▼ 0.50% · 3.625%
HK$1,862
−HK$117/mo
▼ 0.25% · 3.875%
HK$1,920
−HK$59/mo
Today · 4.125%
HK$1,979
baseline
▲ 0.50% · 4.625%
HK$2,099
+HK$120/mo
Deposit HK$408K · loan HK$408K · min. income ≈ HK$3,958/mo (50% DSR)
Upfront cash ≈ HK$408K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,071
−HK$112/mo
▼ 0.25% · 3.875%
HK$2,127
−HK$56/mo
Today · 4.125%
HK$2,183
baseline
▲ 0.50% · 4.625%
HK$2,298
+HK$115/mo
Deposit HK$408K · loan HK$408K · min. income ≈ HK$4,366/mo (50% DSR)
Upfront cash ≈ HK$408K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,048
−HK$129/mo
▼ 0.25% · 3.875%
HK$2,112
−HK$65/mo
Today · 4.125%
HK$2,177
baseline
▲ 0.50% · 4.625%
HK$2,309
+HK$132/mo
Deposit HK$367K · loan HK$449K · min. income ≈ HK$4,354/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,278
−HK$124/mo
▼ 0.25% · 3.875%
HK$2,340
−HK$62/mo
Today · 4.125%
HK$2,402
baseline
▲ 0.50% · 4.625%
HK$2,528
+HK$126/mo
Deposit HK$367K · loan HK$449K · min. income ≈ HK$4,804/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,234
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,304
−HK$70/mo
Today · 4.125%
HK$2,374
baseline
▲ 0.50% · 4.625%
HK$2,519
+HK$145/mo
Deposit HK$327K · loan HK$490K · min. income ≈ HK$4,748/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,486
−HK$134/mo
▼ 0.25% · 3.875%
HK$2,552
−HK$68/mo
Today · 4.125%
HK$2,620
baseline
▲ 0.50% · 4.625%
HK$2,758
+HK$138/mo
Deposit HK$327K · loan HK$490K · min. income ≈ HK$5,240/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,420
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,496
−HK$76/mo
Today · 4.125%
HK$2,572
baseline
▲ 0.50% · 4.625%
HK$2,729
+HK$157/mo
Deposit HK$286K · loan HK$531K · min. income ≈ HK$5,144/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,693
−HK$145/mo
▼ 0.25% · 3.875%
HK$2,765
−HK$73/mo
Today · 4.125%
HK$2,838
baseline
▲ 0.50% · 4.625%
HK$2,988
+HK$150/mo
Deposit HK$286K · loan HK$531K · min. income ≈ HK$5,676/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,607
−HK$163/mo
▼ 0.25% · 3.875%
HK$2,688
−HK$82/mo
Today · 4.125%
HK$2,770
baseline
▲ 0.50% · 4.625%
HK$2,939
+HK$169/mo
Deposit HK$245K · loan HK$572K · min. income ≈ HK$5,540/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,900
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,978
−HK$79/mo
Today · 4.125%
HK$3,057
baseline
▲ 0.50% · 4.625%
HK$3,218
+HK$161/mo
Deposit HK$245K · loan HK$572K · min. income ≈ HK$6,114/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,793
−HK$175/mo
▼ 0.25% · 3.875%
HK$2,880
−HK$88/mo
Today · 4.125%
HK$2,968
baseline
▲ 0.50% · 4.625%
HK$3,149
+HK$181/mo
Deposit HK$204K · loan HK$612K · min. income ≈ HK$5,936/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,107
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,190
−HK$85/mo
Today · 4.125%
HK$3,275
baseline
▲ 0.50% · 4.625%
HK$3,447
+HK$172/mo
Deposit HK$204K · loan HK$612K · min. income ≈ HK$6,550/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,979
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,072
−HK$94/mo
Today · 4.125%
HK$3,166
baseline
▲ 0.50% · 4.625%
HK$3,358
+HK$192/mo
Deposit HK$163K · loan HK$653K · min. income ≈ HK$6,332/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,314
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,403
−HK$90/mo
Today · 4.125%
HK$3,493
baseline
▲ 0.50% · 4.625%
HK$3,677
+HK$184/mo
Deposit HK$163K · loan HK$653K · min. income ≈ HK$6,986/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,165
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,264
−HK$100/mo
Today · 4.125%
HK$3,364
baseline
▲ 0.50% · 4.625%
HK$3,568
+HK$204/mo
Deposit HK$122K · loan HK$694K · min. income ≈ HK$6,728/mo (50% DSR)
Upfront cash ≈ HK$123K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,521
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,616
−HK$96/mo
Today · 4.125%
HK$3,712
baseline
▲ 0.50% · 4.625%
HK$3,907
+HK$195/mo
Deposit HK$122K · loan HK$694K · min. income ≈ HK$7,424/mo (50% DSR)
Upfront cash ≈ HK$123K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,351
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,456
−HK$106/mo
Today · 4.125%
HK$3,562
baseline
▲ 0.50% · 4.625%
HK$3,778
+HK$216/mo
Deposit HK$82K · loan HK$735K · min. income ≈ HK$7,124/mo (50% DSR)
Upfront cash ≈ HK$82K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,728
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,828
−HK$102/mo
Today · 4.125%
HK$3,930
baseline
▲ 0.50% · 4.625%
HK$4,137
+HK$207/mo
Deposit HK$82K · loan HK$735K · min. income ≈ HK$7,860/mo (50% DSR)
Upfront cash ≈ HK$82K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).