▼ 0.50% · 3.625%
HK$2,358
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,431
−HK$75/mo
Today · 4.125%
HK$2,506
baseline
▲ 0.50% · 4.625%
HK$2,658
+HK$152/mo
Deposit HK$517K · loan HK$517K · min. income ≈ HK$5,012/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,623
−HK$142/mo
▼ 0.25% · 3.875%
HK$2,694
−HK$71/mo
Today · 4.125%
HK$2,765
baseline
▲ 0.50% · 4.625%
HK$2,911
+HK$146/mo
Deposit HK$517K · loan HK$517K · min. income ≈ HK$5,530/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,594
−HK$162/mo
▼ 0.25% · 3.875%
HK$2,674
−HK$82/mo
Today · 4.125%
HK$2,756
baseline
▲ 0.50% · 4.625%
HK$2,924
+HK$168/mo
Deposit HK$465K · loan HK$569K · min. income ≈ HK$5,512/mo (50% DSR)
Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,886
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,963
−HK$78/mo
Today · 4.125%
HK$3,041
baseline
▲ 0.50% · 4.625%
HK$3,202
+HK$161/mo
Deposit HK$465K · loan HK$569K · min. income ≈ HK$6,082/mo (50% DSR)
Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,830
−HK$177/mo
▼ 0.25% · 3.875%
HK$2,918
−HK$89/mo
Today · 4.125%
HK$3,007
baseline
▲ 0.50% · 4.625%
HK$3,190
+HK$183/mo
Deposit HK$414K · loan HK$620K · min. income ≈ HK$6,014/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,148
−HK$170/mo
▼ 0.25% · 3.875%
HK$3,232
−HK$86/mo
Today · 4.125%
HK$3,318
baseline
▲ 0.50% · 4.625%
HK$3,493
+HK$175/mo
Deposit HK$414K · loan HK$620K · min. income ≈ HK$6,636/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,065
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,161
−HK$97/mo
Today · 4.125%
HK$3,258
baseline
▲ 0.50% · 4.625%
HK$3,456
+HK$198/mo
Deposit HK$362K · loan HK$672K · min. income ≈ HK$6,516/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,410
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,502
−HK$92/mo
Today · 4.125%
HK$3,594
baseline
▲ 0.50% · 4.625%
HK$3,784
+HK$190/mo
Deposit HK$362K · loan HK$672K · min. income ≈ HK$7,188/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,301
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,404
−HK$104/mo
Today · 4.125%
HK$3,508
baseline
▲ 0.50% · 4.625%
HK$3,722
+HK$214/mo
Deposit HK$310K · loan HK$724K · min. income ≈ HK$7,016/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,673
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,771
−HK$100/mo
Today · 4.125%
HK$3,871
baseline
▲ 0.50% · 4.625%
HK$4,075
+HK$204/mo
Deposit HK$310K · loan HK$724K · min. income ≈ HK$7,742/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,537
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,647
−HK$112/mo
Today · 4.125%
HK$3,759
baseline
▲ 0.50% · 4.625%
HK$3,988
+HK$229/mo
Deposit HK$259K · loan HK$776K · min. income ≈ HK$7,518/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,935
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,040
−HK$107/mo
Today · 4.125%
HK$4,147
baseline
▲ 0.50% · 4.625%
HK$4,366
+HK$219/mo
Deposit HK$259K · loan HK$776K · min. income ≈ HK$8,294/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,773
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,890
−HK$119/mo
Today · 4.125%
HK$4,009
baseline
▲ 0.50% · 4.625%
HK$4,253
+HK$244/mo
Deposit HK$207K · loan HK$827K · min. income ≈ HK$8,018/mo (50% DSR)
Upfront cash ≈ HK$207K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,197
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,310
−HK$114/mo
Today · 4.125%
HK$4,424
baseline
▲ 0.50% · 4.625%
HK$4,657
+HK$233/mo
Deposit HK$207K · loan HK$827K · min. income ≈ HK$8,848/mo (50% DSR)
Upfront cash ≈ HK$207K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,009
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,133
−HK$127/mo
Today · 4.125%
HK$4,260
baseline
▲ 0.50% · 4.625%
HK$4,519
+HK$259/mo
Deposit HK$155K · loan HK$879K · min. income ≈ HK$8,520/mo (50% DSR)
Upfront cash ≈ HK$155K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,460
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,579
−HK$121/mo
Today · 4.125%
HK$4,700
baseline
▲ 0.50% · 4.625%
HK$4,948
+HK$248/mo
Deposit HK$155K · loan HK$879K · min. income ≈ HK$9,400/mo (50% DSR)
Upfront cash ≈ HK$155K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,244
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,376
−HK$135/mo
Today · 4.125%
HK$4,511
baseline
▲ 0.50% · 4.625%
HK$4,785
+HK$274/mo
Deposit HK$103K · loan HK$931K · min. income ≈ HK$9,022/mo (50% DSR)
Upfront cash ≈ HK$104K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,722
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,848
−HK$129/mo
Today · 4.125%
HK$4,977
baseline
▲ 0.50% · 4.625%
HK$5,239
+HK$262/mo
Deposit HK$103K · loan HK$931K · min. income ≈ HK$9,954/mo (50% DSR)
Upfront cash ≈ HK$104K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).