▼ 0.50% · 3.625%
HK$4,535
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,676
−HK$143/mo
Today · 4.125%
HK$4,819
baseline
▲ 0.50% · 4.625%
HK$5,113
+HK$294/mo
Deposit HK$994K · loan HK$994K · min. income ≈ HK$9,638/mo (50% DSR)
Upfront cash ≈ HK$995K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,045
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,181
−HK$137/mo
Today · 4.125%
HK$5,318
baseline
▲ 0.50% · 4.625%
HK$5,598
+HK$280/mo
Deposit HK$994K · loan HK$994K · min. income ≈ HK$10,636/mo (50% DSR)
Upfront cash ≈ HK$995K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,989
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,144
−HK$157/mo
Today · 4.125%
HK$5,301
baseline
▲ 0.50% · 4.625%
HK$5,624
+HK$323/mo
Deposit HK$895K · loan HK$1.09M · min. income ≈ HK$10,602/mo (50% DSR)
Upfront cash ≈ HK$895K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,550
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,699
−HK$151/mo
Today · 4.125%
HK$5,850
baseline
▲ 0.50% · 4.625%
HK$6,158
+HK$308/mo
Deposit HK$895K · loan HK$1.09M · min. income ≈ HK$11,700/mo (50% DSR)
Upfront cash ≈ HK$895K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,442
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,611
−HK$172/mo
Today · 4.125%
HK$5,783
baseline
▲ 0.50% · 4.625%
HK$6,135
+HK$352/mo
Deposit HK$796K · loan HK$1.19M · min. income ≈ HK$11,566/mo (50% DSR)
Upfront cash ≈ HK$796K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,054
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,217
−HK$164/mo
Today · 4.125%
HK$6,381
baseline
▲ 0.50% · 4.625%
HK$6,718
+HK$337/mo
Deposit HK$796K · loan HK$1.19M · min. income ≈ HK$12,762/mo (50% DSR)
Upfront cash ≈ HK$796K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,896
−HK$369/mo
▼ 0.25% · 3.875%
HK$6,079
−HK$186/mo
Today · 4.125%
HK$6,265
baseline
▲ 0.50% · 4.625%
HK$6,647
+HK$382/mo
Deposit HK$696K · loan HK$1.29M · min. income ≈ HK$12,530/mo (50% DSR)
Upfront cash ≈ HK$696K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,559
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,735
−HK$178/mo
Today · 4.125%
HK$6,913
baseline
▲ 0.50% · 4.625%
HK$7,278
+HK$365/mo
Deposit HK$696K · loan HK$1.29M · min. income ≈ HK$13,826/mo (50% DSR)
Upfront cash ≈ HK$696K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,349
−HK$398/mo
▼ 0.25% · 3.875%
HK$6,547
−HK$200/mo
Today · 4.125%
HK$6,747
baseline
▲ 0.50% · 4.625%
HK$7,158
+HK$411/mo
Deposit HK$597K · loan HK$1.39M · min. income ≈ HK$13,494/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,063
−HK$382/mo
▼ 0.25% · 3.875%
HK$7,253
−HK$192/mo
Today · 4.125%
HK$7,445
baseline
▲ 0.50% · 4.625%
HK$7,837
+HK$392/mo
Deposit HK$597K · loan HK$1.39M · min. income ≈ HK$14,890/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,803
−HK$426/mo
▼ 0.25% · 3.875%
HK$7,014
−HK$215/mo
Today · 4.125%
HK$7,229
baseline
▲ 0.50% · 4.625%
HK$7,669
+HK$440/mo
Deposit HK$497K · loan HK$1.49M · min. income ≈ HK$14,458/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,568
−HK$409/mo
▼ 0.25% · 3.875%
HK$7,771
−HK$206/mo
Today · 4.125%
HK$7,977
baseline
▲ 0.50% · 4.625%
HK$8,397
+HK$420/mo
Deposit HK$497K · loan HK$1.49M · min. income ≈ HK$15,954/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,256
−HK$455/mo
▼ 0.25% · 3.875%
HK$7,482
−HK$229/mo
Today · 4.125%
HK$7,711
baseline
▲ 0.50% · 4.625%
HK$8,180
+HK$469/mo
Deposit HK$398K · loan HK$1.59M · min. income ≈ HK$15,422/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,072
−HK$437/mo
▼ 0.25% · 3.875%
HK$8,289
−HK$220/mo
Today · 4.125%
HK$8,509
baseline
▲ 0.50% · 4.625%
HK$8,957
+HK$448/mo
Deposit HK$398K · loan HK$1.59M · min. income ≈ HK$17,018/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,710
−HK$483/mo
▼ 0.25% · 3.875%
HK$7,949
−HK$244/mo
Today · 4.125%
HK$8,193
baseline
▲ 0.50% · 4.625%
HK$8,692
+HK$499/mo
Deposit HK$298K · loan HK$1.69M · min. income ≈ HK$16,386/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,577
−HK$463/mo
▼ 0.25% · 3.875%
HK$8,807
−HK$233/mo
Today · 4.125%
HK$9,040
baseline
▲ 0.50% · 4.625%
HK$9,517
+HK$477/mo
Deposit HK$298K · loan HK$1.69M · min. income ≈ HK$18,080/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,163
−HK$512/mo
▼ 0.25% · 3.875%
HK$8,417
−HK$258/mo
Today · 4.125%
HK$8,675
baseline
▲ 0.50% · 4.625%
HK$9,203
+HK$528/mo
Deposit HK$199K · loan HK$1.79M · min. income ≈ HK$17,350/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,081
−HK$491/mo
▼ 0.25% · 3.875%
HK$9,325
−HK$247/mo
Today · 4.125%
HK$9,572
baseline
▲ 0.50% · 4.625%
HK$10,077
+HK$505/mo
Deposit HK$199K · loan HK$1.79M · min. income ≈ HK$19,144/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).