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At today's rate and a 90% mortgage, the deposit on this unit is about HK$301K, with repayments around HK$13,147/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$301K · loan HK$2.71M · min. income ≈ HK$26,294/mo (50% DSR)
Upfront cash ≈ HK$302K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to LR-Sam Shing Station.
Family-friendly — 30 schools within a 1 km walk.
Everyday convenience — 25 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 29 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- C
- Saleable Area
- 325 Saleable ft²
- Gross Area
- 476 ft²
- Efficiency
- 68%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-10-19 | HK$3.80M | +59.7% 4.5y · 13.0%/yr |
| 2016-05-06 | HK$2.38M | +118.3% 5.7y · 21.0%/yr |
| 2010-08-24 | HK$1.09M | +11.2% |
| 2010-05-18 | HK$980K | +50.8% |
| 2007-12-10 | HK$650K | −59.4% |
| 1997-07-28 | HK$1.60M | +11.9% |
| 1997-04-23 | HK$1.43M | +20.2% |
| 1997-02-15 | HK$1.19M | — |