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At today's rate and a 90% mortgage, the deposit on this unit is about HK$226K, with repayments around HK$9,851/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$226K · loan HK$2.03M · min. income ≈ HK$19,702/mo (50% DSR)
Upfront cash ≈ HK$226K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Mong Kok Station Station.
Family-friendly — 66 schools within a 1 km walk.
Everyday convenience — 111 shopping and daily-needs spots nearby.
Healthcare close by — 16 hospitals/clinics within 1 km.
Green space & leisure — 84 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- B7
- Saleable Area
- 216 Saleable ft²
- Gross Area
- 277 ft²
- Efficiency
- 78%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-12-21 | HK$3.10M | +17.0% 3.2y · 5.0%/yr |
| 2017-10-16 | HK$2.65M | +92.0% 6.9y · 13.0%/yr |
| 2010-11-24 | HK$1.38M | +89.0% |
| 2007-07-03 | HK$730K | +7.4% |
| 2006-08-24 | HK$680K | +17.2% |
| 2006-06-08 | HK$580K | +18.4% |
| 2004-11-12 | HK$490K | +32.4% |
| 2004-06-03 | HK$370K | — |