▼ 0.50% · 3.625%
HK$2,249
−HK$142/mo
▼ 0.25% · 3.875%
HK$2,319
−HK$72/mo
Today · 4.125%
HK$2,391
baseline
▲ 0.50% · 4.625%
HK$2,536
+HK$145/mo
Deposit HK$493K · loan HK$493K · min. income ≈ HK$4,782/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,503
−HK$135/mo
▼ 0.25% · 3.875%
HK$2,570
−HK$68/mo
Today · 4.125%
HK$2,638
baseline
▲ 0.50% · 4.625%
HK$2,777
+HK$139/mo
Deposit HK$493K · loan HK$493K · min. income ≈ HK$5,276/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,474
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,551
−HK$79/mo
Today · 4.125%
HK$2,630
baseline
▲ 0.50% · 4.625%
HK$2,790
+HK$160/mo
Deposit HK$444K · loan HK$543K · min. income ≈ HK$5,260/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,753
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,827
−HK$75/mo
Today · 4.125%
HK$2,902
baseline
▲ 0.50% · 4.625%
HK$3,054
+HK$152/mo
Deposit HK$444K · loan HK$543K · min. income ≈ HK$5,804/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,699
−HK$170/mo
▼ 0.25% · 3.875%
HK$2,783
−HK$86/mo
Today · 4.125%
HK$2,869
baseline
▲ 0.50% · 4.625%
HK$3,043
+HK$174/mo
Deposit HK$395K · loan HK$592K · min. income ≈ HK$5,738/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,003
−HK$162/mo
▼ 0.25% · 3.875%
HK$3,084
−HK$81/mo
Today · 4.125%
HK$3,165
baseline
▲ 0.50% · 4.625%
HK$3,332
+HK$167/mo
Deposit HK$395K · loan HK$592K · min. income ≈ HK$6,330/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,924
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,015
−HK$93/mo
Today · 4.125%
HK$3,108
baseline
▲ 0.50% · 4.625%
HK$3,297
+HK$189/mo
Deposit HK$345K · loan HK$641K · min. income ≈ HK$6,216/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,253
−HK$176/mo
▼ 0.25% · 3.875%
HK$3,341
−HK$88/mo
Today · 4.125%
HK$3,429
baseline
▲ 0.50% · 4.625%
HK$3,610
+HK$181/mo
Deposit HK$345K · loan HK$641K · min. income ≈ HK$6,858/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,149
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,247
−HK$100/mo
Today · 4.125%
HK$3,347
baseline
▲ 0.50% · 4.625%
HK$3,550
+HK$203/mo
Deposit HK$296K · loan HK$691K · min. income ≈ HK$6,694/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,504
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,598
−HK$95/mo
Today · 4.125%
HK$3,693
baseline
▲ 0.50% · 4.625%
HK$3,887
+HK$194/mo
Deposit HK$296K · loan HK$691K · min. income ≈ HK$7,386/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,374
−HK$212/mo
▼ 0.25% · 3.875%
HK$3,479
−HK$107/mo
Today · 4.125%
HK$3,586
baseline
▲ 0.50% · 4.625%
HK$3,804
+HK$218/mo
Deposit HK$247K · loan HK$740K · min. income ≈ HK$7,172/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,754
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,854
−HK$103/mo
Today · 4.125%
HK$3,957
baseline
▲ 0.50% · 4.625%
HK$4,165
+HK$208/mo
Deposit HK$247K · loan HK$740K · min. income ≈ HK$7,914/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,599
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,711
−HK$114/mo
Today · 4.125%
HK$3,825
baseline
▲ 0.50% · 4.625%
HK$4,058
+HK$233/mo
Deposit HK$197K · loan HK$789K · min. income ≈ HK$7,650/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,004
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,111
−HK$109/mo
Today · 4.125%
HK$4,220
baseline
▲ 0.50% · 4.625%
HK$4,443
+HK$223/mo
Deposit HK$197K · loan HK$789K · min. income ≈ HK$8,440/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,824
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,943
−HK$121/mo
Today · 4.125%
HK$4,064
baseline
▲ 0.50% · 4.625%
HK$4,311
+HK$247/mo
Deposit HK$148K · loan HK$839K · min. income ≈ HK$8,128/mo (50% DSR)
Upfront cash ≈ HK$148K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,254
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,368
−HK$116/mo
Today · 4.125%
HK$4,484
baseline
▲ 0.50% · 4.625%
HK$4,721
+HK$237/mo
Deposit HK$148K · loan HK$839K · min. income ≈ HK$8,968/mo (50% DSR)
Upfront cash ≈ HK$148K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,049
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,175
−HK$128/mo
Today · 4.125%
HK$4,303
baseline
▲ 0.50% · 4.625%
HK$4,565
+HK$262/mo
Deposit HK$99K · loan HK$888K · min. income ≈ HK$8,606/mo (50% DSR)
Upfront cash ≈ HK$99K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,505
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,625
−HK$123/mo
Today · 4.125%
HK$4,748
baseline
▲ 0.50% · 4.625%
HK$4,998
+HK$250/mo
Deposit HK$99K · loan HK$888K · min. income ≈ HK$9,496/mo (50% DSR)
Upfront cash ≈ HK$99K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).