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At today's rate and a 90% mortgage, the deposit on this unit is about HK$435K, with repayments around HK$18,955/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$435K · loan HK$3.91M · min. income ≈ HK$37,910/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$65,186 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Mei Foo Station Station.
Family-friendly — 36 schools within a 1 km walk.
Everyday convenience — 26 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 44 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- A1
- Saleable Area
- 435 Saleable ft²
- Gross Area
- 518 ft²
- Efficiency
- 84%
- District
- Lai King | Lai Wan (Kwai Tsing District) · Kowloon
- School net (POA)
- 65
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-08-26 | HK$5.17M | +29.2% 4.5y · 6.0%/yr |
| 2016-03-07 | HK$4.00M | +81.8% 3.8y · 21.0%/yr |
| 2012-04-27 | HK$2.20M | +29.4% |
| 2010-04-15 | HK$1.70M | +33.9% |
| 2009-04-22 | HK$1.27M | — |