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Crescira AVM · estimated value Medium confidence
HK$2.86M
≈ HK$10,325 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$286K, with repayments around HK$12,475/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$11,739
−HK$736/mo
▼ 0.25% · 3.875%
HK$12,104
−HK$371/mo
Today · 4.125%
HK$12,475
baseline
▲ 0.50% · 4.625%
HK$13,234
+HK$759/mo

Deposit HK$286K · loan HK$2.57M · min. income ≈ HK$24,950/mo (50% DSR)

Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
9/F
Flat
G
Saleable Area
277 ft²
Gross Area
373 ft²
Efficiency
74%
District
Yuen Long District · New Territories West
School net (POA)
74

Transaction History

Date Price Gain / loss
2024-07-02 HK$3.00M +0.0%
1.0y
2023-06-19 HK$3.00M +383.9%
16.3y
2007-03-03 HK$620K +19.2%
2002-06-08 HK$520K −50.9%
1998-03-24 HK$1.06M +41.3%
1.4y
1996-11-28 HK$750K +15.4%
0.9y
1995-12-07 HK$650K

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tai Tong Road (Light Rail)
≈ 4 min walk · 305 m
Education
42
schools within 1 km (17 within 500 m)
Daily convenience
46
within 1 km (31 within 500 m)
Health
11
hospitals/clinics within 1 km
Recreation
37
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Tai Tong Road Light Rail stop (a rail stop within an 8-min walk earns this label).

Family-friendly — 42 schools within a 1 km walk.

Everyday convenience — 46 shopping and daily-needs spots nearby.

Healthcare close by — 11 hospitals/clinics within 1 km.

Green space & leisure — 37 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com