▼ 0.50% · 3.625%
HK$4,240
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,372
−HK$134/mo
Today · 4.125%
HK$4,506
baseline
▲ 0.50% · 4.625%
HK$4,780
+HK$274/mo
Deposit HK$930K · loan HK$930K · min. income ≈ HK$9,012/mo (50% DSR)
Upfront cash ≈ HK$930K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,717
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,843
−HK$129/mo
Today · 4.125%
HK$4,972
baseline
▲ 0.50% · 4.625%
HK$5,234
+HK$262/mo
Deposit HK$930K · loan HK$930K · min. income ≈ HK$9,944/mo (50% DSR)
Upfront cash ≈ HK$930K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,664
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,809
−HK$147/mo
Today · 4.125%
HK$4,956
baseline
▲ 0.50% · 4.625%
HK$5,258
+HK$302/mo
Deposit HK$837K · loan HK$1.02M · min. income ≈ HK$9,912/mo (50% DSR)
Upfront cash ≈ HK$837K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,188
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,328
−HK$141/mo
Today · 4.125%
HK$5,469
baseline
▲ 0.50% · 4.625%
HK$5,757
+HK$288/mo
Deposit HK$837K · loan HK$1.02M · min. income ≈ HK$10,938/mo (50% DSR)
Upfront cash ≈ HK$837K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,088
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,246
−HK$161/mo
Today · 4.125%
HK$5,407
baseline
▲ 0.50% · 4.625%
HK$5,736
+HK$329/mo
Deposit HK$744K · loan HK$1.12M · min. income ≈ HK$10,814/mo (50% DSR)
Upfront cash ≈ HK$744K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,660
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,812
−HK$154/mo
Today · 4.125%
HK$5,966
baseline
▲ 0.50% · 4.625%
HK$6,280
+HK$314/mo
Deposit HK$744K · loan HK$1.12M · min. income ≈ HK$11,932/mo (50% DSR)
Upfront cash ≈ HK$744K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,512
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,683
−HK$174/mo
Today · 4.125%
HK$5,857
baseline
▲ 0.50% · 4.625%
HK$6,214
+HK$357/mo
Deposit HK$651K · loan HK$1.21M · min. income ≈ HK$11,714/mo (50% DSR)
Upfront cash ≈ HK$651K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,132
−HK$331/mo
▼ 0.25% · 3.875%
HK$6,296
−HK$167/mo
Today · 4.125%
HK$6,463
baseline
▲ 0.50% · 4.625%
HK$6,804
+HK$341/mo
Deposit HK$651K · loan HK$1.21M · min. income ≈ HK$12,926/mo (50% DSR)
Upfront cash ≈ HK$651K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,936
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,120
−HK$188/mo
Today · 4.125%
HK$6,308
baseline
▲ 0.50% · 4.625%
HK$6,692
+HK$384/mo
Deposit HK$558K · loan HK$1.30M · min. income ≈ HK$12,616/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,603
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,781
−HK$179/mo
Today · 4.125%
HK$6,960
baseline
▲ 0.50% · 4.625%
HK$7,327
+HK$367/mo
Deposit HK$558K · loan HK$1.30M · min. income ≈ HK$13,920/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,360
−HK$399/mo
▼ 0.25% · 3.875%
HK$6,558
−HK$201/mo
Today · 4.125%
HK$6,759
baseline
▲ 0.50% · 4.625%
HK$7,170
+HK$411/mo
Deposit HK$465K · loan HK$1.39M · min. income ≈ HK$13,518/mo (50% DSR)
Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,075
−HK$382/mo
▼ 0.25% · 3.875%
HK$7,265
−HK$192/mo
Today · 4.125%
HK$7,457
baseline
▲ 0.50% · 4.625%
HK$7,851
+HK$394/mo
Deposit HK$465K · loan HK$1.39M · min. income ≈ HK$14,914/mo (50% DSR)
Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,784
−HK$425/mo
▼ 0.25% · 3.875%
HK$6,995
−HK$214/mo
Today · 4.125%
HK$7,209
baseline
▲ 0.50% · 4.625%
HK$7,648
+HK$439/mo
Deposit HK$372K · loan HK$1.49M · min. income ≈ HK$14,418/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,547
−HK$408/mo
▼ 0.25% · 3.875%
HK$7,749
−HK$206/mo
Today · 4.125%
HK$7,955
baseline
▲ 0.50% · 4.625%
HK$8,374
+HK$419/mo
Deposit HK$372K · loan HK$1.49M · min. income ≈ HK$15,910/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,208
−HK$452/mo
▼ 0.25% · 3.875%
HK$7,432
−HK$228/mo
Today · 4.125%
HK$7,660
baseline
▲ 0.50% · 4.625%
HK$8,126
+HK$466/mo
Deposit HK$279K · loan HK$1.58M · min. income ≈ HK$15,320/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,019
−HK$433/mo
▼ 0.25% · 3.875%
HK$8,234
−HK$218/mo
Today · 4.125%
HK$8,452
baseline
▲ 0.50% · 4.625%
HK$8,897
+HK$445/mo
Deposit HK$279K · loan HK$1.58M · min. income ≈ HK$16,904/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,632
−HK$478/mo
▼ 0.25% · 3.875%
HK$7,869
−HK$241/mo
Today · 4.125%
HK$8,110
baseline
▲ 0.50% · 4.625%
HK$8,604
+HK$494/mo
Deposit HK$186K · loan HK$1.67M · min. income ≈ HK$16,220/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,490
−HK$459/mo
▼ 0.25% · 3.875%
HK$8,718
−HK$231/mo
Today · 4.125%
HK$8,949
baseline
▲ 0.50% · 4.625%
HK$9,421
+HK$472/mo
Deposit HK$186K · loan HK$1.67M · min. income ≈ HK$17,898/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).