▼ 0.50% · 3.625%
HK$1,726
−HK$108/mo
▼ 0.25% · 3.875%
HK$1,779
−HK$55/mo
Today · 4.125%
HK$1,834
baseline
▲ 0.50% · 4.625%
HK$1,945
+HK$111/mo
Deposit HK$378K · loan HK$378K · min. income ≈ HK$3,668/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,920
−HK$104/mo
▼ 0.25% · 3.875%
HK$1,971
−HK$53/mo
Today · 4.125%
HK$2,024
baseline
▲ 0.50% · 4.625%
HK$2,130
+HK$106/mo
Deposit HK$378K · loan HK$378K · min. income ≈ HK$4,048/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,898
−HK$119/mo
▼ 0.25% · 3.875%
HK$1,957
−HK$60/mo
Today · 4.125%
HK$2,017
baseline
▲ 0.50% · 4.625%
HK$2,140
+HK$123/mo
Deposit HK$341K · loan HK$416K · min. income ≈ HK$4,034/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,112
−HK$114/mo
▼ 0.25% · 3.875%
HK$2,168
−HK$58/mo
Today · 4.125%
HK$2,226
baseline
▲ 0.50% · 4.625%
HK$2,343
+HK$117/mo
Deposit HK$341K · loan HK$416K · min. income ≈ HK$4,452/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,071
−HK$130/mo
▼ 0.25% · 3.875%
HK$2,135
−HK$66/mo
Today · 4.125%
HK$2,201
baseline
▲ 0.50% · 4.625%
HK$2,335
+HK$134/mo
Deposit HK$303K · loan HK$454K · min. income ≈ HK$4,402/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,304
−HK$124/mo
▼ 0.25% · 3.875%
HK$2,366
−HK$62/mo
Today · 4.125%
HK$2,428
baseline
▲ 0.50% · 4.625%
HK$2,556
+HK$128/mo
Deposit HK$303K · loan HK$454K · min. income ≈ HK$4,856/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,243
−HK$141/mo
▼ 0.25% · 3.875%
HK$2,313
−HK$71/mo
Today · 4.125%
HK$2,384
baseline
▲ 0.50% · 4.625%
HK$2,529
+HK$145/mo
Deposit HK$265K · loan HK$492K · min. income ≈ HK$4,768/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,496
−HK$135/mo
▼ 0.25% · 3.875%
HK$2,563
−HK$68/mo
Today · 4.125%
HK$2,631
baseline
▲ 0.50% · 4.625%
HK$2,769
+HK$138/mo
Deposit HK$265K · loan HK$492K · min. income ≈ HK$5,262/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,416
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,491
−HK$76/mo
Today · 4.125%
HK$2,567
baseline
▲ 0.50% · 4.625%
HK$2,724
+HK$157/mo
Deposit HK$227K · loan HK$530K · min. income ≈ HK$5,134/mo (50% DSR)
Upfront cash ≈ HK$227K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,688
−HK$145/mo
▼ 0.25% · 3.875%
HK$2,760
−HK$73/mo
Today · 4.125%
HK$2,833
baseline
▲ 0.50% · 4.625%
HK$2,982
+HK$149/mo
Deposit HK$227K · loan HK$530K · min. income ≈ HK$5,666/mo (50% DSR)
Upfront cash ≈ HK$227K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,589
−HK$162/mo
▼ 0.25% · 3.875%
HK$2,669
−HK$82/mo
Today · 4.125%
HK$2,751
baseline
▲ 0.50% · 4.625%
HK$2,918
+HK$167/mo
Deposit HK$189K · loan HK$568K · min. income ≈ HK$5,502/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,880
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,957
−HK$78/mo
Today · 4.125%
HK$3,035
baseline
▲ 0.50% · 4.625%
HK$3,195
+HK$160/mo
Deposit HK$189K · loan HK$568K · min. income ≈ HK$6,070/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,761
−HK$173/mo
▼ 0.25% · 3.875%
HK$2,847
−HK$87/mo
Today · 4.125%
HK$2,934
baseline
▲ 0.50% · 4.625%
HK$3,113
+HK$179/mo
Deposit HK$151K · loan HK$605K · min. income ≈ HK$5,868/mo (50% DSR)
Upfront cash ≈ HK$151K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,072
−HK$166/mo
▼ 0.25% · 3.875%
HK$3,154
−HK$84/mo
Today · 4.125%
HK$3,238
baseline
▲ 0.50% · 4.625%
HK$3,408
+HK$170/mo
Deposit HK$151K · loan HK$605K · min. income ≈ HK$6,476/mo (50% DSR)
Upfront cash ≈ HK$151K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,934
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,025
−HK$93/mo
Today · 4.125%
HK$3,118
baseline
▲ 0.50% · 4.625%
HK$3,307
+HK$189/mo
Deposit HK$114K · loan HK$643K · min. income ≈ HK$6,236/mo (50% DSR)
Upfront cash ≈ HK$114K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,264
−HK$176/mo
▼ 0.25% · 3.875%
HK$3,351
−HK$89/mo
Today · 4.125%
HK$3,440
baseline
▲ 0.50% · 4.625%
HK$3,621
+HK$181/mo
Deposit HK$114K · loan HK$643K · min. income ≈ HK$6,880/mo (50% DSR)
Upfront cash ≈ HK$114K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,106
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,203
−HK$98/mo
Today · 4.125%
HK$3,301
baseline
▲ 0.50% · 4.625%
HK$3,502
+HK$201/mo
Deposit HK$76K · loan HK$681K · min. income ≈ HK$6,602/mo (50% DSR)
Upfront cash ≈ HK$76K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,456
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,548
−HK$94/mo
Today · 4.125%
HK$3,642
baseline
▲ 0.50% · 4.625%
HK$3,834
+HK$192/mo
Deposit HK$76K · loan HK$681K · min. income ≈ HK$7,284/mo (50% DSR)
Upfront cash ≈ HK$76K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).