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At today's rate and a 90% mortgage, the deposit on this unit is about HK$304K, with repayments around HK$13,269/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$304K · loan HK$2.74M · min. income ≈ HK$26,538/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Yau Ma Tei Station Station.
Family-friendly — 52 schools within a 1 km walk.
Everyday convenience — 102 shopping and daily-needs spots nearby.
Healthcare close by — 16 hospitals/clinics within 1 km.
Green space & leisure — 71 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- A
- Saleable Area
- 248 Saleable ft²
- Gross Area
- 345 ft²
- Efficiency
- 72%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 31
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-04-26 | HK$3.18M | −9.7% 7.0y · −1.0%/yr |
| 2017-05-16 | HK$3.52M | +39.1% 3.3y · 12.0%/yr |
| 2014-01-24 | HK$2.53M | +90.2% |
| 2010-03-02 | HK$1.33M | −5.7% |
| 1998-04-07 | HK$1.41M | −16.1% |
| 1997-12-12 | HK$1.68M | — |