▼ 0.50% · 3.625%
HK$4,420
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,558
−HK$140/mo
Today · 4.125%
HK$4,698
baseline
▲ 0.50% · 4.625%
HK$4,983
+HK$285/mo
Deposit HK$969K · loan HK$969K · min. income ≈ HK$9,396/mo (50% DSR)
Upfront cash ≈ HK$969K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,918
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,050
−HK$133/mo
Today · 4.125%
HK$5,183
baseline
▲ 0.50% · 4.625%
HK$5,457
+HK$274/mo
Deposit HK$969K · loan HK$969K · min. income ≈ HK$10,366/mo (50% DSR)
Upfront cash ≈ HK$969K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,862
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,014
−HK$153/mo
Today · 4.125%
HK$5,167
baseline
▲ 0.50% · 4.625%
HK$5,482
+HK$315/mo
Deposit HK$872K · loan HK$1.07M · min. income ≈ HK$10,334/mo (50% DSR)
Upfront cash ≈ HK$872K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,409
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,555
−HK$147/mo
Today · 4.125%
HK$5,702
baseline
▲ 0.50% · 4.625%
HK$6,002
+HK$300/mo
Deposit HK$872K · loan HK$1.07M · min. income ≈ HK$11,404/mo (50% DSR)
Upfront cash ≈ HK$872K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,305
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,470
−HK$167/mo
Today · 4.125%
HK$5,637
baseline
▲ 0.50% · 4.625%
HK$5,980
+HK$343/mo
Deposit HK$775K · loan HK$1.16M · min. income ≈ HK$11,274/mo (50% DSR)
Upfront cash ≈ HK$776K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,901
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,060
−HK$160/mo
Today · 4.125%
HK$6,220
baseline
▲ 0.50% · 4.625%
HK$6,548
+HK$328/mo
Deposit HK$775K · loan HK$1.16M · min. income ≈ HK$12,440/mo (50% DSR)
Upfront cash ≈ HK$776K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,747
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,925
−HK$182/mo
Today · 4.125%
HK$6,107
baseline
▲ 0.50% · 4.625%
HK$6,479
+HK$372/mo
Deposit HK$678K · loan HK$1.26M · min. income ≈ HK$12,214/mo (50% DSR)
Upfront cash ≈ HK$679K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,393
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,564
−HK$174/mo
Today · 4.125%
HK$6,738
baseline
▲ 0.50% · 4.625%
HK$7,094
+HK$356/mo
Deposit HK$678K · loan HK$1.26M · min. income ≈ HK$13,476/mo (50% DSR)
Upfront cash ≈ HK$679K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,189
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,381
−HK$196/mo
Today · 4.125%
HK$6,577
baseline
▲ 0.50% · 4.625%
HK$6,977
+HK$400/mo
Deposit HK$582K · loan HK$1.36M · min. income ≈ HK$13,154/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,885
−HK$372/mo
▼ 0.25% · 3.875%
HK$7,069
−HK$188/mo
Today · 4.125%
HK$7,257
baseline
▲ 0.50% · 4.625%
HK$7,639
+HK$382/mo
Deposit HK$582K · loan HK$1.36M · min. income ≈ HK$14,514/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,631
−HK$415/mo
▼ 0.25% · 3.875%
HK$6,837
−HK$209/mo
Today · 4.125%
HK$7,046
baseline
▲ 0.50% · 4.625%
HK$7,475
+HK$429/mo
Deposit HK$485K · loan HK$1.45M · min. income ≈ HK$14,092/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,377
−HK$398/mo
▼ 0.25% · 3.875%
HK$7,574
−HK$201/mo
Today · 4.125%
HK$7,775
baseline
▲ 0.50% · 4.625%
HK$8,185
+HK$410/mo
Deposit HK$485K · loan HK$1.45M · min. income ≈ HK$15,550/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,073
−HK$443/mo
▼ 0.25% · 3.875%
HK$7,293
−HK$223/mo
Today · 4.125%
HK$7,516
baseline
▲ 0.50% · 4.625%
HK$7,974
+HK$458/mo
Deposit HK$388K · loan HK$1.55M · min. income ≈ HK$15,032/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,868
−HK$425/mo
▼ 0.25% · 3.875%
HK$8,079
−HK$214/mo
Today · 4.125%
HK$8,293
baseline
▲ 0.50% · 4.625%
HK$8,731
+HK$438/mo
Deposit HK$388K · loan HK$1.55M · min. income ≈ HK$16,586/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,515
−HK$471/mo
▼ 0.25% · 3.875%
HK$7,748
−HK$238/mo
Today · 4.125%
HK$7,986
baseline
▲ 0.50% · 4.625%
HK$8,472
+HK$486/mo
Deposit HK$291K · loan HK$1.65M · min. income ≈ HK$15,972/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,360
−HK$452/mo
▼ 0.25% · 3.875%
HK$8,584
−HK$228/mo
Today · 4.125%
HK$8,812
baseline
▲ 0.50% · 4.625%
HK$9,276
+HK$464/mo
Deposit HK$291K · loan HK$1.65M · min. income ≈ HK$17,624/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,957
−HK$499/mo
▼ 0.25% · 3.875%
HK$8,204
−HK$252/mo
Today · 4.125%
HK$8,456
baseline
▲ 0.50% · 4.625%
HK$8,970
+HK$514/mo
Deposit HK$194K · loan HK$1.74M · min. income ≈ HK$16,912/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,852
−HK$478/mo
▼ 0.25% · 3.875%
HK$9,089
−HK$241/mo
Today · 4.125%
HK$9,330
baseline
▲ 0.50% · 4.625%
HK$9,822
+HK$492/mo
Deposit HK$194K · loan HK$1.74M · min. income ≈ HK$18,660/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).