▼ 0.50% · 3.625%
HK$2,671
−HK$167/mo
▼ 0.25% · 3.875%
HK$2,754
−HK$84/mo
Today · 4.125%
HK$2,838
baseline
▲ 0.50% · 4.625%
HK$3,011
+HK$173/mo
Deposit HK$586K · loan HK$586K · min. income ≈ HK$5,676/mo (50% DSR)
Upfront cash ≈ HK$586K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,971
−HK$160/mo
▼ 0.25% · 3.875%
HK$3,051
−HK$80/mo
Today · 4.125%
HK$3,131
baseline
▲ 0.50% · 4.625%
HK$3,297
+HK$166/mo
Deposit HK$586K · loan HK$586K · min. income ≈ HK$6,262/mo (50% DSR)
Upfront cash ≈ HK$586K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,938
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,029
−HK$93/mo
Today · 4.125%
HK$3,122
baseline
▲ 0.50% · 4.625%
HK$3,312
+HK$190/mo
Deposit HK$527K · loan HK$644K · min. income ≈ HK$6,244/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,268
−HK$177/mo
▼ 0.25% · 3.875%
HK$3,356
−HK$89/mo
Today · 4.125%
HK$3,445
baseline
▲ 0.50% · 4.625%
HK$3,626
+HK$181/mo
Deposit HK$527K · loan HK$644K · min. income ≈ HK$6,890/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,205
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,304
−HK$102/mo
Today · 4.125%
HK$3,406
baseline
▲ 0.50% · 4.625%
HK$3,613
+HK$207/mo
Deposit HK$468K · loan HK$703K · min. income ≈ HK$6,812/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,565
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,661
−HK$97/mo
Today · 4.125%
HK$3,758
baseline
▲ 0.50% · 4.625%
HK$3,956
+HK$198/mo
Deposit HK$468K · loan HK$703K · min. income ≈ HK$7,516/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,472
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,580
−HK$109/mo
Today · 4.125%
HK$3,689
baseline
▲ 0.50% · 4.625%
HK$3,914
+HK$225/mo
Deposit HK$410K · loan HK$761K · min. income ≈ HK$7,378/mo (50% DSR)
Upfront cash ≈ HK$410K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,862
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,966
−HK$105/mo
Today · 4.125%
HK$4,071
baseline
▲ 0.50% · 4.625%
HK$4,286
+HK$215/mo
Deposit HK$410K · loan HK$761K · min. income ≈ HK$8,142/mo (50% DSR)
Upfront cash ≈ HK$410K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,739
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,855
−HK$118/mo
Today · 4.125%
HK$3,973
baseline
▲ 0.50% · 4.625%
HK$4,215
+HK$242/mo
Deposit HK$351K · loan HK$820K · min. income ≈ HK$7,946/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,159
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,271
−HK$113/mo
Today · 4.125%
HK$4,384
baseline
▲ 0.50% · 4.625%
HK$4,615
+HK$231/mo
Deposit HK$351K · loan HK$820K · min. income ≈ HK$8,768/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,006
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,130
−HK$127/mo
Today · 4.125%
HK$4,257
baseline
▲ 0.50% · 4.625%
HK$4,516
+HK$259/mo
Deposit HK$293K · loan HK$878K · min. income ≈ HK$8,514/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,456
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,576
−HK$121/mo
Today · 4.125%
HK$4,697
baseline
▲ 0.50% · 4.625%
HK$4,945
+HK$248/mo
Deposit HK$293K · loan HK$878K · min. income ≈ HK$9,394/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,273
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,406
−HK$135/mo
Today · 4.125%
HK$4,541
baseline
▲ 0.50% · 4.625%
HK$4,817
+HK$276/mo
Deposit HK$234K · loan HK$937K · min. income ≈ HK$9,082/mo (50% DSR)
Upfront cash ≈ HK$234K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,754
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,881
−HK$129/mo
Today · 4.125%
HK$5,010
baseline
▲ 0.50% · 4.625%
HK$5,275
+HK$265/mo
Deposit HK$234K · loan HK$937K · min. income ≈ HK$10,020/mo (50% DSR)
Upfront cash ≈ HK$234K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,540
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,681
−HK$144/mo
Today · 4.125%
HK$4,825
baseline
▲ 0.50% · 4.625%
HK$5,118
+HK$293/mo
Deposit HK$176K · loan HK$995K · min. income ≈ HK$9,650/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,051
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,186
−HK$138/mo
Today · 4.125%
HK$5,324
baseline
▲ 0.50% · 4.625%
HK$5,604
+HK$280/mo
Deposit HK$176K · loan HK$995K · min. income ≈ HK$10,648/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,807
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,957
−HK$151/mo
Today · 4.125%
HK$5,108
baseline
▲ 0.50% · 4.625%
HK$5,419
+HK$311/mo
Deposit HK$117K · loan HK$1.05M · min. income ≈ HK$10,216/mo (50% DSR)
Upfront cash ≈ HK$117K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,348
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,491
−HK$146/mo
Today · 4.125%
HK$5,637
baseline
▲ 0.50% · 4.625%
HK$5,934
+HK$297/mo
Deposit HK$117K · loan HK$1.05M · min. income ≈ HK$11,274/mo (50% DSR)
Upfront cash ≈ HK$117K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).