▼ 0.50% · 3.625%
HK$4,300
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,433
−HK$136/mo
Today · 4.125%
HK$4,569
baseline
▲ 0.50% · 4.625%
HK$4,847
+HK$278/mo
Deposit HK$943K · loan HK$943K · min. income ≈ HK$9,138/mo (50% DSR)
Upfront cash ≈ HK$943K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,783
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,912
−HK$130/mo
Today · 4.125%
HK$5,042
baseline
▲ 0.50% · 4.625%
HK$5,308
+HK$266/mo
Deposit HK$943K · loan HK$943K · min. income ≈ HK$10,084/mo (50% DSR)
Upfront cash ≈ HK$943K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,730
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,877
−HK$149/mo
Today · 4.125%
HK$5,026
baseline
▲ 0.50% · 4.625%
HK$5,332
+HK$306/mo
Deposit HK$849K · loan HK$1.04M · min. income ≈ HK$10,052/mo (50% DSR)
Upfront cash ≈ HK$849K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,262
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,403
−HK$143/mo
Today · 4.125%
HK$5,546
baseline
▲ 0.50% · 4.625%
HK$5,838
+HK$292/mo
Deposit HK$849K · loan HK$1.04M · min. income ≈ HK$11,092/mo (50% DSR)
Upfront cash ≈ HK$849K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,160
−HK$323/mo
▼ 0.25% · 3.875%
HK$5,320
−HK$163/mo
Today · 4.125%
HK$5,483
baseline
▲ 0.50% · 4.625%
HK$5,817
+HK$334/mo
Deposit HK$754K · loan HK$1.13M · min. income ≈ HK$10,966/mo (50% DSR)
Upfront cash ≈ HK$754K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,740
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,894
−HK$156/mo
Today · 4.125%
HK$6,050
baseline
▲ 0.50% · 4.625%
HK$6,369
+HK$319/mo
Deposit HK$754K · loan HK$1.13M · min. income ≈ HK$12,100/mo (50% DSR)
Upfront cash ≈ HK$754K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,590
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,764
−HK$176/mo
Today · 4.125%
HK$5,940
baseline
▲ 0.50% · 4.625%
HK$6,302
+HK$362/mo
Deposit HK$660K · loan HK$1.23M · min. income ≈ HK$11,880/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,218
−HK$336/mo
▼ 0.25% · 3.875%
HK$6,385
−HK$169/mo
Today · 4.125%
HK$6,554
baseline
▲ 0.50% · 4.625%
HK$6,900
+HK$346/mo
Deposit HK$660K · loan HK$1.23M · min. income ≈ HK$13,108/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,020
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,207
−HK$190/mo
Today · 4.125%
HK$6,397
baseline
▲ 0.50% · 4.625%
HK$6,786
+HK$389/mo
Deposit HK$566K · loan HK$1.32M · min. income ≈ HK$12,794/mo (50% DSR)
Upfront cash ≈ HK$566K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,697
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,876
−HK$183/mo
Today · 4.125%
HK$7,059
baseline
▲ 0.50% · 4.625%
HK$7,431
+HK$372/mo
Deposit HK$566K · loan HK$1.32M · min. income ≈ HK$14,118/mo (50% DSR)
Upfront cash ≈ HK$566K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,450
−HK$404/mo
▼ 0.25% · 3.875%
HK$6,650
−HK$204/mo
Today · 4.125%
HK$6,854
baseline
▲ 0.50% · 4.625%
HK$7,271
+HK$417/mo
Deposit HK$471K · loan HK$1.41M · min. income ≈ HK$13,708/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,175
−HK$388/mo
▼ 0.25% · 3.875%
HK$7,368
−HK$195/mo
Today · 4.125%
HK$7,563
baseline
▲ 0.50% · 4.625%
HK$7,961
+HK$398/mo
Deposit HK$471K · loan HK$1.41M · min. income ≈ HK$15,126/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,880
−HK$431/mo
▼ 0.25% · 3.875%
HK$7,094
−HK$217/mo
Today · 4.125%
HK$7,311
baseline
▲ 0.50% · 4.625%
HK$7,756
+HK$445/mo
Deposit HK$377K · loan HK$1.51M · min. income ≈ HK$14,622/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,653
−HK$414/mo
▼ 0.25% · 3.875%
HK$7,859
−HK$208/mo
Today · 4.125%
HK$8,067
baseline
▲ 0.50% · 4.625%
HK$8,492
+HK$425/mo
Deposit HK$377K · loan HK$1.51M · min. income ≈ HK$16,134/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,310
−HK$458/mo
▼ 0.25% · 3.875%
HK$7,537
−HK$231/mo
Today · 4.125%
HK$7,768
baseline
▲ 0.50% · 4.625%
HK$8,241
+HK$473/mo
Deposit HK$283K · loan HK$1.60M · min. income ≈ HK$15,536/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,132
−HK$439/mo
▼ 0.25% · 3.875%
HK$8,350
−HK$221/mo
Today · 4.125%
HK$8,571
baseline
▲ 0.50% · 4.625%
HK$9,023
+HK$452/mo
Deposit HK$283K · loan HK$1.60M · min. income ≈ HK$17,142/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,740
−HK$485/mo
▼ 0.25% · 3.875%
HK$7,980
−HK$245/mo
Today · 4.125%
HK$8,225
baseline
▲ 0.50% · 4.625%
HK$8,725
+HK$500/mo
Deposit HK$189K · loan HK$1.70M · min. income ≈ HK$16,450/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,610
−HK$465/mo
▼ 0.25% · 3.875%
HK$8,841
−HK$234/mo
Today · 4.125%
HK$9,075
baseline
▲ 0.50% · 4.625%
HK$9,554
+HK$479/mo
Deposit HK$189K · loan HK$1.70M · min. income ≈ HK$18,150/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).