▼ 0.50% · 3.625%
HK$4,081
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,207
−HK$129/mo
Today · 4.125%
HK$4,336
baseline
▲ 0.50% · 4.625%
HK$4,600
+HK$264/mo
Deposit HK$895K · loan HK$895K · min. income ≈ HK$8,672/mo (50% DSR)
Upfront cash ≈ HK$895K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,540
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,661
−HK$124/mo
Today · 4.125%
HK$4,785
baseline
▲ 0.50% · 4.625%
HK$5,037
+HK$252/mo
Deposit HK$895K · loan HK$895K · min. income ≈ HK$9,570/mo (50% DSR)
Upfront cash ≈ HK$895K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,489
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,628
−HK$142/mo
Today · 4.125%
HK$4,770
baseline
▲ 0.50% · 4.625%
HK$5,060
+HK$290/mo
Deposit HK$805K · loan HK$984K · min. income ≈ HK$9,540/mo (50% DSR)
Upfront cash ≈ HK$805K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,993
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,127
−HK$136/mo
Today · 4.125%
HK$5,263
baseline
▲ 0.50% · 4.625%
HK$5,541
+HK$278/mo
Deposit HK$805K · loan HK$984K · min. income ≈ HK$10,526/mo (50% DSR)
Upfront cash ≈ HK$805K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,897
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,049
−HK$155/mo
Today · 4.125%
HK$5,204
baseline
▲ 0.50% · 4.625%
HK$5,520
+HK$316/mo
Deposit HK$716K · loan HK$1.07M · min. income ≈ HK$10,408/mo (50% DSR)
Upfront cash ≈ HK$716K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,447
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,594
−HK$148/mo
Today · 4.125%
HK$5,742
baseline
▲ 0.50% · 4.625%
HK$6,044
+HK$302/mo
Deposit HK$716K · loan HK$1.07M · min. income ≈ HK$11,484/mo (50% DSR)
Upfront cash ≈ HK$716K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,305
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,470
−HK$167/mo
Today · 4.125%
HK$5,637
baseline
▲ 0.50% · 4.625%
HK$5,980
+HK$343/mo
Deposit HK$626K · loan HK$1.16M · min. income ≈ HK$11,274/mo (50% DSR)
Upfront cash ≈ HK$626K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,901
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,060
−HK$160/mo
Today · 4.125%
HK$6,220
baseline
▲ 0.50% · 4.625%
HK$6,548
+HK$328/mo
Deposit HK$626K · loan HK$1.16M · min. income ≈ HK$12,440/mo (50% DSR)
Upfront cash ≈ HK$626K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,713
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,890
−HK$181/mo
Today · 4.125%
HK$6,071
baseline
▲ 0.50% · 4.625%
HK$6,440
+HK$369/mo
Deposit HK$537K · loan HK$1.25M · min. income ≈ HK$12,142/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,355
−HK$344/mo
▼ 0.25% · 3.875%
HK$6,526
−HK$173/mo
Today · 4.125%
HK$6,699
baseline
▲ 0.50% · 4.625%
HK$7,052
+HK$353/mo
Deposit HK$537K · loan HK$1.25M · min. income ≈ HK$13,398/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,121
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,311
−HK$194/mo
Today · 4.125%
HK$6,505
baseline
▲ 0.50% · 4.625%
HK$6,900
+HK$395/mo
Deposit HK$447K · loan HK$1.34M · min. income ≈ HK$13,010/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,809
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,992
−HK$185/mo
Today · 4.125%
HK$7,177
baseline
▲ 0.50% · 4.625%
HK$7,555
+HK$378/mo
Deposit HK$447K · loan HK$1.34M · min. income ≈ HK$14,354/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,529
−HK$409/mo
▼ 0.25% · 3.875%
HK$6,732
−HK$206/mo
Today · 4.125%
HK$6,938
baseline
▲ 0.50% · 4.625%
HK$7,360
+HK$422/mo
Deposit HK$358K · loan HK$1.43M · min. income ≈ HK$13,876/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,263
−HK$393/mo
▼ 0.25% · 3.875%
HK$7,458
−HK$198/mo
Today · 4.125%
HK$7,656
baseline
▲ 0.50% · 4.625%
HK$8,059
+HK$403/mo
Deposit HK$358K · loan HK$1.43M · min. income ≈ HK$15,312/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,937
−HK$435/mo
▼ 0.25% · 3.875%
HK$7,153
−HK$219/mo
Today · 4.125%
HK$7,372
baseline
▲ 0.50% · 4.625%
HK$7,820
+HK$448/mo
Deposit HK$268K · loan HK$1.52M · min. income ≈ HK$14,744/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,717
−HK$417/mo
▼ 0.25% · 3.875%
HK$7,924
−HK$210/mo
Today · 4.125%
HK$8,134
baseline
▲ 0.50% · 4.625%
HK$8,563
+HK$429/mo
Deposit HK$268K · loan HK$1.52M · min. income ≈ HK$16,268/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,345
−HK$461/mo
▼ 0.25% · 3.875%
HK$7,573
−HK$233/mo
Today · 4.125%
HK$7,806
baseline
▲ 0.50% · 4.625%
HK$8,280
+HK$474/mo
Deposit HK$179K · loan HK$1.61M · min. income ≈ HK$15,612/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,171
−HK$442/mo
▼ 0.25% · 3.875%
HK$8,390
−HK$223/mo
Today · 4.125%
HK$8,613
baseline
▲ 0.50% · 4.625%
HK$9,067
+HK$454/mo
Deposit HK$179K · loan HK$1.61M · min. income ≈ HK$17,226/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).