▼ 0.50% · 3.625%
HK$2,844
−HK$178/mo
▼ 0.25% · 3.875%
HK$2,932
−HK$90/mo
Today · 4.125%
HK$3,022
baseline
▲ 0.50% · 4.625%
HK$3,206
+HK$184/mo
Deposit HK$624K · loan HK$624K · min. income ≈ HK$6,044/mo (50% DSR)
Upfront cash ≈ HK$624K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,164
−HK$171/mo
▼ 0.25% · 3.875%
HK$3,249
−HK$86/mo
Today · 4.125%
HK$3,335
baseline
▲ 0.50% · 4.625%
HK$3,510
+HK$175/mo
Deposit HK$624K · loan HK$624K · min. income ≈ HK$6,670/mo (50% DSR)
Upfront cash ≈ HK$624K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,128
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,226
−HK$98/mo
Today · 4.125%
HK$3,324
baseline
▲ 0.50% · 4.625%
HK$3,527
+HK$203/mo
Deposit HK$561K · loan HK$686K · min. income ≈ HK$6,648/mo (50% DSR)
Upfront cash ≈ HK$561K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,480
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,573
−HK$95/mo
Today · 4.125%
HK$3,668
baseline
▲ 0.50% · 4.625%
HK$3,861
+HK$193/mo
Deposit HK$561K · loan HK$686K · min. income ≈ HK$7,336/mo (50% DSR)
Upfront cash ≈ HK$561K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,413
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,519
−HK$108/mo
Today · 4.125%
HK$3,627
baseline
▲ 0.50% · 4.625%
HK$3,847
+HK$220/mo
Deposit HK$499K · loan HK$748K · min. income ≈ HK$7,254/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,796
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,898
−HK$104/mo
Today · 4.125%
HK$4,002
baseline
▲ 0.50% · 4.625%
HK$4,213
+HK$211/mo
Deposit HK$499K · loan HK$748K · min. income ≈ HK$8,004/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,697
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,812
−HK$117/mo
Today · 4.125%
HK$3,929
baseline
▲ 0.50% · 4.625%
HK$4,168
+HK$239/mo
Deposit HK$437K · loan HK$811K · min. income ≈ HK$7,858/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,113
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,223
−HK$112/mo
Today · 4.125%
HK$4,335
baseline
▲ 0.50% · 4.625%
HK$4,564
+HK$229/mo
Deposit HK$437K · loan HK$811K · min. income ≈ HK$8,670/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,981
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,105
−HK$126/mo
Today · 4.125%
HK$4,231
baseline
▲ 0.50% · 4.625%
HK$4,488
+HK$257/mo
Deposit HK$374K · loan HK$873K · min. income ≈ HK$8,462/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,429
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,548
−HK$121/mo
Today · 4.125%
HK$4,669
baseline
▲ 0.50% · 4.625%
HK$4,915
+HK$246/mo
Deposit HK$374K · loan HK$873K · min. income ≈ HK$9,338/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,266
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,398
−HK$135/mo
Today · 4.125%
HK$4,533
baseline
▲ 0.50% · 4.625%
HK$4,809
+HK$276/mo
Deposit HK$312K · loan HK$935K · min. income ≈ HK$9,066/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,746
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,873
−HK$129/mo
Today · 4.125%
HK$5,002
baseline
▲ 0.50% · 4.625%
HK$5,266
+HK$264/mo
Deposit HK$312K · loan HK$935K · min. income ≈ HK$10,004/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,550
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,692
−HK$143/mo
Today · 4.125%
HK$4,835
baseline
▲ 0.50% · 4.625%
HK$5,130
+HK$295/mo
Deposit HK$249K · loan HK$998K · min. income ≈ HK$9,670/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,062
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,198
−HK$137/mo
Today · 4.125%
HK$5,335
baseline
▲ 0.50% · 4.625%
HK$5,617
+HK$282/mo
Deposit HK$249K · loan HK$998K · min. income ≈ HK$10,670/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,835
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,985
−HK$153/mo
Today · 4.125%
HK$5,138
baseline
▲ 0.50% · 4.625%
HK$5,450
+HK$312/mo
Deposit HK$187K · loan HK$1.06M · min. income ≈ HK$10,276/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,378
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,523
−HK$146/mo
Today · 4.125%
HK$5,669
baseline
▲ 0.50% · 4.625%
HK$5,968
+HK$299/mo
Deposit HK$187K · loan HK$1.06M · min. income ≈ HK$11,338/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,119
−HK$321/mo
▼ 0.25% · 3.875%
HK$5,278
−HK$162/mo
Today · 4.125%
HK$5,440
baseline
▲ 0.50% · 4.625%
HK$5,771
+HK$331/mo
Deposit HK$125K · loan HK$1.12M · min. income ≈ HK$10,880/mo (50% DSR)
Upfront cash ≈ HK$125K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,695
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,847
−HK$155/mo
Today · 4.125%
HK$6,002
baseline
▲ 0.50% · 4.625%
HK$6,319
+HK$317/mo
Deposit HK$125K · loan HK$1.12M · min. income ≈ HK$12,004/mo (50% DSR)
Upfront cash ≈ HK$125K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).