▼ 0.50% · 3.625%
HK$2,109
−HK$132/mo
▼ 0.25% · 3.875%
HK$2,175
−HK$66/mo
Today · 4.125%
HK$2,241
baseline
▲ 0.50% · 4.625%
HK$2,378
+HK$137/mo
Deposit HK$462K · loan HK$462K · min. income ≈ HK$4,482/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,346
−HK$127/mo
▼ 0.25% · 3.875%
HK$2,409
−HK$64/mo
Today · 4.125%
HK$2,473
baseline
▲ 0.50% · 4.625%
HK$2,604
+HK$131/mo
Deposit HK$462K · loan HK$462K · min. income ≈ HK$4,946/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,320
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,392
−HK$74/mo
Today · 4.125%
HK$2,466
baseline
▲ 0.50% · 4.625%
HK$2,616
+HK$150/mo
Deposit HK$416K · loan HK$509K · min. income ≈ HK$4,932/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,581
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,650
−HK$71/mo
Today · 4.125%
HK$2,721
baseline
▲ 0.50% · 4.625%
HK$2,864
+HK$143/mo
Deposit HK$416K · loan HK$509K · min. income ≈ HK$5,442/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,531
−HK$159/mo
▼ 0.25% · 3.875%
HK$2,610
−HK$80/mo
Today · 4.125%
HK$2,690
baseline
▲ 0.50% · 4.625%
HK$2,853
+HK$163/mo
Deposit HK$370K · loan HK$555K · min. income ≈ HK$5,380/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,816
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,891
−HK$77/mo
Today · 4.125%
HK$2,968
baseline
▲ 0.50% · 4.625%
HK$3,124
+HK$156/mo
Deposit HK$370K · loan HK$555K · min. income ≈ HK$5,936/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,742
−HK$172/mo
▼ 0.25% · 3.875%
HK$2,827
−HK$87/mo
Today · 4.125%
HK$2,914
baseline
▲ 0.50% · 4.625%
HK$3,091
+HK$177/mo
Deposit HK$324K · loan HK$601K · min. income ≈ HK$5,828/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,050
−HK$165/mo
▼ 0.25% · 3.875%
HK$3,132
−HK$83/mo
Today · 4.125%
HK$3,215
baseline
▲ 0.50% · 4.625%
HK$3,385
+HK$170/mo
Deposit HK$324K · loan HK$601K · min. income ≈ HK$6,430/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,953
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,045
−HK$93/mo
Today · 4.125%
HK$3,138
baseline
▲ 0.50% · 4.625%
HK$3,329
+HK$191/mo
Deposit HK$277K · loan HK$647K · min. income ≈ HK$6,276/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,285
−HK$177/mo
▼ 0.25% · 3.875%
HK$3,373
−HK$89/mo
Today · 4.125%
HK$3,462
baseline
▲ 0.50% · 4.625%
HK$3,645
+HK$183/mo
Deposit HK$277K · loan HK$647K · min. income ≈ HK$6,924/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,164
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,262
−HK$100/mo
Today · 4.125%
HK$3,362
baseline
▲ 0.50% · 4.625%
HK$3,567
+HK$205/mo
Deposit HK$231K · loan HK$694K · min. income ≈ HK$6,724/mo (50% DSR)
Upfront cash ≈ HK$231K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,520
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,614
−HK$96/mo
Today · 4.125%
HK$3,710
baseline
▲ 0.50% · 4.625%
HK$3,905
+HK$195/mo
Deposit HK$231K · loan HK$694K · min. income ≈ HK$7,420/mo (50% DSR)
Upfront cash ≈ HK$231K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,375
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,480
−HK$106/mo
Today · 4.125%
HK$3,586
baseline
▲ 0.50% · 4.625%
HK$3,804
+HK$218/mo
Deposit HK$185K · loan HK$740K · min. income ≈ HK$7,172/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,754
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,855
−HK$102/mo
Today · 4.125%
HK$3,957
baseline
▲ 0.50% · 4.625%
HK$4,166
+HK$209/mo
Deposit HK$185K · loan HK$740K · min. income ≈ HK$7,914/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,586
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,697
−HK$113/mo
Today · 4.125%
HK$3,810
baseline
▲ 0.50% · 4.625%
HK$4,042
+HK$232/mo
Deposit HK$139K · loan HK$786K · min. income ≈ HK$7,620/mo (50% DSR)
Upfront cash ≈ HK$139K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,989
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,096
−HK$108/mo
Today · 4.125%
HK$4,204
baseline
▲ 0.50% · 4.625%
HK$4,426
+HK$222/mo
Deposit HK$139K · loan HK$786K · min. income ≈ HK$8,408/mo (50% DSR)
Upfront cash ≈ HK$139K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,796
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,915
−HK$120/mo
Today · 4.125%
HK$4,035
baseline
▲ 0.50% · 4.625%
HK$4,280
+HK$245/mo
Deposit HK$92K · loan HK$832K · min. income ≈ HK$8,070/mo (50% DSR)
Upfront cash ≈ HK$93K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,224
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,337
−HK$115/mo
Today · 4.125%
HK$4,452
baseline
▲ 0.50% · 4.625%
HK$4,686
+HK$234/mo
Deposit HK$92K · loan HK$832K · min. income ≈ HK$8,904/mo (50% DSR)
Upfront cash ≈ HK$93K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).