20/F A7

Lai King | Lai Wan (Kwai Tsing District) · Kowloon

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Floor

1/F A2 435 ft² 1/F A4 426 ft² 1/F A5 426 ft² 1/F A6 426 ft² 1/F A7 435 ft² 1/F A8 435 ft² 2/F A1 435 ft² 2/F A2 435 ft² 2/F A6 426 ft² 2/F A7 435 ft² 2/F A8 435 ft² 3/F A1 435 ft² 3/F A5 426 ft² 3/F A6 426 ft² 3/F A8 435 ft² 4/F A2 435 ft² 4/F A3 426 ft² 4/F A4 426 ft² 4/F A6 426 ft² 4/F A7 435 ft² 5/F A1 435 ft² 5/F A2 435 ft² 5/F A3 426 ft² 5/F A4 426 ft² 5/F A5 426 ft² 5/F A7 435 ft² 5/F A8 435 ft² 6/F A1 435 ft² 6/F A3 426 ft² 6/F A4 426 ft² 6/F A7 435 ft² 7/F A1 435 ft² 7/F A2 435 ft² 7/F A4 426 ft² 7/F A5 426 ft² 7/F A6 426 ft² 7/F A7 435 ft² 7/F A8 435 ft² 8/F A1 435 ft² 8/F A2 435 ft² 8/F A4 426 ft² 8/F A5 426 ft² 8/F A6 426 ft² 9/F A1 435 ft² 9/F A2 435 ft² 9/F A3 426 ft² 9/F A8 435 ft² 10/F A1 435 ft² 10/F A2 435 ft² 10/F A6 426 ft² 10/F A7 435 ft² 10/F A8 435 ft² 11/F A3 426 ft² 11/F A5 426 ft² 11/F A7 435 ft² 11/F A8 435 ft² 12/F A1 435 ft² 12/F A2 435 ft² 12/F A4 426 ft² 12/F A5 426 ft² 12/F A6 426 ft² 12/F A7 435 ft² 12/F A8 435 ft² 12/F A3 426 ft² 13/F A1 435 ft² 13/F A2 435 ft² 13/F A3 426 ft² 13/F A4 426 ft² 13/F A6 426 ft² 13/F A7 435 ft² 14/F A1 14/F A2 435 ft² 14/F A3 426 ft² 14/F A4 426 ft² 14/F A6 426 ft² 14/F A7 435 ft² 15/F A1 435 ft² 15/F A2 435 ft² 15/F A3 426 ft² 15/F A4 426 ft² 15/F A5 426 ft² 15/F A6 426 ft² 16/F A4 426 ft² 16/F A5 426 ft² 16/F A6 426 ft² 16/F A7 435 ft² 16/F A8 435 ft² 17/F A1 435 ft² 17/F A2 435 ft² 17/F A3 426 ft² 17/F A4 426 ft² 17/F A6 426 ft² 17/F A8 435 ft² 18/F A7 435 ft² 18/F A8 435 ft² 19/F A3 426 ft² 19/F A4 426 ft² 19/F A6 19/F A8 435 ft² 20/F A2 435 ft² 20/F A3 426 ft² 20/F A4 426 ft² 20/F A5 426 ft² 20/F A6 426 ft² 20/F A7 435 ft² 20/F A8 435 ft² 21/F A1 435 ft² 21/F A2 435 ft² 21/F A3 426 ft² 21/F A4 426 ft² 21/F A5 426 ft² 21/F A6 426 ft² 21/F A7 435 ft² 21/F A8 435 ft² 22/F A1 435 ft² 22/F A4 426 ft² 22/F A5 426 ft² 22/F A6 426 ft² 23/F A1 435 ft² 23/F A2 435 ft² 23/F A4 426 ft² 23/F A5 426 ft² 23/F A7 435 ft² 24/F A1 435 ft² 24/F A3 426 ft² 24/F A4 426 ft² 24/F A5 413 ft² 24/F A7 449 ft² 24/F A8 435 ft² 25/F A2 435 ft² 25/F A5 426 ft² 25/F A6 426 ft² 25/F A7 435 ft² 26/F A1 435 ft² 26/F A4 426 ft² 26/F A5 426 ft² 26/F A8 435 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$4.73M

≈ HK$10,871 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$473K, with repayments around HK$20,626/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$19,409

−HK$1,217/mo

▼ 0.25% · 3.875%

HK$20,013

−HK$613/mo

Today · 4.125%

HK$20,626

baseline

▲ 0.50% · 4.625%

HK$21,881

+HK$1,255/mo

Deposit HK$473K · loan HK$4.26M · min. income ≈ HK$41,252/mo (50% DSR)

Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$90,382 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Mei Foo Station

≈ 7 min walk · 499 m

Education

schools within 1 km (11 within 500 m)

Daily convenience

within 1 km (6 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Mass Transit Railway Mei Foo Station Station.

Family-friendly — 36 schools within a 1 km walk.

Everyday convenience — 26 shopping and daily-needs spots nearby.

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 44 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 20/F
Flat: A7
Saleable Area: 435 Saleable ft²
Gross Area: 502 ft²
Efficiency: 87%
District: Lai King | Lai Wan (Kwai Tsing District) · Kowloon
School net (POA): 65

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
1997-08-28	HK$2.00M	—	—	—

Other appraised units in this building

Data sourced from Renavon.com