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5/F NO. 5 (FLAT 15)

in Ngai Hing Mansion

Yau Tsim Mong District · Kowloon

Switch unit
Floor
1/F NO. 10 (FLAT 10) 638 ft² 1/F NO. 5 (FLAT 15) 638 ft² 2/F NO. 22 (FLAT 4) 609 ft² 2/F 5號(15室) 638 ft² 2/F 4號(13室) 638 ft² 2/F 12號(9室) 638 ft² 2/F 76號(1室) 541 ft² 3/F NO. 22 (FLAT 4) 609 ft² 3/F NO. 5 (FLAT 15) 638 ft² 3/F 4號(13室) 638 ft² 3/F 6號(12室) 638 ft² 3/F 12號(9室) 638 ft² 3/F 18號(6室) 610 ft² 4/F NO. 10 (FLAT 10) 638 ft² 4/F NO. 14 (FLAT 8) 604 ft² 4/F NO. 18 (FLAT 6) 610 ft² 4/F NO. 24 (FLAT 3) 609 ft² 4/F NO. 5 (FLAT 15) 638 ft² 4/F NO. 76 (FLAT 1) 541 ft² 4/F 18號(6室) 610 ft² 4/F 20號(5室) 610 ft² 4/F 74B號(2B室) 530 ft² 4/F 76號(1室) 541 ft² 5/F NO. 5 (FLAT 15) 638 ft² 5/F 4號(13室) 638 ft² 5/F 6號(12室) 638 ft² 5/F 16號(7室) 610 ft² 5/F 22號(4室) 609 ft² 6/F NO. 5 (FLAT 15) 638 ft² 6/F NO. 74A (FLAT 2A) 440 ft² 6/F 2號(14室) 876 ft² 6/F 8號(11室) 638 ft² 6/F 16號(7室) 610 ft² 6/F 22號(4室) 609 ft² 6/F 24號(3室) 609 ft² 6/F 74A號(2A室) 431 ft² 7/F NO. 74A (FLAT 2A) 440 ft² 7/F 5號(15室) 638 ft² 7/F 6號(12室) 638 ft² 7/F 12號(9室) 638 ft² 8/F NO. 16 (FLAT 7) 610 ft² 8/F NO. 6 (FLAT 12) 638 ft² 8/F NO. 74A (FLAT 2A) 440 ft² 8/F NO. 74B (FLAT 2B) 530 ft² 8/F 20號(5室) 610 ft² 9/F NO. 5 (FLAT 15) 638 ft² 9/F NO. 74B (FLAT 2B) 530 ft² 9/F 5號(15室) 638 ft² 9/F 8號(11室) 638 ft² 9/F 10號(10室) 638 ft² 9/F 12號(9室) 638 ft² 9/F 22號(4室) 609 ft² 10/F NO. 5 (FLAT 15) 638 ft² 10/F NO. 6 (FLAT 12) 638 ft² 10/F NO. 76 (FLAT 1) 541 ft² 10/F 10號(10室) 602 ft² 11/F NO. 18 (FLAT 6) 465 ft² 11/F NO. 5 (FLAT 15) 638 ft² 12/F NO. 14 (FLAT 8) 410 ft² 12/F NO. 20 (FLAT 5) 419 ft² 12/F NO. 5 (FLAT 15) 638 ft² 12/F 2號(14室) 876 ft² 12/F 12號(9室) 485 ft² 12/F 16號(7室) 465 ft² 12/F 76號(1室) 541 ft² 13/F NO. 12 (FLAT 9) 386 ft² 13/F NO. 14 (FLAT 8) 368 ft² 13/F 2號(14室) 876 ft² 13/F 20號(1A室 後座) 227 ft² 13/F 74號(2室) 892 ft² 13/F 76號(1室) 524 ft² 14/F NO. 20 (FLAT 1A REAR) 227 ft² 14/F NO. 5 (FLAT 15) 570 ft² 14/F NO. 6 (FLAT 12) 638 ft² 14/F 5號(15室) 638 ft² 15/F NO. 5 (FLAT 15) 535 ft² 15/F NO. 76 (FLAT 1) 393 ft² 15/F 12號(9室) 346 ft² 15/F 14號(8室) 330 ft² 15/F 16號(7室) 337 ft² 15/F 76號(1室) 429 ft² 16/F NO. 6 (FLAT 12) 525 ft² 16/F NO. 76 (FLAT 1) 350 ft² 16/F 6號(12室) 593 ft² 16/F 8號(11室) 323 ft² 16/F 10號(10室) 323 ft² 16/F 18號(6室) 311 ft² 16/F 20號(5室) 311 ft² 16/F 22號(4室) 440 ft² 17/F 4號(13室) 525 ft² 17/F 5號(15室) 467 ft² 17/F 8號(11室) 262 ft² 17/F 10號(10室) 262 ft² 17/F 12號(9室) 262 ft² 17/F 20號(5室) 262 ft²
Crescira AVM · estimated value Medium confidence
HK$4.33M
≈ HK$6,788 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$433K, with repayments around HK$18,889/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$17,775
−HK$1,114/mo
▼ 0.25% · 3.875%
HK$18,327
−HK$562/mo
Today · 4.125%
HK$18,889
baseline
▲ 0.50% · 4.625%
HK$20,038
+HK$1,149/mo

Deposit HK$433K · loan HK$3.90M · min. income ≈ HK$37,778/mo (50% DSR)

Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$64,959 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
5/F
Flat
NO. 5 (FLAT 15)
Saleable Area
638 ft²
Gross Area
650 ft²
Efficiency
98%
District
Yau Tsim Mong District · Kowloon
School net (POA)
32

Transaction History

Date Price Gain / loss
2006-11-13 HK$1.25M −7.4%
2006-03-21 HK$1.35M +13.4%
2006-01-25 HK$1.19M +19.0%
2001-02-14 HK$1.00M +11.1%
2000-08-23 HK$900K −10.0%
1999-08-06 HK$1.00M −31.5%
1998-10-26 HK$1.46M +8.1%
1998-06-17 HK$1.35M −22.0%
1998-06-15 HK$1.73M +130.7%
1996-08-14 HK$750K

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mong Kok
≈ 6 min walk · 416 m
Education
69
schools within 1 km (15 within 500 m)
Daily convenience
98
within 1 km (53 within 500 m)
Health
19
hospitals/clinics within 1 km
Recreation
86
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Mong Kok Station (a rail station within an 8-min walk earns this label).

Family-friendly — 69 schools within a 1 km walk.

Everyday convenience — 98 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 86 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com