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At today's rate and a 90% mortgage, the deposit on this unit is about HK$220K, with repayments around HK$9,616/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$220K · loan HK$1.98M · min. income ≈ HK$19,232/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Mong Kok Station Station.
Family-friendly — 66 schools within a 1 km walk.
Everyday convenience — 111 shopping and daily-needs spots nearby.
Healthcare close by — 16 hospitals/clinics within 1 km.
Green space & leisure — 84 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- B6
- Saleable Area
- 216 Saleable ft²
- Gross Area
- 277 ft²
- Efficiency
- 78%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-06-06 | HK$2.22M | −11.9% 7.0y · −2.0%/yr |
| 2017-06-16 | HK$2.52M | +276.1% 10.1y · 27.0%/yr |
| 2007-05-03 | HK$670K | +59.5% |
| 2004-01-17 | HK$420K | +40.0% |
| 2003-08-11 | HK$300K | −68.4% |
| 1998-03-31 | HK$950K | — |