▼ 0.50% · 3.625%
HK$3,434
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,541
−HK$108/mo
Today · 4.125%
HK$3,649
baseline
▲ 0.50% · 4.625%
HK$3,871
+HK$222/mo
Deposit HK$753K · loan HK$753K · min. income ≈ HK$7,298/mo (50% DSR)
Upfront cash ≈ HK$753K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,820
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,923
−HK$103/mo
Today · 4.125%
HK$4,026
baseline
▲ 0.50% · 4.625%
HK$4,239
+HK$213/mo
Deposit HK$753K · loan HK$753K · min. income ≈ HK$8,052/mo (50% DSR)
Upfront cash ≈ HK$753K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,777
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,895
−HK$119/mo
Today · 4.125%
HK$4,014
baseline
▲ 0.50% · 4.625%
HK$4,258
+HK$244/mo
Deposit HK$678K · loan HK$828K · min. income ≈ HK$8,028/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,202
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,315
−HK$114/mo
Today · 4.125%
HK$4,429
baseline
▲ 0.50% · 4.625%
HK$4,663
+HK$234/mo
Deposit HK$678K · loan HK$828K · min. income ≈ HK$8,858/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,121
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,249
−HK$130/mo
Today · 4.125%
HK$4,379
baseline
▲ 0.50% · 4.625%
HK$4,645
+HK$266/mo
Deposit HK$602K · loan HK$904K · min. income ≈ HK$8,758/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,584
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,707
−HK$125/mo
Today · 4.125%
HK$4,832
baseline
▲ 0.50% · 4.625%
HK$5,086
+HK$254/mo
Deposit HK$602K · loan HK$904K · min. income ≈ HK$9,664/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,464
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,603
−HK$141/mo
Today · 4.125%
HK$4,744
baseline
▲ 0.50% · 4.625%
HK$5,033
+HK$289/mo
Deposit HK$527K · loan HK$979K · min. income ≈ HK$9,488/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,966
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,099
−HK$135/mo
Today · 4.125%
HK$5,234
baseline
▲ 0.50% · 4.625%
HK$5,510
+HK$276/mo
Deposit HK$527K · loan HK$979K · min. income ≈ HK$10,468/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,807
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,957
−HK$152/mo
Today · 4.125%
HK$5,109
baseline
▲ 0.50% · 4.625%
HK$5,420
+HK$311/mo
Deposit HK$452K · loan HK$1.05M · min. income ≈ HK$10,218/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,348
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,492
−HK$145/mo
Today · 4.125%
HK$5,637
baseline
▲ 0.50% · 4.625%
HK$5,934
+HK$297/mo
Deposit HK$452K · loan HK$1.05M · min. income ≈ HK$11,274/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,151
−HK$323/mo
▼ 0.25% · 3.875%
HK$5,311
−HK$163/mo
Today · 4.125%
HK$5,474
baseline
▲ 0.50% · 4.625%
HK$5,807
+HK$333/mo
Deposit HK$376K · loan HK$1.13M · min. income ≈ HK$10,948/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,730
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,884
−HK$156/mo
Today · 4.125%
HK$6,040
baseline
▲ 0.50% · 4.625%
HK$6,358
+HK$318/mo
Deposit HK$376K · loan HK$1.13M · min. income ≈ HK$12,080/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,494
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,665
−HK$174/mo
Today · 4.125%
HK$5,839
baseline
▲ 0.50% · 4.625%
HK$6,194
+HK$355/mo
Deposit HK$301K · loan HK$1.20M · min. income ≈ HK$11,678/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,112
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,276
−HK$166/mo
Today · 4.125%
HK$6,442
baseline
▲ 0.50% · 4.625%
HK$6,782
+HK$340/mo
Deposit HK$301K · loan HK$1.20M · min. income ≈ HK$12,884/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,837
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,019
−HK$185/mo
Today · 4.125%
HK$6,204
baseline
▲ 0.50% · 4.625%
HK$6,581
+HK$377/mo
Deposit HK$226K · loan HK$1.28M · min. income ≈ HK$12,408/mo (50% DSR)
Upfront cash ≈ HK$226K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,494
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,668
−HK$177/mo
Today · 4.125%
HK$6,845
baseline
▲ 0.50% · 4.625%
HK$7,206
+HK$361/mo
Deposit HK$226K · loan HK$1.28M · min. income ≈ HK$13,690/mo (50% DSR)
Upfront cash ≈ HK$226K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,181
−HK$387/mo
▼ 0.25% · 3.875%
HK$6,373
−HK$195/mo
Today · 4.125%
HK$6,568
baseline
▲ 0.50% · 4.625%
HK$6,968
+HK$400/mo
Deposit HK$151K · loan HK$1.36M · min. income ≈ HK$13,136/mo (50% DSR)
Upfront cash ≈ HK$151K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,876
−HK$372/mo
▼ 0.25% · 3.875%
HK$7,061
−HK$187/mo
Today · 4.125%
HK$7,248
baseline
▲ 0.50% · 4.625%
HK$7,630
+HK$382/mo
Deposit HK$151K · loan HK$1.36M · min. income ≈ HK$14,496/mo (50% DSR)
Upfront cash ≈ HK$151K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).