▼ 0.50% · 3.625%
HK$2,771
−HK$174/mo
▼ 0.25% · 3.875%
HK$2,857
−HK$88/mo
Today · 4.125%
HK$2,945
baseline
▲ 0.50% · 4.625%
HK$3,124
+HK$179/mo
Deposit HK$608K · loan HK$608K · min. income ≈ HK$5,890/mo (50% DSR)
Upfront cash ≈ HK$608K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,083
−HK$167/mo
▼ 0.25% · 3.875%
HK$3,166
−HK$84/mo
Today · 4.125%
HK$3,250
baseline
▲ 0.50% · 4.625%
HK$3,421
+HK$171/mo
Deposit HK$608K · loan HK$608K · min. income ≈ HK$6,500/mo (50% DSR)
Upfront cash ≈ HK$608K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,048
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,143
−HK$97/mo
Today · 4.125%
HK$3,240
baseline
▲ 0.50% · 4.625%
HK$3,437
+HK$197/mo
Deposit HK$547K · loan HK$668K · min. income ≈ HK$6,480/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,391
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,482
−HK$93/mo
Today · 4.125%
HK$3,575
baseline
▲ 0.50% · 4.625%
HK$3,763
+HK$188/mo
Deposit HK$547K · loan HK$668K · min. income ≈ HK$7,150/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,326
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,429
−HK$105/mo
Today · 4.125%
HK$3,534
baseline
▲ 0.50% · 4.625%
HK$3,749
+HK$215/mo
Deposit HK$486K · loan HK$729K · min. income ≈ HK$7,068/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,700
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,799
−HK$100/mo
Today · 4.125%
HK$3,899
baseline
▲ 0.50% · 4.625%
HK$4,105
+HK$206/mo
Deposit HK$486K · loan HK$729K · min. income ≈ HK$7,798/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,603
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,715
−HK$114/mo
Today · 4.125%
HK$3,829
baseline
▲ 0.50% · 4.625%
HK$4,061
+HK$232/mo
Deposit HK$425K · loan HK$790K · min. income ≈ HK$7,658/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,008
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,115
−HK$109/mo
Today · 4.125%
HK$4,224
baseline
▲ 0.50% · 4.625%
HK$4,447
+HK$223/mo
Deposit HK$425K · loan HK$790K · min. income ≈ HK$8,448/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,880
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,000
−HK$123/mo
Today · 4.125%
HK$4,123
baseline
▲ 0.50% · 4.625%
HK$4,374
+HK$251/mo
Deposit HK$365K · loan HK$851K · min. income ≈ HK$8,246/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,316
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,432
−HK$117/mo
Today · 4.125%
HK$4,549
baseline
▲ 0.50% · 4.625%
HK$4,789
+HK$240/mo
Deposit HK$365K · loan HK$851K · min. income ≈ HK$9,098/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,157
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,286
−HK$132/mo
Today · 4.125%
HK$4,418
baseline
▲ 0.50% · 4.625%
HK$4,686
+HK$268/mo
Deposit HK$304K · loan HK$911K · min. income ≈ HK$8,836/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,624
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,749
−HK$125/mo
Today · 4.125%
HK$4,874
baseline
▲ 0.50% · 4.625%
HK$5,131
+HK$257/mo
Deposit HK$304K · loan HK$911K · min. income ≈ HK$9,748/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,434
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,572
−HK$140/mo
Today · 4.125%
HK$4,712
baseline
▲ 0.50% · 4.625%
HK$4,999
+HK$287/mo
Deposit HK$243K · loan HK$972K · min. income ≈ HK$9,424/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,933
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,065
−HK$134/mo
Today · 4.125%
HK$5,199
baseline
▲ 0.50% · 4.625%
HK$5,473
+HK$274/mo
Deposit HK$243K · loan HK$972K · min. income ≈ HK$10,398/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,711
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,858
−HK$149/mo
Today · 4.125%
HK$5,007
baseline
▲ 0.50% · 4.625%
HK$5,311
+HK$304/mo
Deposit HK$182K · loan HK$1.03M · min. income ≈ HK$10,014/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,241
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,382
−HK$142/mo
Today · 4.125%
HK$5,524
baseline
▲ 0.50% · 4.625%
HK$5,815
+HK$291/mo
Deposit HK$182K · loan HK$1.03M · min. income ≈ HK$11,048/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,988
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,143
−HK$158/mo
Today · 4.125%
HK$5,301
baseline
▲ 0.50% · 4.625%
HK$5,624
+HK$323/mo
Deposit HK$122K · loan HK$1.09M · min. income ≈ HK$10,602/mo (50% DSR)
Upfront cash ≈ HK$122K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,549
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,698
−HK$151/mo
Today · 4.125%
HK$5,849
baseline
▲ 0.50% · 4.625%
HK$6,158
+HK$309/mo
Deposit HK$122K · loan HK$1.09M · min. income ≈ HK$11,698/mo (50% DSR)
Upfront cash ≈ HK$122K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).