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At today's rate and a 90% mortgage, the deposit on this unit is about HK$301K, with repayments around HK$13,149/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$301K · loan HK$2.71M · min. income ≈ HK$26,298/mo (50% DSR)
Upfront cash ≈ HK$302K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to LR-Sam Shing Station.
Family-friendly — 30 schools within a 1 km walk.
Everyday convenience — 25 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 29 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- B
- Saleable Area
- 325 Saleable ft²
- Gross Area
- 476 ft²
- Efficiency
- 68%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-09-30 | HK$4.00M | +53.8% 3.1y · 17.0%/yr |
| 2016-08-16 | HK$2.60M | +246.7% 7.3y · 34.0%/yr |
| 2009-05-08 | HK$750K | +19.0% |
| 2009-03-16 | HK$630K | −10.0% |
| 2005-08-17 | HK$700K | +45.8% |
| 1999-09-24 | HK$480K | −69.2% |
| 1997-05-07 | HK$1.56M | +24.8% |
| 1997-02-01 | HK$1.25M | — |