▼ 0.50% · 3.625%
HK$2,469
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,545
−HK$79/mo
Today · 4.125%
HK$2,624
baseline
▲ 0.50% · 4.625%
HK$2,783
+HK$159/mo
Deposit HK$541K · loan HK$541K · min. income ≈ HK$5,248/mo (50% DSR)
Upfront cash ≈ HK$541K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,746
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,820
−HK$75/mo
Today · 4.125%
HK$2,895
baseline
▲ 0.50% · 4.625%
HK$3,047
+HK$152/mo
Deposit HK$541K · loan HK$541K · min. income ≈ HK$5,790/mo (50% DSR)
Upfront cash ≈ HK$541K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,716
−HK$170/mo
▼ 0.25% · 3.875%
HK$2,800
−HK$86/mo
Today · 4.125%
HK$2,886
baseline
▲ 0.50% · 4.625%
HK$3,061
+HK$175/mo
Deposit HK$487K · loan HK$595K · min. income ≈ HK$5,772/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,021
−HK$163/mo
▼ 0.25% · 3.875%
HK$3,102
−HK$82/mo
Today · 4.125%
HK$3,184
baseline
▲ 0.50% · 4.625%
HK$3,352
+HK$168/mo
Deposit HK$487K · loan HK$595K · min. income ≈ HK$6,368/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,962
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,055
−HK$93/mo
Today · 4.125%
HK$3,148
baseline
▲ 0.50% · 4.625%
HK$3,340
+HK$192/mo
Deposit HK$433K · loan HK$650K · min. income ≈ HK$6,296/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,296
−HK$178/mo
▼ 0.25% · 3.875%
HK$3,384
−HK$90/mo
Today · 4.125%
HK$3,474
baseline
▲ 0.50% · 4.625%
HK$3,657
+HK$183/mo
Deposit HK$433K · loan HK$650K · min. income ≈ HK$6,948/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,209
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,309
−HK$102/mo
Today · 4.125%
HK$3,411
baseline
▲ 0.50% · 4.625%
HK$3,618
+HK$207/mo
Deposit HK$379K · loan HK$704K · min. income ≈ HK$6,822/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,570
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,666
−HK$97/mo
Today · 4.125%
HK$3,763
baseline
▲ 0.50% · 4.625%
HK$3,962
+HK$199/mo
Deposit HK$379K · loan HK$704K · min. income ≈ HK$7,526/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,456
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,564
−HK$109/mo
Today · 4.125%
HK$3,673
baseline
▲ 0.50% · 4.625%
HK$3,896
+HK$223/mo
Deposit HK$325K · loan HK$758K · min. income ≈ HK$7,346/mo (50% DSR)
Upfront cash ≈ HK$325K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,845
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,948
−HK$105/mo
Today · 4.125%
HK$4,053
baseline
▲ 0.50% · 4.625%
HK$4,266
+HK$213/mo
Deposit HK$325K · loan HK$758K · min. income ≈ HK$8,106/mo (50% DSR)
Upfront cash ≈ HK$325K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,703
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,818
−HK$117/mo
Today · 4.125%
HK$3,935
baseline
▲ 0.50% · 4.625%
HK$4,175
+HK$240/mo
Deposit HK$271K · loan HK$812K · min. income ≈ HK$7,870/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,120
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,230
−HK$112/mo
Today · 4.125%
HK$4,342
baseline
▲ 0.50% · 4.625%
HK$4,571
+HK$229/mo
Deposit HK$271K · loan HK$812K · min. income ≈ HK$8,684/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,950
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,073
−HK$125/mo
Today · 4.125%
HK$4,198
baseline
▲ 0.50% · 4.625%
HK$4,453
+HK$255/mo
Deposit HK$217K · loan HK$866K · min. income ≈ HK$8,396/mo (50% DSR)
Upfront cash ≈ HK$217K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,394
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,512
−HK$120/mo
Today · 4.125%
HK$4,632
baseline
▲ 0.50% · 4.625%
HK$4,876
+HK$244/mo
Deposit HK$217K · loan HK$866K · min. income ≈ HK$9,264/mo (50% DSR)
Upfront cash ≈ HK$217K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,197
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,327
−HK$133/mo
Today · 4.125%
HK$4,460
baseline
▲ 0.50% · 4.625%
HK$4,731
+HK$271/mo
Deposit HK$162K · loan HK$920K · min. income ≈ HK$8,920/mo (50% DSR)
Upfront cash ≈ HK$162K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,669
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,794
−HK$127/mo
Today · 4.125%
HK$4,921
baseline
▲ 0.50% · 4.625%
HK$5,181
+HK$260/mo
Deposit HK$162K · loan HK$920K · min. income ≈ HK$9,842/mo (50% DSR)
Upfront cash ≈ HK$162K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,444
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,582
−HK$140/mo
Today · 4.125%
HK$4,722
baseline
▲ 0.50% · 4.625%
HK$5,010
+HK$288/mo
Deposit HK$108K · loan HK$974K · min. income ≈ HK$9,444/mo (50% DSR)
Upfront cash ≈ HK$108K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,944
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,076
−HK$135/mo
Today · 4.125%
HK$5,211
baseline
▲ 0.50% · 4.625%
HK$5,485
+HK$274/mo
Deposit HK$108K · loan HK$974K · min. income ≈ HK$10,422/mo (50% DSR)
Upfront cash ≈ HK$108K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).