▼ 0.50% · 3.625%
HK$3,413
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,519
−HK$108/mo
Today · 4.125%
HK$3,627
baseline
▲ 0.50% · 4.625%
HK$3,848
+HK$221/mo
Deposit HK$748K · loan HK$748K · min. income ≈ HK$7,254/mo (50% DSR)
Upfront cash ≈ HK$748K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,797
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,899
−HK$103/mo
Today · 4.125%
HK$4,002
baseline
▲ 0.50% · 4.625%
HK$4,213
+HK$211/mo
Deposit HK$748K · loan HK$748K · min. income ≈ HK$8,004/mo (50% DSR)
Upfront cash ≈ HK$748K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,754
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,871
−HK$119/mo
Today · 4.125%
HK$3,990
baseline
▲ 0.50% · 4.625%
HK$4,233
+HK$243/mo
Deposit HK$674K · loan HK$823K · min. income ≈ HK$7,980/mo (50% DSR)
Upfront cash ≈ HK$674K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,177
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,289
−HK$113/mo
Today · 4.125%
HK$4,402
baseline
▲ 0.50% · 4.625%
HK$4,634
+HK$232/mo
Deposit HK$674K · loan HK$823K · min. income ≈ HK$8,804/mo (50% DSR)
Upfront cash ≈ HK$674K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,096
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,223
−HK$130/mo
Today · 4.125%
HK$4,353
baseline
▲ 0.50% · 4.625%
HK$4,617
+HK$264/mo
Deposit HK$599K · loan HK$898K · min. income ≈ HK$8,706/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,556
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,679
−HK$124/mo
Today · 4.125%
HK$4,803
baseline
▲ 0.50% · 4.625%
HK$5,056
+HK$253/mo
Deposit HK$599K · loan HK$898K · min. income ≈ HK$9,606/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,437
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,575
−HK$140/mo
Today · 4.125%
HK$4,715
baseline
▲ 0.50% · 4.625%
HK$5,002
+HK$287/mo
Deposit HK$524K · loan HK$973K · min. income ≈ HK$9,430/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,936
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,069
−HK$134/mo
Today · 4.125%
HK$5,203
baseline
▲ 0.50% · 4.625%
HK$5,477
+HK$274/mo
Deposit HK$524K · loan HK$973K · min. income ≈ HK$10,406/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,778
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,927
−HK$151/mo
Today · 4.125%
HK$5,078
baseline
▲ 0.50% · 4.625%
HK$5,387
+HK$309/mo
Deposit HK$449K · loan HK$1.05M · min. income ≈ HK$10,156/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,316
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,458
−HK$145/mo
Today · 4.125%
HK$5,603
baseline
▲ 0.50% · 4.625%
HK$5,898
+HK$295/mo
Deposit HK$449K · loan HK$1.05M · min. income ≈ HK$11,206/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,120
−HK$321/mo
▼ 0.25% · 3.875%
HK$5,279
−HK$162/mo
Today · 4.125%
HK$5,441
baseline
▲ 0.50% · 4.625%
HK$5,772
+HK$331/mo
Deposit HK$374K · loan HK$1.12M · min. income ≈ HK$10,882/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,696
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,848
−HK$155/mo
Today · 4.125%
HK$6,003
baseline
▲ 0.50% · 4.625%
HK$6,320
+HK$317/mo
Deposit HK$374K · loan HK$1.12M · min. income ≈ HK$12,006/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,461
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,631
−HK$172/mo
Today · 4.125%
HK$5,803
baseline
▲ 0.50% · 4.625%
HK$6,157
+HK$354/mo
Deposit HK$299K · loan HK$1.20M · min. income ≈ HK$11,606/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,075
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,238
−HK$165/mo
Today · 4.125%
HK$6,403
baseline
▲ 0.50% · 4.625%
HK$6,741
+HK$338/mo
Deposit HK$299K · loan HK$1.20M · min. income ≈ HK$12,806/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,802
−HK$364/mo
▼ 0.25% · 3.875%
HK$5,983
−HK$183/mo
Today · 4.125%
HK$6,166
baseline
▲ 0.50% · 4.625%
HK$6,541
+HK$375/mo
Deposit HK$225K · loan HK$1.27M · min. income ≈ HK$12,332/mo (50% DSR)
Upfront cash ≈ HK$225K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,455
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,628
−HK$176/mo
Today · 4.125%
HK$6,804
baseline
▲ 0.50% · 4.625%
HK$7,162
+HK$358/mo
Deposit HK$225K · loan HK$1.27M · min. income ≈ HK$13,608/mo (50% DSR)
Upfront cash ≈ HK$225K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,144
−HK$385/mo
▼ 0.25% · 3.875%
HK$6,335
−HK$194/mo
Today · 4.125%
HK$6,529
baseline
▲ 0.50% · 4.625%
HK$6,926
+HK$397/mo
Deposit HK$150K · loan HK$1.35M · min. income ≈ HK$13,058/mo (50% DSR)
Upfront cash ≈ HK$150K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,835
−HK$369/mo
▼ 0.25% · 3.875%
HK$7,018
−HK$186/mo
Today · 4.125%
HK$7,204
baseline
▲ 0.50% · 4.625%
HK$7,584
+HK$380/mo
Deposit HK$150K · loan HK$1.35M · min. income ≈ HK$14,408/mo (50% DSR)
Upfront cash ≈ HK$150K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).