Home Yau Tsim Mong District Ngai Hing Mansion

15/F NO. 5 (FLAT 15)

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Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$3.88M

≈ HK$7,248 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$388K, with repayments around HK$16,913/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$15,915

−HK$998/mo

▼ 0.25% · 3.875%

HK$16,410

−HK$503/mo

Today · 4.125%

HK$16,913

baseline

▲ 0.50% · 4.625%

HK$17,942

+HK$1,029/mo

Deposit HK$388K · loan HK$3.49M · min. income ≈ HK$33,826/mo (50% DSR)

Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Mong Kok Station

≈ 6 min walk · 421 m

Education

schools within 1 km (15 within 500 m)

Daily convenience

within 1 km (53 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Mass Transit Railway Mong Kok Station Station.

Family-friendly — 66 schools within a 1 km walk.

Everyday convenience — 98 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 86 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 15/F
Flat: NO. 5 (FLAT 15)
Saleable Area: 535 Saleable ft²
Gross Area: 480 ft²
Efficiency: 111%
District: Yau Tsim Mong District · Kowloon
School net (POA): 32

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2008-10-29	HK$1.61M	+67.7%	HK$3,009	HK$3,354
2007-04-19	HK$960K	+12.9%	HK$1,794	HK$2,000
2006-08-30	HK$850K	−8.6%	HK$1,589	HK$1,771
2005-09-02	HK$930K	+24.0%	HK$1,738	HK$1,938
2003-09-18	HK$750K	+33.9%	HK$1,402	HK$1,562
2003-09-02	HK$560K	+43.6%	HK$1,047	HK$1,167
2003-07-04	HK$390K	−47.3%	HK$729	HK$812
2002-08-20	HK$740K	−40.8%	HK$1,383	HK$1,542
2000-03-28	HK$1.25M	−20.9%	HK$2,336	HK$2,604
1998-05-29	HK$1.58M	+9.7%	HK$2,953	HK$3,292
1998-04-29	HK$1.44M	+140.0%	HK$2,692	HK$3,000
1997-12-05	HK$600K	+0.0%	HK$1,122	HK$1,250
1997-08-29	HK$600K	—	HK$1,122	HK$1,250