▼ 0.50% · 3.625%
HK$2,744
−HK$172/mo
▼ 0.25% · 3.875%
HK$2,829
−HK$87/mo
Today · 4.125%
HK$2,916
baseline
▲ 0.50% · 4.625%
HK$3,093
+HK$177/mo
Deposit HK$602K · loan HK$602K · min. income ≈ HK$5,832/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,053
−HK$164/mo
▼ 0.25% · 3.875%
HK$3,134
−HK$83/mo
Today · 4.125%
HK$3,217
baseline
▲ 0.50% · 4.625%
HK$3,387
+HK$170/mo
Deposit HK$602K · loan HK$602K · min. income ≈ HK$6,434/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,018
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,112
−HK$96/mo
Today · 4.125%
HK$3,208
baseline
▲ 0.50% · 4.625%
HK$3,403
+HK$195/mo
Deposit HK$541K · loan HK$662K · min. income ≈ HK$6,416/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,358
−HK$181/mo
▼ 0.25% · 3.875%
HK$3,448
−HK$91/mo
Today · 4.125%
HK$3,539
baseline
▲ 0.50% · 4.625%
HK$3,726
+HK$187/mo
Deposit HK$541K · loan HK$662K · min. income ≈ HK$7,078/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,293
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,395
−HK$104/mo
Today · 4.125%
HK$3,499
baseline
▲ 0.50% · 4.625%
HK$3,712
+HK$213/mo
Deposit HK$481K · loan HK$722K · min. income ≈ HK$6,998/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,663
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,761
−HK$100/mo
Today · 4.125%
HK$3,861
baseline
▲ 0.50% · 4.625%
HK$4,065
+HK$204/mo
Deposit HK$481K · loan HK$722K · min. income ≈ HK$7,722/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,567
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,678
−HK$113/mo
Today · 4.125%
HK$3,791
baseline
▲ 0.50% · 4.625%
HK$4,021
+HK$230/mo
Deposit HK$421K · loan HK$782K · min. income ≈ HK$7,582/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,968
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,075
−HK$108/mo
Today · 4.125%
HK$4,183
baseline
▲ 0.50% · 4.625%
HK$4,403
+HK$220/mo
Deposit HK$421K · loan HK$782K · min. income ≈ HK$8,366/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,841
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,961
−HK$121/mo
Today · 4.125%
HK$4,082
baseline
▲ 0.50% · 4.625%
HK$4,331
+HK$249/mo
Deposit HK$361K · loan HK$842K · min. income ≈ HK$8,164/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,274
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,388
−HK$116/mo
Today · 4.125%
HK$4,504
baseline
▲ 0.50% · 4.625%
HK$4,742
+HK$238/mo
Deposit HK$361K · loan HK$842K · min. income ≈ HK$9,008/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,116
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,244
−HK$130/mo
Today · 4.125%
HK$4,374
baseline
▲ 0.50% · 4.625%
HK$4,640
+HK$266/mo
Deposit HK$301K · loan HK$902K · min. income ≈ HK$8,748/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,579
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,702
−HK$124/mo
Today · 4.125%
HK$4,826
baseline
▲ 0.50% · 4.625%
HK$5,081
+HK$255/mo
Deposit HK$301K · loan HK$902K · min. income ≈ HK$9,652/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,390
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,527
−HK$139/mo
Today · 4.125%
HK$4,666
baseline
▲ 0.50% · 4.625%
HK$4,949
+HK$283/mo
Deposit HK$241K · loan HK$963K · min. income ≈ HK$9,332/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,884
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,015
−HK$133/mo
Today · 4.125%
HK$5,148
baseline
▲ 0.50% · 4.625%
HK$5,419
+HK$271/mo
Deposit HK$241K · loan HK$963K · min. income ≈ HK$10,296/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,665
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,810
−HK$147/mo
Today · 4.125%
HK$4,957
baseline
▲ 0.50% · 4.625%
HK$5,259
+HK$302/mo
Deposit HK$180K · loan HK$1.02M · min. income ≈ HK$9,914/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,189
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,329
−HK$141/mo
Today · 4.125%
HK$5,470
baseline
▲ 0.50% · 4.625%
HK$5,758
+HK$288/mo
Deposit HK$180K · loan HK$1.02M · min. income ≈ HK$10,940/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,939
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,093
−HK$156/mo
Today · 4.125%
HK$5,249
baseline
▲ 0.50% · 4.625%
HK$5,568
+HK$319/mo
Deposit HK$120K · loan HK$1.08M · min. income ≈ HK$10,498/mo (50% DSR)
Upfront cash ≈ HK$120K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,495
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,642
−HK$149/mo
Today · 4.125%
HK$5,791
baseline
▲ 0.50% · 4.625%
HK$6,097
+HK$306/mo
Deposit HK$120K · loan HK$1.08M · min. income ≈ HK$11,582/mo (50% DSR)
Upfront cash ≈ HK$120K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).