▼ 0.50% · 3.625%
HK$3,313
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,416
−HK$105/mo
Today · 4.125%
HK$3,521
baseline
▲ 0.50% · 4.625%
HK$3,735
+HK$214/mo
Deposit HK$726K · loan HK$726K · min. income ≈ HK$7,042/mo (50% DSR)
Upfront cash ≈ HK$727K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,686
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,785
−HK$100/mo
Today · 4.125%
HK$3,885
baseline
▲ 0.50% · 4.625%
HK$4,090
+HK$205/mo
Deposit HK$726K · loan HK$726K · min. income ≈ HK$7,770/mo (50% DSR)
Upfront cash ≈ HK$727K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,644
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,758
−HK$115/mo
Today · 4.125%
HK$3,873
baseline
▲ 0.50% · 4.625%
HK$4,109
+HK$236/mo
Deposit HK$654K · loan HK$799K · min. income ≈ HK$7,746/mo (50% DSR)
Upfront cash ≈ HK$654K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,054
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,163
−HK$110/mo
Today · 4.125%
HK$4,273
baseline
▲ 0.50% · 4.625%
HK$4,499
+HK$226/mo
Deposit HK$654K · loan HK$799K · min. income ≈ HK$8,546/mo (50% DSR)
Upfront cash ≈ HK$654K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,976
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,099
−HK$126/mo
Today · 4.125%
HK$4,225
baseline
▲ 0.50% · 4.625%
HK$4,482
+HK$257/mo
Deposit HK$581K · loan HK$872K · min. income ≈ HK$8,450/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,423
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,542
−HK$120/mo
Today · 4.125%
HK$4,662
baseline
▲ 0.50% · 4.625%
HK$4,908
+HK$246/mo
Deposit HK$581K · loan HK$872K · min. income ≈ HK$9,324/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,307
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,441
−HK$136/mo
Today · 4.125%
HK$4,577
baseline
▲ 0.50% · 4.625%
HK$4,856
+HK$279/mo
Deposit HK$509K · loan HK$944K · min. income ≈ HK$9,154/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,792
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,920
−HK$130/mo
Today · 4.125%
HK$5,050
baseline
▲ 0.50% · 4.625%
HK$5,317
+HK$267/mo
Deposit HK$509K · loan HK$944K · min. income ≈ HK$10,100/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,638
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,783
−HK$146/mo
Today · 4.125%
HK$4,929
baseline
▲ 0.50% · 4.625%
HK$5,229
+HK$300/mo
Deposit HK$436K · loan HK$1.02M · min. income ≈ HK$9,858/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,160
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,299
−HK$140/mo
Today · 4.125%
HK$5,439
baseline
▲ 0.50% · 4.625%
HK$5,726
+HK$287/mo
Deposit HK$436K · loan HK$1.02M · min. income ≈ HK$10,878/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,970
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,124
−HK$157/mo
Today · 4.125%
HK$5,281
baseline
▲ 0.50% · 4.625%
HK$5,603
+HK$322/mo
Deposit HK$363K · loan HK$1.09M · min. income ≈ HK$10,562/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,529
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,677
−HK$150/mo
Today · 4.125%
HK$5,827
baseline
▲ 0.50% · 4.625%
HK$6,135
+HK$308/mo
Deposit HK$363K · loan HK$1.09M · min. income ≈ HK$11,654/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,301
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,466
−HK$167/mo
Today · 4.125%
HK$5,633
baseline
▲ 0.50% · 4.625%
HK$5,976
+HK$343/mo
Deposit HK$291K · loan HK$1.16M · min. income ≈ HK$11,266/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,897
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,055
−HK$161/mo
Today · 4.125%
HK$6,216
baseline
▲ 0.50% · 4.625%
HK$6,544
+HK$328/mo
Deposit HK$291K · loan HK$1.16M · min. income ≈ HK$12,432/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,632
−HK$354/mo
▼ 0.25% · 3.875%
HK$5,808
−HK$178/mo
Today · 4.125%
HK$5,986
baseline
▲ 0.50% · 4.625%
HK$6,350
+HK$364/mo
Deposit HK$218K · loan HK$1.24M · min. income ≈ HK$11,972/mo (50% DSR)
Upfront cash ≈ HK$218K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,266
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,434
−HK$170/mo
Today · 4.125%
HK$6,604
baseline
▲ 0.50% · 4.625%
HK$6,953
+HK$349/mo
Deposit HK$218K · loan HK$1.24M · min. income ≈ HK$13,208/mo (50% DSR)
Upfront cash ≈ HK$218K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,964
−HK$374/mo
▼ 0.25% · 3.875%
HK$6,149
−HK$189/mo
Today · 4.125%
HK$6,338
baseline
▲ 0.50% · 4.625%
HK$6,723
+HK$385/mo
Deposit HK$145K · loan HK$1.31M · min. income ≈ HK$12,676/mo (50% DSR)
Upfront cash ≈ HK$145K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,634
−HK$359/mo
▼ 0.25% · 3.875%
HK$6,812
−HK$181/mo
Today · 4.125%
HK$6,993
baseline
▲ 0.50% · 4.625%
HK$7,362
+HK$369/mo
Deposit HK$145K · loan HK$1.31M · min. income ≈ HK$13,986/mo (50% DSR)
Upfront cash ≈ HK$145K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).