▼ 0.50% · 3.625%
HK$2,008
−HK$126/mo
▼ 0.25% · 3.875%
HK$2,071
−HK$63/mo
Today · 4.125%
HK$2,134
baseline
▲ 0.50% · 4.625%
HK$2,264
+HK$130/mo
Deposit HK$440K · loan HK$440K · min. income ≈ HK$4,268/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,234
−HK$121/mo
▼ 0.25% · 3.875%
HK$2,294
−HK$61/mo
Today · 4.125%
HK$2,355
baseline
▲ 0.50% · 4.625%
HK$2,479
+HK$124/mo
Deposit HK$440K · loan HK$440K · min. income ≈ HK$4,710/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,209
−HK$139/mo
▼ 0.25% · 3.875%
HK$2,278
−HK$70/mo
Today · 4.125%
HK$2,348
baseline
▲ 0.50% · 4.625%
HK$2,491
+HK$143/mo
Deposit HK$396K · loan HK$484K · min. income ≈ HK$4,696/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,458
−HK$133/mo
▼ 0.25% · 3.875%
HK$2,524
−HK$67/mo
Today · 4.125%
HK$2,591
baseline
▲ 0.50% · 4.625%
HK$2,727
+HK$136/mo
Deposit HK$396K · loan HK$484K · min. income ≈ HK$5,182/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,410
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,485
−HK$76/mo
Today · 4.125%
HK$2,561
baseline
▲ 0.50% · 4.625%
HK$2,717
+HK$156/mo
Deposit HK$352K · loan HK$528K · min. income ≈ HK$5,122/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,681
−HK$145/mo
▼ 0.25% · 3.875%
HK$2,753
−HK$73/mo
Today · 4.125%
HK$2,826
baseline
▲ 0.50% · 4.625%
HK$2,975
+HK$149/mo
Deposit HK$352K · loan HK$528K · min. income ≈ HK$5,652/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,611
−HK$164/mo
▼ 0.25% · 3.875%
HK$2,692
−HK$83/mo
Today · 4.125%
HK$2,775
baseline
▲ 0.50% · 4.625%
HK$2,944
+HK$169/mo
Deposit HK$308K · loan HK$573K · min. income ≈ HK$5,550/mo (50% DSR)
Upfront cash ≈ HK$308K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,905
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,983
−HK$79/mo
Today · 4.125%
HK$3,062
baseline
▲ 0.50% · 4.625%
HK$3,223
+HK$161/mo
Deposit HK$308K · loan HK$573K · min. income ≈ HK$6,124/mo (50% DSR)
Upfront cash ≈ HK$308K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,812
−HK$176/mo
▼ 0.25% · 3.875%
HK$2,899
−HK$89/mo
Today · 4.125%
HK$2,988
baseline
▲ 0.50% · 4.625%
HK$3,170
+HK$182/mo
Deposit HK$264K · loan HK$617K · min. income ≈ HK$5,976/mo (50% DSR)
Upfront cash ≈ HK$264K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,128
−HK$169/mo
▼ 0.25% · 3.875%
HK$3,212
−HK$85/mo
Today · 4.125%
HK$3,297
baseline
▲ 0.50% · 4.625%
HK$3,471
+HK$174/mo
Deposit HK$264K · loan HK$617K · min. income ≈ HK$6,594/mo (50% DSR)
Upfront cash ≈ HK$264K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,013
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,106
−HK$96/mo
Today · 4.125%
HK$3,202
baseline
▲ 0.50% · 4.625%
HK$3,396
+HK$194/mo
Deposit HK$220K · loan HK$661K · min. income ≈ HK$6,404/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,352
−HK$181/mo
▼ 0.25% · 3.875%
HK$3,441
−HK$92/mo
Today · 4.125%
HK$3,533
baseline
▲ 0.50% · 4.625%
HK$3,719
+HK$186/mo
Deposit HK$220K · loan HK$661K · min. income ≈ HK$7,066/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,214
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,313
−HK$102/mo
Today · 4.125%
HK$3,415
baseline
▲ 0.50% · 4.625%
HK$3,623
+HK$208/mo
Deposit HK$176K · loan HK$705K · min. income ≈ HK$6,830/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,575
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,671
−HK$97/mo
Today · 4.125%
HK$3,768
baseline
▲ 0.50% · 4.625%
HK$3,967
+HK$199/mo
Deposit HK$176K · loan HK$705K · min. income ≈ HK$7,536/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,414
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,521
−HK$107/mo
Today · 4.125%
HK$3,628
baseline
▲ 0.50% · 4.625%
HK$3,849
+HK$221/mo
Deposit HK$132K · loan HK$749K · min. income ≈ HK$7,256/mo (50% DSR)
Upfront cash ≈ HK$132K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,798
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,900
−HK$104/mo
Today · 4.125%
HK$4,004
baseline
▲ 0.50% · 4.625%
HK$4,215
+HK$211/mo
Deposit HK$132K · loan HK$749K · min. income ≈ HK$8,008/mo (50% DSR)
Upfront cash ≈ HK$132K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,615
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,728
−HK$114/mo
Today · 4.125%
HK$3,842
baseline
▲ 0.50% · 4.625%
HK$4,076
+HK$234/mo
Deposit HK$88K · loan HK$793K · min. income ≈ HK$7,684/mo (50% DSR)
Upfront cash ≈ HK$88K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,022
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,130
−HK$109/mo
Today · 4.125%
HK$4,239
baseline
▲ 0.50% · 4.625%
HK$4,463
+HK$224/mo
Deposit HK$88K · loan HK$793K · min. income ≈ HK$8,478/mo (50% DSR)
Upfront cash ≈ HK$88K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).