▼ 0.50% · 3.625%
HK$3,784
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,902
−HK$120/mo
Today · 4.125%
HK$4,022
baseline
▲ 0.50% · 4.625%
HK$4,266
+HK$244/mo
Deposit HK$830K · loan HK$830K · min. income ≈ HK$8,044/mo (50% DSR)
Upfront cash ≈ HK$830K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,210
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,323
−HK$114/mo
Today · 4.125%
HK$4,437
baseline
▲ 0.50% · 4.625%
HK$4,671
+HK$234/mo
Deposit HK$830K · loan HK$830K · min. income ≈ HK$8,874/mo (50% DSR)
Upfront cash ≈ HK$830K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,163
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,292
−HK$132/mo
Today · 4.125%
HK$4,424
baseline
▲ 0.50% · 4.625%
HK$4,693
+HK$269/mo
Deposit HK$747K · loan HK$913K · min. income ≈ HK$8,848/mo (50% DSR)
Upfront cash ≈ HK$747K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,631
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,755
−HK$126/mo
Today · 4.125%
HK$4,881
baseline
▲ 0.50% · 4.625%
HK$5,139
+HK$258/mo
Deposit HK$747K · loan HK$913K · min. income ≈ HK$9,762/mo (50% DSR)
Upfront cash ≈ HK$747K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,541
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,682
−HK$144/mo
Today · 4.125%
HK$4,826
baseline
▲ 0.50% · 4.625%
HK$5,120
+HK$294/mo
Deposit HK$664K · loan HK$996K · min. income ≈ HK$9,652/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,052
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,188
−HK$137/mo
Today · 4.125%
HK$5,325
baseline
▲ 0.50% · 4.625%
HK$5,606
+HK$281/mo
Deposit HK$664K · loan HK$996K · min. income ≈ HK$10,650/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,920
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,073
−HK$155/mo
Today · 4.125%
HK$5,228
baseline
▲ 0.50% · 4.625%
HK$5,546
+HK$318/mo
Deposit HK$581K · loan HK$1.08M · min. income ≈ HK$10,456/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,473
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,620
−HK$149/mo
Today · 4.125%
HK$5,769
baseline
▲ 0.50% · 4.625%
HK$6,073
+HK$304/mo
Deposit HK$581K · loan HK$1.08M · min. income ≈ HK$11,538/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,298
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,463
−HK$167/mo
Today · 4.125%
HK$5,630
baseline
▲ 0.50% · 4.625%
HK$5,973
+HK$343/mo
Deposit HK$498K · loan HK$1.16M · min. income ≈ HK$11,260/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,894
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,052
−HK$160/mo
Today · 4.125%
HK$6,212
baseline
▲ 0.50% · 4.625%
HK$6,540
+HK$328/mo
Deposit HK$498K · loan HK$1.16M · min. income ≈ HK$12,424/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,677
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,853
−HK$179/mo
Today · 4.125%
HK$6,032
baseline
▲ 0.50% · 4.625%
HK$6,400
+HK$368/mo
Deposit HK$415K · loan HK$1.24M · min. income ≈ HK$12,064/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,315
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,484
−HK$172/mo
Today · 4.125%
HK$6,656
baseline
▲ 0.50% · 4.625%
HK$7,007
+HK$351/mo
Deposit HK$415K · loan HK$1.24M · min. income ≈ HK$13,312/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,055
−HK$380/mo
▼ 0.25% · 3.875%
HK$6,243
−HK$192/mo
Today · 4.125%
HK$6,435
baseline
▲ 0.50% · 4.625%
HK$6,826
+HK$391/mo
Deposit HK$332K · loan HK$1.33M · min. income ≈ HK$12,870/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,736
−HK$364/mo
▼ 0.25% · 3.875%
HK$6,917
−HK$183/mo
Today · 4.125%
HK$7,100
baseline
▲ 0.50% · 4.625%
HK$7,474
+HK$374/mo
Deposit HK$332K · loan HK$1.33M · min. income ≈ HK$14,200/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,433
−HK$404/mo
▼ 0.25% · 3.875%
HK$6,633
−HK$204/mo
Today · 4.125%
HK$6,837
baseline
▲ 0.50% · 4.625%
HK$7,253
+HK$416/mo
Deposit HK$249K · loan HK$1.41M · min. income ≈ HK$13,674/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,157
−HK$387/mo
▼ 0.25% · 3.875%
HK$7,349
−HK$195/mo
Today · 4.125%
HK$7,544
baseline
▲ 0.50% · 4.625%
HK$7,941
+HK$397/mo
Deposit HK$249K · loan HK$1.41M · min. income ≈ HK$15,088/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,812
−HK$427/mo
▼ 0.25% · 3.875%
HK$7,024
−HK$215/mo
Today · 4.125%
HK$7,239
baseline
▲ 0.50% · 4.625%
HK$7,679
+HK$440/mo
Deposit HK$166K · loan HK$1.49M · min. income ≈ HK$14,478/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,578
−HK$409/mo
▼ 0.25% · 3.875%
HK$7,781
−HK$206/mo
Today · 4.125%
HK$7,987
baseline
▲ 0.50% · 4.625%
HK$8,409
+HK$422/mo
Deposit HK$166K · loan HK$1.49M · min. income ≈ HK$15,974/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).