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At today's rate and a 90% mortgage, the deposit on this unit is about HK$271K, with repayments around HK$11,825/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$271K · loan HK$2.44M · min. income ≈ HK$23,650/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Mong Kok Station Station.
Family-friendly — 56 schools within a 1 km walk.
Everyday convenience — 107 shopping and daily-needs spots nearby.
Healthcare close by — 17 hospitals/clinics within 1 km.
Green space & leisure — 88 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- F
- Saleable Area
- 369 Saleable ft²
- Gross Area
- 480 ft²
- Efficiency
- 77%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-09-03 | HK$2.55M | −15.0% 1.7y · −9.0%/yr |
| 2023-12-29 | HK$3.00M | +209.3% 16.7y · 12.0%/yr |
| 2007-04-19 | HK$970K | +6.6% |
| 2006-07-22 | HK$910K | +31.9% |
| 2006-05-25 | HK$690K | — |