▼ 0.50% · 3.625%
HK$2,549
−HK$160/mo
▼ 0.25% · 3.875%
HK$2,628
−HK$81/mo
Today · 4.125%
HK$2,709
baseline
▲ 0.50% · 4.625%
HK$2,874
+HK$165/mo
Deposit HK$559K · loan HK$559K · min. income ≈ HK$5,418/mo (50% DSR)
Upfront cash ≈ HK$559K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,836
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,912
−HK$77/mo
Today · 4.125%
HK$2,989
baseline
▲ 0.50% · 4.625%
HK$3,146
+HK$157/mo
Deposit HK$559K · loan HK$559K · min. income ≈ HK$5,978/mo (50% DSR)
Upfront cash ≈ HK$559K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,804
−HK$176/mo
▼ 0.25% · 3.875%
HK$2,891
−HK$89/mo
Today · 4.125%
HK$2,980
baseline
▲ 0.50% · 4.625%
HK$3,161
+HK$181/mo
Deposit HK$503K · loan HK$615K · min. income ≈ HK$5,960/mo (50% DSR)
Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,119
−HK$169/mo
▼ 0.25% · 3.875%
HK$3,203
−HK$85/mo
Today · 4.125%
HK$3,288
baseline
▲ 0.50% · 4.625%
HK$3,461
+HK$173/mo
Deposit HK$503K · loan HK$615K · min. income ≈ HK$6,576/mo (50% DSR)
Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,059
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,154
−HK$97/mo
Today · 4.125%
HK$3,251
baseline
▲ 0.50% · 4.625%
HK$3,448
+HK$197/mo
Deposit HK$447K · loan HK$671K · min. income ≈ HK$6,502/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,403
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,494
−HK$93/mo
Today · 4.125%
HK$3,587
baseline
▲ 0.50% · 4.625%
HK$3,776
+HK$189/mo
Deposit HK$447K · loan HK$671K · min. income ≈ HK$7,174/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,314
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,417
−HK$104/mo
Today · 4.125%
HK$3,521
baseline
▲ 0.50% · 4.625%
HK$3,736
+HK$215/mo
Deposit HK$391K · loan HK$727K · min. income ≈ HK$7,042/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,686
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,785
−HK$101/mo
Today · 4.125%
HK$3,886
baseline
▲ 0.50% · 4.625%
HK$4,090
+HK$204/mo
Deposit HK$391K · loan HK$727K · min. income ≈ HK$7,772/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,569
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,680
−HK$112/mo
Today · 4.125%
HK$3,792
baseline
▲ 0.50% · 4.625%
HK$4,023
+HK$231/mo
Deposit HK$335K · loan HK$782K · min. income ≈ HK$7,584/mo (50% DSR)
Upfront cash ≈ HK$335K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,970
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,076
−HK$108/mo
Today · 4.125%
HK$4,184
baseline
▲ 0.50% · 4.625%
HK$4,405
+HK$221/mo
Deposit HK$335K · loan HK$782K · min. income ≈ HK$8,368/mo (50% DSR)
Upfront cash ≈ HK$335K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,823
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,942
−HK$121/mo
Today · 4.125%
HK$4,063
baseline
▲ 0.50% · 4.625%
HK$4,310
+HK$247/mo
Deposit HK$279K · loan HK$838K · min. income ≈ HK$8,126/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,253
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,368
−HK$115/mo
Today · 4.125%
HK$4,483
baseline
▲ 0.50% · 4.625%
HK$4,720
+HK$237/mo
Deposit HK$279K · loan HK$838K · min. income ≈ HK$8,966/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,078
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,205
−HK$129/mo
Today · 4.125%
HK$4,334
baseline
▲ 0.50% · 4.625%
HK$4,598
+HK$264/mo
Deposit HK$224K · loan HK$894K · min. income ≈ HK$8,668/mo (50% DSR)
Upfront cash ≈ HK$224K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,537
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,659
−HK$123/mo
Today · 4.125%
HK$4,782
baseline
▲ 0.50% · 4.625%
HK$5,034
+HK$252/mo
Deposit HK$224K · loan HK$894K · min. income ≈ HK$9,564/mo (50% DSR)
Upfront cash ≈ HK$224K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,333
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,468
−HK$137/mo
Today · 4.125%
HK$4,605
baseline
▲ 0.50% · 4.625%
HK$4,885
+HK$280/mo
Deposit HK$168K · loan HK$950K · min. income ≈ HK$9,210/mo (50% DSR)
Upfront cash ≈ HK$168K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,821
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,950
−HK$131/mo
Today · 4.125%
HK$5,081
baseline
▲ 0.50% · 4.625%
HK$5,349
+HK$268/mo
Deposit HK$168K · loan HK$950K · min. income ≈ HK$10,162/mo (50% DSR)
Upfront cash ≈ HK$168K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,588
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,731
−HK$145/mo
Today · 4.125%
HK$4,876
baseline
▲ 0.50% · 4.625%
HK$5,172
+HK$296/mo
Deposit HK$112K · loan HK$1.01M · min. income ≈ HK$9,752/mo (50% DSR)
Upfront cash ≈ HK$112K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,104
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,241
−HK$139/mo
Today · 4.125%
HK$5,380
baseline
▲ 0.50% · 4.625%
HK$5,664
+HK$284/mo
Deposit HK$112K · loan HK$1.01M · min. income ≈ HK$10,760/mo (50% DSR)
Upfront cash ≈ HK$112K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).