▼ 0.50% · 3.625%
HK$2,594
−HK$162/mo
▼ 0.25% · 3.875%
HK$2,674
−HK$82/mo
Today · 4.125%
HK$2,756
baseline
▲ 0.50% · 4.625%
HK$2,924
+HK$168/mo
Deposit HK$569K · loan HK$569K · min. income ≈ HK$5,512/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,885
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,963
−HK$78/mo
Today · 4.125%
HK$3,041
baseline
▲ 0.50% · 4.625%
HK$3,202
+HK$161/mo
Deposit HK$569K · loan HK$569K · min. income ≈ HK$6,082/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,853
−HK$179/mo
▼ 0.25% · 3.875%
HK$2,942
−HK$90/mo
Today · 4.125%
HK$3,032
baseline
▲ 0.50% · 4.625%
HK$3,216
+HK$184/mo
Deposit HK$512K · loan HK$626K · min. income ≈ HK$6,064/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,174
−HK$171/mo
▼ 0.25% · 3.875%
HK$3,259
−HK$86/mo
Today · 4.125%
HK$3,345
baseline
▲ 0.50% · 4.625%
HK$3,522
+HK$177/mo
Deposit HK$512K · loan HK$626K · min. income ≈ HK$6,690/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,112
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,209
−HK$99/mo
Today · 4.125%
HK$3,308
baseline
▲ 0.50% · 4.625%
HK$3,509
+HK$201/mo
Deposit HK$455K · loan HK$682K · min. income ≈ HK$6,616/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,463
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,555
−HK$95/mo
Today · 4.125%
HK$3,650
baseline
▲ 0.50% · 4.625%
HK$3,842
+HK$192/mo
Deposit HK$455K · loan HK$682K · min. income ≈ HK$7,300/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,372
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,477
−HK$106/mo
Today · 4.125%
HK$3,583
baseline
▲ 0.50% · 4.625%
HK$3,801
+HK$218/mo
Deposit HK$398K · loan HK$739K · min. income ≈ HK$7,166/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,751
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,852
−HK$102/mo
Today · 4.125%
HK$3,954
baseline
▲ 0.50% · 4.625%
HK$4,162
+HK$208/mo
Deposit HK$398K · loan HK$739K · min. income ≈ HK$7,908/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,631
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,744
−HK$115/mo
Today · 4.125%
HK$3,859
baseline
▲ 0.50% · 4.625%
HK$4,094
+HK$235/mo
Deposit HK$341K · loan HK$796K · min. income ≈ HK$7,718/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,040
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,148
−HK$110/mo
Today · 4.125%
HK$4,258
baseline
▲ 0.50% · 4.625%
HK$4,482
+HK$224/mo
Deposit HK$341K · loan HK$796K · min. income ≈ HK$8,516/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,891
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,012
−HK$123/mo
Today · 4.125%
HK$4,135
baseline
▲ 0.50% · 4.625%
HK$4,386
+HK$251/mo
Deposit HK$284K · loan HK$853K · min. income ≈ HK$8,270/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,328
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,444
−HK$118/mo
Today · 4.125%
HK$4,562
baseline
▲ 0.50% · 4.625%
HK$4,802
+HK$240/mo
Deposit HK$284K · loan HK$853K · min. income ≈ HK$9,124/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,150
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,279
−HK$131/mo
Today · 4.125%
HK$4,410
baseline
▲ 0.50% · 4.625%
HK$4,678
+HK$268/mo
Deposit HK$227K · loan HK$910K · min. income ≈ HK$8,820/mo (50% DSR)
Upfront cash ≈ HK$228K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,617
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,741
−HK$125/mo
Today · 4.125%
HK$4,866
baseline
▲ 0.50% · 4.625%
HK$5,123
+HK$257/mo
Deposit HK$227K · loan HK$910K · min. income ≈ HK$9,732/mo (50% DSR)
Upfront cash ≈ HK$228K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,409
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,546
−HK$140/mo
Today · 4.125%
HK$4,686
baseline
▲ 0.50% · 4.625%
HK$4,971
+HK$285/mo
Deposit HK$171K · loan HK$967K · min. income ≈ HK$9,372/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,905
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,037
−HK$133/mo
Today · 4.125%
HK$5,170
baseline
▲ 0.50% · 4.625%
HK$5,443
+HK$273/mo
Deposit HK$171K · loan HK$967K · min. income ≈ HK$10,340/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,669
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,814
−HK$147/mo
Today · 4.125%
HK$4,961
baseline
▲ 0.50% · 4.625%
HK$5,263
+HK$302/mo
Deposit HK$114K · loan HK$1.02M · min. income ≈ HK$9,922/mo (50% DSR)
Upfront cash ≈ HK$114K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,194
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,333
−HK$141/mo
Today · 4.125%
HK$5,474
baseline
▲ 0.50% · 4.625%
HK$5,763
+HK$289/mo
Deposit HK$114K · loan HK$1.02M · min. income ≈ HK$10,948/mo (50% DSR)
Upfront cash ≈ HK$114K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).