▼ 0.50% · 3.625%
HK$5,578
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,751
−HK$176/mo
Today · 4.125%
HK$5,927
baseline
▲ 0.50% · 4.625%
HK$6,288
+HK$361/mo
Deposit HK$1.22M · loan HK$1.22M · min. income ≈ HK$11,854/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,205
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,371
−HK$169/mo
Today · 4.125%
HK$6,540
baseline
▲ 0.50% · 4.625%
HK$6,885
+HK$345/mo
Deposit HK$1.22M · loan HK$1.22M · min. income ≈ HK$13,080/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,135
−HK$385/mo
▼ 0.25% · 3.875%
HK$6,326
−HK$194/mo
Today · 4.125%
HK$6,520
baseline
▲ 0.50% · 4.625%
HK$6,917
+HK$397/mo
Deposit HK$1.10M · loan HK$1.35M · min. income ≈ HK$13,040/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,826
−HK$368/mo
▼ 0.25% · 3.875%
HK$7,009
−HK$185/mo
Today · 4.125%
HK$7,194
baseline
▲ 0.50% · 4.625%
HK$7,574
+HK$380/mo
Deposit HK$1.10M · loan HK$1.35M · min. income ≈ HK$14,388/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,693
−HK$420/mo
▼ 0.25% · 3.875%
HK$6,901
−HK$212/mo
Today · 4.125%
HK$7,113
baseline
▲ 0.50% · 4.625%
HK$7,546
+HK$433/mo
Deposit HK$978K · loan HK$1.47M · min. income ≈ HK$14,226/mo (50% DSR)
Upfront cash ≈ HK$979K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,446
−HK$402/mo
▼ 0.25% · 3.875%
HK$7,646
−HK$202/mo
Today · 4.125%
HK$7,848
baseline
▲ 0.50% · 4.625%
HK$8,262
+HK$414/mo
Deposit HK$978K · loan HK$1.47M · min. income ≈ HK$15,696/mo (50% DSR)
Upfront cash ≈ HK$979K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,251
−HK$455/mo
▼ 0.25% · 3.875%
HK$7,476
−HK$230/mo
Today · 4.125%
HK$7,706
baseline
▲ 0.50% · 4.625%
HK$8,174
+HK$468/mo
Deposit HK$856K · loan HK$1.59M · min. income ≈ HK$15,412/mo (50% DSR)
Upfront cash ≈ HK$856K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,067
−HK$435/mo
▼ 0.25% · 3.875%
HK$8,283
−HK$219/mo
Today · 4.125%
HK$8,502
baseline
▲ 0.50% · 4.625%
HK$8,951
+HK$449/mo
Deposit HK$856K · loan HK$1.59M · min. income ≈ HK$17,004/mo (50% DSR)
Upfront cash ≈ HK$856K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,809
−HK$489/mo
▼ 0.25% · 3.875%
HK$8,052
−HK$246/mo
Today · 4.125%
HK$8,298
baseline
▲ 0.50% · 4.625%
HK$8,803
+HK$505/mo
Deposit HK$734K · loan HK$1.71M · min. income ≈ HK$16,596/mo (50% DSR)
Upfront cash ≈ HK$734K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,687
−HK$469/mo
▼ 0.25% · 3.875%
HK$8,920
−HK$236/mo
Today · 4.125%
HK$9,156
baseline
▲ 0.50% · 4.625%
HK$9,639
+HK$483/mo
Deposit HK$734K · loan HK$1.71M · min. income ≈ HK$18,312/mo (50% DSR)
Upfront cash ≈ HK$734K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,366
−HK$525/mo
▼ 0.25% · 3.875%
HK$8,627
−HK$264/mo
Today · 4.125%
HK$8,891
baseline
▲ 0.50% · 4.625%
HK$9,432
+HK$541/mo
Deposit HK$612K · loan HK$1.83M · min. income ≈ HK$17,782/mo (50% DSR)
Upfront cash ≈ HK$612K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,308
−HK$502/mo
▼ 0.25% · 3.875%
HK$9,557
−HK$253/mo
Today · 4.125%
HK$9,810
baseline
▲ 0.50% · 4.625%
HK$10,328
+HK$518/mo
Deposit HK$612K · loan HK$1.83M · min. income ≈ HK$19,620/mo (50% DSR)
Upfront cash ≈ HK$612K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,924
−HK$560/mo
▼ 0.25% · 3.875%
HK$9,202
−HK$282/mo
Today · 4.125%
HK$9,484
baseline
▲ 0.50% · 4.625%
HK$10,061
+HK$577/mo
Deposit HK$489K · loan HK$1.96M · min. income ≈ HK$18,968/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,928
−HK$536/mo
▼ 0.25% · 3.875%
HK$10,194
−HK$270/mo
Today · 4.125%
HK$10,464
baseline
▲ 0.50% · 4.625%
HK$11,016
+HK$552/mo
Deposit HK$489K · loan HK$1.96M · min. income ≈ HK$20,928/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,482
−HK$595/mo
▼ 0.25% · 3.875%
HK$9,777
−HK$300/mo
Today · 4.125%
HK$10,077
baseline
▲ 0.50% · 4.625%
HK$10,690
+HK$613/mo
Deposit HK$367K · loan HK$2.08M · min. income ≈ HK$20,154/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,549
−HK$570/mo
▼ 0.25% · 3.875%
HK$10,832
−HK$287/mo
Today · 4.125%
HK$11,119
baseline
▲ 0.50% · 4.625%
HK$11,705
+HK$586/mo
Deposit HK$367K · loan HK$2.08M · min. income ≈ HK$22,238/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,040
−HK$629/mo
▼ 0.25% · 3.875%
HK$10,352
−HK$317/mo
Today · 4.125%
HK$10,669
baseline
▲ 0.50% · 4.625%
HK$11,319
+HK$650/mo
Deposit HK$245K · loan HK$2.20M · min. income ≈ HK$21,338/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,169
−HK$604/mo
▼ 0.25% · 3.875%
HK$11,469
−HK$304/mo
Today · 4.125%
HK$11,773
baseline
▲ 0.50% · 4.625%
HK$12,393
+HK$620/mo
Deposit HK$245K · loan HK$2.20M · min. income ≈ HK$23,546/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).