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At today's rate and a 90% mortgage, the deposit on this unit is about HK$432K, with repayments around HK$18,835/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$432K · loan HK$3.89M · min. income ≈ HK$37,670/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$63,705 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Mong Kok Station Station.
Family-friendly — 98 schools within a 1 km walk.
Everyday convenience — 168 shopping and daily-needs spots nearby.
Healthcare close by — 19 hospitals/clinics within 1 km.
Green space & leisure — 114 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- NO. 5 (FLAT 15)
- Saleable Area
- 638 Saleable ft²
- Gross Area
- 610 ft²
- Efficiency
- 105%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2009-06-05 | HK$2.68M | +197.8% |
| 2007-11-14 | HK$900K | −28.0% |
| 2006-01-17 | HK$1.25M | +22.5% |
| 2005-03-23 | HK$1.02M | +22.9% |
| 2001-08-13 | HK$830K | −17.0% |
| 2001-05-17 | HK$1.00M | +0.0% |
| 2001-01-22 | HK$1.00M | −43.2% |
| 1998-05-15 | HK$1.76M | −23.5% |
| 1998-05-14 | HK$2.30M | +4.5% |
| 1998-04-08 | HK$2.20M | +0.9% |
| 1997-11-19 | HK$2.18M | +2.8% |
| 1997-11-13 | HK$2.12M | — |