240/mo (50% DSR)
Upfront cash ≈ HK$625K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,883
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,041
−HK$160/mo
Today · 4.125%
HK$6,201
baseline
▲ 0.50% · 4.625%
HK$6,528
+HK$327/mo
Deposit HK$624K · loan HK$1.16M · min. income ≈ HK$12,402/mo (50% DSR)
Upfront cash ≈ HK$625K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,695
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,873
−HK$180/mo
Today · 4.125%
HK$6,053
baseline
▲ 0.50% · 4.625%
HK$6,421
+HK$368/mo
Deposit HK$535K · loan HK$1.25M · min. income ≈ HK$12,106/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,336
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,506
−HK$172/mo
Today · 4.125%
HK$6,678
baseline
▲ 0.50% · 4.625%
HK$7,030
+HK$352/mo
Deposit HK$535K · loan HK$1.25M · min. income ≈ HK$13,356/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,102
−HK$383/mo
▼ 0.25% · 3.875%
HK$6,292
−HK$193/mo
Today · 4.125%
HK$6,485
baseline
▲ 0.50% · 4.625%
HK$6,879
+HK$394/mo
Deposit HK$446K · loan HK$1.34M · min. income ≈ HK$12,970/mo (50% DSR)
Upfront cash ≈ HK$446K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,789
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,971
−HK$184/mo
Today · 4.125%
HK$7,155
baseline
▲ 0.50% · 4.625%
HK$7,533
+HK$378/mo
Deposit HK$446K · loan HK$1.34M · min. income ≈ HK$14,310/mo (50% DSR)
Upfront cash ≈ HK$446K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,509
−HK$408/mo
▼ 0.25% · 3.875%
HK$6,711
−HK$206/mo
Today · 4.125%
HK$6,917
baseline
▲ 0.50% · 4.625%
HK$7,338
+HK$421/mo
Deposit HK$357K · loan HK$1.43M · min. income ≈ HK$13,834/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,241
−HK$391/mo
▼ 0.25% · 3.875%
HK$7,435
−HK$197/mo
Today · 4.125%
HK$7,632
baseline
▲ 0.50% · 4.625%
HK$8,035
+HK$403/mo
Deposit HK$357K · loan HK$1.43M · min. income ≈ HK$15,264/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,916
−HK$433/mo
▼ 0.25% · 3.875%
HK$7,131
−HK$218/mo
Today · 4.125%
HK$7,349
baseline
▲ 0.50% · 4.625%
HK$7,797
+HK$448/mo
Deposit HK$268K · loan HK$1.52M · min. income ≈ HK$14,698/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,694
−HK$415/mo
▼ 0.25% · 3.875%
HK$7,900
−HK$209/mo
Today · 4.125%
HK$8,109
baseline
▲ 0.50% · 4.625%
HK$8,537
+HK$428/mo
Deposit HK$268K · loan HK$1.52M · min. income ≈ HK$16,218/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,323
−HK$459/mo
▼ 0.25% · 3.875%
HK$7,550
−HK$232/mo
Today · 4.125%
HK$7,782
baseline
▲ 0.50% · 4.625%
HK$8,255
+HK$473/mo
Deposit HK$178K · loan HK$1.61M · min. income ≈ HK$15,564/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,146
−HK$440/mo
▼ 0.25% · 3.875%
HK$8,365
−HK$221/mo
Today · 4.125%
HK$8,586
baseline
▲ 0.50% · 4.625%
HK$9,039
+HK$453/mo
Deposit HK$178K · loan HK$1.61M · min. income ≈ HK$17,172/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).