▼ 0.50% · 3.625%
HK$2,411
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,486
−HK$76/mo
Today · 4.125%
HK$2,562
baseline
▲ 0.50% · 4.625%
HK$2,718
+HK$156/mo
Deposit HK$529K · loan HK$529K · min. income ≈ HK$5,124/mo (50% DSR)
Upfront cash ≈ HK$529K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,682
−HK$145/mo
▼ 0.25% · 3.875%
HK$2,754
−HK$73/mo
Today · 4.125%
HK$2,827
baseline
▲ 0.50% · 4.625%
HK$2,976
+HK$149/mo
Deposit HK$529K · loan HK$529K · min. income ≈ HK$5,654/mo (50% DSR)
Upfront cash ≈ HK$529K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,652
−HK$167/mo
▼ 0.25% · 3.875%
HK$2,735
−HK$84/mo
Today · 4.125%
HK$2,819
baseline
▲ 0.50% · 4.625%
HK$2,990
+HK$171/mo
Deposit HK$476K · loan HK$582K · min. income ≈ HK$5,638/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,951
−HK$159/mo
▼ 0.25% · 3.875%
HK$3,030
−HK$80/mo
Today · 4.125%
HK$3,110
baseline
▲ 0.50% · 4.625%
HK$3,274
+HK$164/mo
Deposit HK$476K · loan HK$582K · min. income ≈ HK$6,220/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,893
−HK$182/mo
▼ 0.25% · 3.875%
HK$2,983
−HK$92/mo
Today · 4.125%
HK$3,075
baseline
▲ 0.50% · 4.625%
HK$3,262
+HK$187/mo
Deposit HK$423K · loan HK$634K · min. income ≈ HK$6,150/mo (50% DSR)
Upfront cash ≈ HK$423K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,219
−HK$174/mo
▼ 0.25% · 3.875%
HK$3,305
−HK$88/mo
Today · 4.125%
HK$3,393
baseline
▲ 0.50% · 4.625%
HK$3,572
+HK$179/mo
Deposit HK$423K · loan HK$634K · min. income ≈ HK$6,786/mo (50% DSR)
Upfront cash ≈ HK$423K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,134
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,232
−HK$99/mo
Today · 4.125%
HK$3,331
baseline
▲ 0.50% · 4.625%
HK$3,534
+HK$203/mo
Deposit HK$370K · loan HK$687K · min. income ≈ HK$6,662/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,487
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,581
−HK$94/mo
Today · 4.125%
HK$3,675
baseline
▲ 0.50% · 4.625%
HK$3,869
+HK$194/mo
Deposit HK$370K · loan HK$687K · min. income ≈ HK$7,350/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,376
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,481
−HK$106/mo
Today · 4.125%
HK$3,587
baseline
▲ 0.50% · 4.625%
HK$3,806
+HK$219/mo
Deposit HK$317K · loan HK$740K · min. income ≈ HK$7,174/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,755
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,856
−HK$102/mo
Today · 4.125%
HK$3,958
baseline
▲ 0.50% · 4.625%
HK$4,167
+HK$209/mo
Deposit HK$317K · loan HK$740K · min. income ≈ HK$7,916/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,617
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,729
−HK$114/mo
Today · 4.125%
HK$3,843
baseline
▲ 0.50% · 4.625%
HK$4,077
+HK$234/mo
Deposit HK$264K · loan HK$793K · min. income ≈ HK$7,686/mo (50% DSR)
Upfront cash ≈ HK$264K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,024
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,131
−HK$110/mo
Today · 4.125%
HK$4,241
baseline
▲ 0.50% · 4.625%
HK$4,464
+HK$223/mo
Deposit HK$264K · loan HK$793K · min. income ≈ HK$8,482/mo (50% DSR)
Upfront cash ≈ HK$264K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,858
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,978
−HK$122/mo
Today · 4.125%
HK$4,100
baseline
▲ 0.50% · 4.625%
HK$4,349
+HK$249/mo
Deposit HK$211K · loan HK$846K · min. income ≈ HK$8,200/mo (50% DSR)
Upfront cash ≈ HK$212K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,292
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,407
−HK$117/mo
Today · 4.125%
HK$4,524
baseline
▲ 0.50% · 4.625%
HK$4,762
+HK$238/mo
Deposit HK$211K · loan HK$846K · min. income ≈ HK$9,048/mo (50% DSR)
Upfront cash ≈ HK$212K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,099
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,226
−HK$130/mo
Today · 4.125%
HK$4,356
baseline
▲ 0.50% · 4.625%
HK$4,621
+HK$265/mo
Deposit HK$159K · loan HK$899K · min. income ≈ HK$8,712/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,560
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,682
−HK$124/mo
Today · 4.125%
HK$4,806
baseline
▲ 0.50% · 4.625%
HK$5,060
+HK$254/mo
Deposit HK$159K · loan HK$899K · min. income ≈ HK$9,612/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,340
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,475
−HK$137/mo
Today · 4.125%
HK$4,612
baseline
▲ 0.50% · 4.625%
HK$4,893
+HK$281/mo
Deposit HK$106K · loan HK$952K · min. income ≈ HK$9,224/mo (50% DSR)
Upfront cash ≈ HK$106K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,828
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,958
−HK$131/mo
Today · 4.125%
HK$5,089
baseline
▲ 0.50% · 4.625%
HK$5,357
+HK$268/mo
Deposit HK$106K · loan HK$952K · min. income ≈ HK$10,178/mo (50% DSR)
Upfront cash ≈ HK$106K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).