▼ 0.50% · 3.625%
HK$5,050
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,207
−HK$160/mo
Today · 4.125%
HK$5,367
baseline
▲ 0.50% · 4.625%
HK$5,693
+HK$326/mo
Deposit HK$1.11M · loan HK$1.11M · min. income ≈ HK$10,734/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,618
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,769
−HK$152/mo
Today · 4.125%
HK$5,921
baseline
▲ 0.50% · 4.625%
HK$6,234
+HK$313/mo
Deposit HK$1.11M · loan HK$1.11M · min. income ≈ HK$11,842/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,555
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,728
−HK$175/mo
Today · 4.125%
HK$5,903
baseline
▲ 0.50% · 4.625%
HK$6,262
+HK$359/mo
Deposit HK$997K · loan HK$1.22M · min. income ≈ HK$11,806/mo (50% DSR)
Upfront cash ≈ HK$997K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,180
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,345
−HK$169/mo
Today · 4.125%
HK$6,514
baseline
▲ 0.50% · 4.625%
HK$6,857
+HK$343/mo
Deposit HK$997K · loan HK$1.22M · min. income ≈ HK$13,028/mo (50% DSR)
Upfront cash ≈ HK$997K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,060
−HK$380/mo
▼ 0.25% · 3.875%
HK$6,248
−HK$192/mo
Today · 4.125%
HK$6,440
baseline
▲ 0.50% · 4.625%
HK$6,832
+HK$392/mo
Deposit HK$886K · loan HK$1.33M · min. income ≈ HK$12,880/mo (50% DSR)
Upfront cash ≈ HK$886K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,742
−HK$364/mo
▼ 0.25% · 3.875%
HK$6,922
−HK$184/mo
Today · 4.125%
HK$7,106
baseline
▲ 0.50% · 4.625%
HK$7,480
+HK$374/mo
Deposit HK$886K · loan HK$1.33M · min. income ≈ HK$14,212/mo (50% DSR)
Upfront cash ≈ HK$886K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,565
−HK$412/mo
▼ 0.25% · 3.875%
HK$6,769
−HK$208/mo
Today · 4.125%
HK$6,977
baseline
▲ 0.50% · 4.625%
HK$7,401
+HK$424/mo
Deposit HK$775K · loan HK$1.44M · min. income ≈ HK$13,954/mo (50% DSR)
Upfront cash ≈ HK$775K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,303
−HK$395/mo
▼ 0.25% · 3.875%
HK$7,499
−HK$199/mo
Today · 4.125%
HK$7,698
baseline
▲ 0.50% · 4.625%
HK$8,104
+HK$406/mo
Deposit HK$775K · loan HK$1.44M · min. income ≈ HK$15,396/mo (50% DSR)
Upfront cash ≈ HK$775K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,070
−HK$443/mo
▼ 0.25% · 3.875%
HK$7,290
−HK$223/mo
Today · 4.125%
HK$7,513
baseline
▲ 0.50% · 4.625%
HK$7,970
+HK$457/mo
Deposit HK$664K · loan HK$1.55M · min. income ≈ HK$15,026/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,865
−HK$425/mo
▼ 0.25% · 3.875%
HK$8,076
−HK$214/mo
Today · 4.125%
HK$8,290
baseline
▲ 0.50% · 4.625%
HK$8,727
+HK$437/mo
Deposit HK$664K · loan HK$1.55M · min. income ≈ HK$16,580/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,575
−HK$475/mo
▼ 0.25% · 3.875%
HK$7,810
−HK$240/mo
Today · 4.125%
HK$8,050
baseline
▲ 0.50% · 4.625%
HK$8,540
+HK$490/mo
Deposit HK$554K · loan HK$1.66M · min. income ≈ HK$16,100/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,427
−HK$455/mo
▼ 0.25% · 3.875%
HK$8,653
−HK$229/mo
Today · 4.125%
HK$8,882
baseline
▲ 0.50% · 4.625%
HK$9,350
+HK$468/mo
Deposit HK$554K · loan HK$1.66M · min. income ≈ HK$17,764/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,080
−HK$507/mo
▼ 0.25% · 3.875%
HK$8,331
−HK$256/mo
Today · 4.125%
HK$8,587
baseline
▲ 0.50% · 4.625%
HK$9,109
+HK$522/mo
Deposit HK$443K · loan HK$1.77M · min. income ≈ HK$17,174/mo (50% DSR)
Upfront cash ≈ HK$443K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,989
−HK$485/mo
▼ 0.25% · 3.875%
HK$9,230
−HK$244/mo
Today · 4.125%
HK$9,474
baseline
▲ 0.50% · 4.625%
HK$9,974
+HK$500/mo
Deposit HK$443K · loan HK$1.77M · min. income ≈ HK$18,948/mo (50% DSR)
Upfront cash ≈ HK$443K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,585
−HK$538/mo
▼ 0.25% · 3.875%
HK$8,852
−HK$271/mo
Today · 4.125%
HK$9,123
baseline
▲ 0.50% · 4.625%
HK$9,678
+HK$555/mo
Deposit HK$332K · loan HK$1.88M · min. income ≈ HK$18,246/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,551
−HK$516/mo
▼ 0.25% · 3.875%
HK$9,807
−HK$260/mo
Today · 4.125%
HK$10,067
baseline
▲ 0.50% · 4.625%
HK$10,597
+HK$530/mo
Deposit HK$332K · loan HK$1.88M · min. income ≈ HK$20,134/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,090
−HK$570/mo
▼ 0.25% · 3.875%
HK$9,373
−HK$287/mo
Today · 4.125%
HK$9,660
baseline
▲ 0.50% · 4.625%
HK$10,248
+HK$588/mo
Deposit HK$221K · loan HK$1.99M · min. income ≈ HK$19,320/mo (50% DSR)
Upfront cash ≈ HK$222K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,112
−HK$547/mo
▼ 0.25% · 3.875%
HK$10,384
−HK$275/mo
Today · 4.125%
HK$10,659
baseline
▲ 0.50% · 4.625%
HK$11,220
+HK$561/mo
Deposit HK$221K · loan HK$1.99M · min. income ≈ HK$21,318/mo (50% DSR)
Upfront cash ≈ HK$222K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).