Skip to content
Crescira AVM · estimated value Medium confidence
HK$2.99M
≈ HK$10,685 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$299K, with repayments around HK$13,050/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$12,280
−HK$770/mo
▼ 0.25% · 3.875%
HK$12,662
−HK$388/mo
Today · 4.125%
HK$13,050
baseline
▲ 0.50% · 4.625%
HK$13,844
+HK$794/mo

Deposit HK$299K · loan HK$2.69M · min. income ≈ HK$26,100/mo (50% DSR)

Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
16/F
Flat
E
Saleable Area
280 ft²
Gross Area
377 ft²
Efficiency
74%
District
Yuen Long District · New Territories West
School net (POA)
74

Transaction History

Date Price Gain / loss
2023-01-18 HK$4.00M +27.5%
6.0y
2017-01-13 HK$3.14M +26.5%
3.5y
2013-06-28 HK$2.48M +67.6%
2.3y
2011-03-07 HK$1.48M +45.1%
1.5y
2009-08-27 HK$1.02M +25.9%
0.3y
2009-05-27 HK$810K +5.2%
2.5y
2006-11-21 HK$770K +28.3%
2006-11-10 HK$600K −16.7%
6.8y
2006-09-08 HK$720K −16.3%
6.6y
2000-01-26 HK$860K

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tai Tong Road (Light Rail)
≈ 4 min walk · 305 m
Education
42
schools within 1 km (17 within 500 m)
Daily convenience
46
within 1 km (31 within 500 m)
Health
11
hospitals/clinics within 1 km
Recreation
37
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Tai Tong Road Light Rail stop (a rail stop within an 8-min walk earns this label).

Family-friendly — 42 schools within a 1 km walk.

Everyday convenience — 46 shopping and daily-needs spots nearby.

Healthcare close by — 11 hospitals/clinics within 1 km.

Green space & leisure — 37 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com