▼ 0.50% · 3.625%
HK$1,765
−HK$110/mo
▼ 0.25% · 3.875%
HK$1,819
−HK$56/mo
Today · 4.125%
HK$1,875
baseline
▲ 0.50% · 4.625%
HK$1,989
+HK$114/mo
Deposit HK$387K · loan HK$387K · min. income ≈ HK$3,750/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,963
−HK$106/mo
▼ 0.25% · 3.875%
HK$2,016
−HK$53/mo
Today · 4.125%
HK$2,069
baseline
▲ 0.50% · 4.625%
HK$2,178
+HK$109/mo
Deposit HK$387K · loan HK$387K · min. income ≈ HK$4,138/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,941
−HK$122/mo
▼ 0.25% · 3.875%
HK$2,001
−HK$62/mo
Today · 4.125%
HK$2,063
baseline
▲ 0.50% · 4.625%
HK$2,188
+HK$125/mo
Deposit HK$348K · loan HK$426K · min. income ≈ HK$4,126/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,159
−HK$117/mo
▼ 0.25% · 3.875%
HK$2,217
−HK$59/mo
Today · 4.125%
HK$2,276
baseline
▲ 0.50% · 4.625%
HK$2,396
+HK$120/mo
Deposit HK$348K · loan HK$426K · min. income ≈ HK$4,552/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,117
−HK$133/mo
▼ 0.25% · 3.875%
HK$2,183
−HK$67/mo
Today · 4.125%
HK$2,250
baseline
▲ 0.50% · 4.625%
HK$2,387
+HK$137/mo
Deposit HK$310K · loan HK$464K · min. income ≈ HK$4,500/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,356
−HK$127/mo
▼ 0.25% · 3.875%
HK$2,419
−HK$64/mo
Today · 4.125%
HK$2,483
baseline
▲ 0.50% · 4.625%
HK$2,614
+HK$131/mo
Deposit HK$310K · loan HK$464K · min. income ≈ HK$4,966/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,294
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,365
−HK$73/mo
Today · 4.125%
HK$2,438
baseline
▲ 0.50% · 4.625%
HK$2,586
+HK$148/mo
Deposit HK$271K · loan HK$503K · min. income ≈ HK$4,876/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,552
−HK$138/mo
▼ 0.25% · 3.875%
HK$2,620
−HK$70/mo
Today · 4.125%
HK$2,690
baseline
▲ 0.50% · 4.625%
HK$2,832
+HK$142/mo
Deposit HK$271K · loan HK$503K · min. income ≈ HK$5,380/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,470
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,547
−HK$78/mo
Today · 4.125%
HK$2,625
baseline
▲ 0.50% · 4.625%
HK$2,785
+HK$160/mo
Deposit HK$232K · loan HK$542K · min. income ≈ HK$5,250/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,748
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,822
−HK$75/mo
Today · 4.125%
HK$2,897
baseline
▲ 0.50% · 4.625%
HK$3,049
+HK$152/mo
Deposit HK$232K · loan HK$542K · min. income ≈ HK$5,794/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,647
−HK$166/mo
▼ 0.25% · 3.875%
HK$2,729
−HK$84/mo
Today · 4.125%
HK$2,813
baseline
▲ 0.50% · 4.625%
HK$2,984
+HK$171/mo
Deposit HK$193K · loan HK$580K · min. income ≈ HK$5,626/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,945
−HK$159/mo
▼ 0.25% · 3.875%
HK$3,024
−HK$80/mo
Today · 4.125%
HK$3,104
baseline
▲ 0.50% · 4.625%
HK$3,267
+HK$163/mo
Deposit HK$193K · loan HK$580K · min. income ≈ HK$6,208/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,823
−HK$177/mo
▼ 0.25% · 3.875%
HK$2,911
−HK$89/mo
Today · 4.125%
HK$3,000
baseline
▲ 0.50% · 4.625%
HK$3,183
+HK$183/mo
Deposit HK$155K · loan HK$619K · min. income ≈ HK$6,000/mo (50% DSR)
Upfront cash ≈ HK$155K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,141
−HK$170/mo
▼ 0.25% · 3.875%
HK$3,225
−HK$86/mo
Today · 4.125%
HK$3,311
baseline
▲ 0.50% · 4.625%
HK$3,485
+HK$174/mo
Deposit HK$155K · loan HK$619K · min. income ≈ HK$6,622/mo (50% DSR)
Upfront cash ≈ HK$155K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,000
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,093
−HK$95/mo
Today · 4.125%
HK$3,188
baseline
▲ 0.50% · 4.625%
HK$3,382
+HK$194/mo
Deposit HK$116K · loan HK$658K · min. income ≈ HK$6,376/mo (50% DSR)
Upfront cash ≈ HK$116K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,337
−HK$181/mo
▼ 0.25% · 3.875%
HK$3,427
−HK$91/mo
Today · 4.125%
HK$3,518
baseline
▲ 0.50% · 4.625%
HK$3,703
+HK$185/mo
Deposit HK$116K · loan HK$658K · min. income ≈ HK$7,036/mo (50% DSR)
Upfront cash ≈ HK$116K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,176
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,275
−HK$100/mo
Today · 4.125%
HK$3,375
baseline
▲ 0.50% · 4.625%
HK$3,581
+HK$206/mo
Deposit HK$77K · loan HK$696K · min. income ≈ HK$6,750/mo (50% DSR)
Upfront cash ≈ HK$77K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,534
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,628
−HK$96/mo
Today · 4.125%
HK$3,724
baseline
▲ 0.50% · 4.625%
HK$3,921
+HK$197/mo
Deposit HK$77K · loan HK$696K · min. income ≈ HK$7,448/mo (50% DSR)
Upfront cash ≈ HK$77K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).