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At today's rate and a 90% mortgage, the deposit on this unit is about HK$270K, with repayments around HK$11,769/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$270K · loan HK$2.43M · min. income ≈ HK$23,538/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Mong Kok Station Station.
Family-friendly — 56 schools within a 1 km walk.
Everyday convenience — 107 shopping and daily-needs spots nearby.
Healthcare close by — 17 hospitals/clinics within 1 km.
Green space & leisure — 88 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- N
- Saleable Area
- 389 Saleable ft²
- Gross Area
- 430 ft²
- Efficiency
- 90%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-12-06 | HK$2.80M | −7.6% 3.1y · −3.0%/yr |
| 2021-11-02 | HK$3.03M | +405.0% 20.5y · 20.0%/yr |
| 2001-05-04 | HK$600K | −50.4% |
| 1997-12-09 | HK$1.21M | +11.0% |
| 1997-11-04 | HK$1.09M | +19.8% |
| 1996-09-06 | HK$910K | +8.3% |
| 1995-07-13 | HK$840K | — |