▼ 0.50% · 3.625%
HK$2,200
−HK$138/mo
▼ 0.25% · 3.875%
HK$2,268
−HK$70/mo
Today · 4.125%
HK$2,338
baseline
▲ 0.50% · 4.625%
HK$2,480
+HK$142/mo
Deposit HK$482K · loan HK$482K · min. income ≈ HK$4,676/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,447
−HK$133/mo
▼ 0.25% · 3.875%
HK$2,513
−HK$67/mo
Today · 4.125%
HK$2,580
baseline
▲ 0.50% · 4.625%
HK$2,716
+HK$136/mo
Deposit HK$482K · loan HK$482K · min. income ≈ HK$5,160/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,420
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,495
−HK$77/mo
Today · 4.125%
HK$2,572
baseline
▲ 0.50% · 4.625%
HK$2,728
+HK$156/mo
Deposit HK$434K · loan HK$531K · min. income ≈ HK$5,144/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,692
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,764
−HK$74/mo
Today · 4.125%
HK$2,838
baseline
▲ 0.50% · 4.625%
HK$2,987
+HK$149/mo
Deposit HK$434K · loan HK$531K · min. income ≈ HK$5,676/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,640
−HK$165/mo
▼ 0.25% · 3.875%
HK$2,722
−HK$83/mo
Today · 4.125%
HK$2,805
baseline
▲ 0.50% · 4.625%
HK$2,976
+HK$171/mo
Deposit HK$386K · loan HK$579K · min. income ≈ HK$5,610/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,937
−HK$159/mo
▼ 0.25% · 3.875%
HK$3,016
−HK$80/mo
Today · 4.125%
HK$3,096
baseline
▲ 0.50% · 4.625%
HK$3,259
+HK$163/mo
Deposit HK$386K · loan HK$579K · min. income ≈ HK$6,192/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,860
−HK$179/mo
▼ 0.25% · 3.875%
HK$2,949
−HK$90/mo
Today · 4.125%
HK$3,039
baseline
▲ 0.50% · 4.625%
HK$3,224
+HK$185/mo
Deposit HK$338K · loan HK$627K · min. income ≈ HK$6,078/mo (50% DSR)
Upfront cash ≈ HK$338K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,182
−HK$171/mo
▼ 0.25% · 3.875%
HK$3,267
−HK$86/mo
Today · 4.125%
HK$3,353
baseline
▲ 0.50% · 4.625%
HK$3,530
+HK$177/mo
Deposit HK$338K · loan HK$627K · min. income ≈ HK$6,706/mo (50% DSR)
Upfront cash ≈ HK$338K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,080
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,176
−HK$97/mo
Today · 4.125%
HK$3,273
baseline
▲ 0.50% · 4.625%
HK$3,472
+HK$199/mo
Deposit HK$289K · loan HK$675K · min. income ≈ HK$6,546/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,426
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,518
−HK$93/mo
Today · 4.125%
HK$3,611
baseline
▲ 0.50% · 4.625%
HK$3,802
+HK$191/mo
Deposit HK$289K · loan HK$675K · min. income ≈ HK$7,222/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,300
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,403
−HK$104/mo
Today · 4.125%
HK$3,507
baseline
▲ 0.50% · 4.625%
HK$3,720
+HK$213/mo
Deposit HK$241K · loan HK$724K · min. income ≈ HK$7,014/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,671
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,770
−HK$99/mo
Today · 4.125%
HK$3,869
baseline
▲ 0.50% · 4.625%
HK$4,073
+HK$204/mo
Deposit HK$241K · loan HK$724K · min. income ≈ HK$7,738/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,520
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,629
−HK$112/mo
Today · 4.125%
HK$3,741
baseline
▲ 0.50% · 4.625%
HK$3,968
+HK$227/mo
Deposit HK$193K · loan HK$772K · min. income ≈ HK$7,482/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,916
−HK$211/mo
▼ 0.25% · 3.875%
HK$4,021
−HK$106/mo
Today · 4.125%
HK$4,127
baseline
▲ 0.50% · 4.625%
HK$4,345
+HK$218/mo
Deposit HK$193K · loan HK$772K · min. income ≈ HK$8,254/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,740
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,856
−HK$118/mo
Today · 4.125%
HK$3,974
baseline
▲ 0.50% · 4.625%
HK$4,216
+HK$242/mo
Deposit HK$145K · loan HK$820K · min. income ≈ HK$7,948/mo (50% DSR)
Upfront cash ≈ HK$145K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,161
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,272
−HK$113/mo
Today · 4.125%
HK$4,385
baseline
▲ 0.50% · 4.625%
HK$4,616
+HK$231/mo
Deposit HK$145K · loan HK$820K · min. income ≈ HK$8,770/mo (50% DSR)
Upfront cash ≈ HK$145K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,960
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,083
−HK$125/mo
Today · 4.125%
HK$4,208
baseline
▲ 0.50% · 4.625%
HK$4,464
+HK$256/mo
Deposit HK$96K · loan HK$868K · min. income ≈ HK$8,416/mo (50% DSR)
Upfront cash ≈ HK$97K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,405
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,523
−HK$120/mo
Today · 4.125%
HK$4,643
baseline
▲ 0.50% · 4.625%
HK$4,888
+HK$245/mo
Deposit HK$96K · loan HK$868K · min. income ≈ HK$9,286/mo (50% DSR)
Upfront cash ≈ HK$97K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).