Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$459K, with repayments around HK$20,029/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$459K · loan HK$4.13M · min. income ≈ HK$40,058/mo (50% DSR)
Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$76,696 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Mei Foo Station Station.
Family-friendly — 36 schools within a 1 km walk.
Everyday convenience — 26 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 44 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 21/F
- Flat
- A6
- Saleable Area
- 426 Saleable ft²
- Gross Area
- 477 ft²
- Efficiency
- 89%
- District
- Lai King | Lai Wan (Kwai Tsing District) · Kowloon
- School net (POA)
- 65
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-04-22 | HK$5.05M | +35.4% 6.0y · 6.0%/yr |
| 2016-05-12 | HK$3.73M | +113.1% 6.2y · 18.0%/yr |
| 2010-02-24 | HK$1.75M | +20.7% |
| 2009-07-17 | HK$1.45M | +48.0% |
| 2004-09-04 | HK$980K | −48.4% |
| 1997-03-20 | HK$1.90M | — |