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At today's rate and a 90% mortgage, the deposit on this unit is about HK$284K, with repayments around HK$12,407/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$284K · loan HK$2.56M · min. income ≈ HK$24,814/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Yau Ma Tei Station Station.
Family-friendly — 52 schools within a 1 km walk.
Everyday convenience — 102 shopping and daily-needs spots nearby.
Healthcare close by — 16 hospitals/clinics within 1 km.
Green space & leisure — 71 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- B
- Saleable Area
- 230 Saleable ft²
- Gross Area
- 333 ft²
- Efficiency
- 69%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 31
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-06-18 | HK$2.88M | −29.8% 3.7y · −8.0%/yr |
| 2020-10-16 | HK$4.10M | +15.9% 3.4y · 5.0%/yr |
| 2017-06-07 | HK$3.54M | +72.6% 3.2y · 23.0%/yr |
| 2014-04-10 | HK$2.05M | +173.3% |
| 2006-11-27 | HK$750K | −44.9% |
| 1997-10-25 | HK$1.36M | — |