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Crescira AVM · estimated value Medium confidence
HK$3.07M
≈ HK$13,364 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$307K, with repayments around HK$13,407/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$12,616
−HK$791/mo
▼ 0.25% · 3.875%
HK$13,008
−HK$399/mo
Today · 4.125%
HK$13,407
baseline
▲ 0.50% · 4.625%
HK$14,223
+HK$816/mo

Deposit HK$307K · loan HK$2.77M · min. income ≈ HK$26,814/mo (50% DSR)

Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
14/F
Flat
C
Saleable Area
230 ft²
Gross Area
333 ft²
Efficiency
69%
District
Yau Tsim Mong District · Kowloon
School net (POA)
31

Transaction History

Date Price Gain / loss
2026-08-06 HK$3.10M +81.3%
15.3y
2011-04-28 HK$1.71M +25.7%
2010-09-30 HK$1.36M +19.3%
2008-10-24 HK$1.14M +7.5%
2008-05-07 HK$1.06M +32.5%
2007-06-18 HK$800K −24.5%
1999-05-17 HK$1.06M −11.7%
1996-11-06 HK$1.20M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Yau Ma Tei
≈ 5 min walk · 324 m
Education
55
schools within 1 km (23 within 500 m)
Daily convenience
105
within 1 km (41 within 500 m)
Health
16
hospitals/clinics within 1 km
Recreation
71
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Yau Ma Tei Station (a rail station within an 8-min walk earns this label).

Family-friendly — 55 schools within a 1 km walk.

Everyday convenience — 105 shopping and daily-needs spots nearby.

Healthcare close by — 16 hospitals/clinics within 1 km.

Green space & leisure — 71 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com