20/F 4

in SIU HIN COURT YAT SANG HOUSE (BLOCK B)

Tuen Mun District · New Territories West

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1/F 1 441 ft² 1/F 11 383 ft² 1/F 12 544 ft² 1/F 13 544 ft² 1/F 2 374 ft² 1/F 3 598 ft² 1/F 5 383 ft² 1/F 9 598 ft² 2/F 1 443 ft² 2/F 15 407 ft² 2/F 16 598 ft² 2/F 17 376 ft² 2/F 18 443 ft² 2/F 3 598 ft² 2/F 5 385 ft² 2/F 7 443 ft² 2/F 9 598 ft² 3/F 13 544 ft² 3/F 15 407 ft² 3/F 16 598 ft² 3/F 17 376 ft² 3/F 4 407 ft² 3/F 8 376 ft² 3/F 9 598 ft² 4/F 18 443 ft² 4/F 2 376 ft² 4/F 4 407 ft² 4/F 6 443 ft² 5/F 1 443 ft² 5/F 10 407 ft² 5/F 13 544 ft² 5/F 4 407 ft² 5/F 7 443 ft² 5/F 9 598 ft² 6/F 1 443 ft² 6/F 10 407 ft² 6/F 11 385 ft² 6/F 12 543 ft² 6/F 13 543 ft² 6/F 18 443 ft² 6/F 2 376 ft² 6/F 6 443 ft² 6/F 8 376 ft² 6/F 9 598 ft² 7/F 11 385 ft² 7/F 15 407 ft² 7/F 17 376 ft² 7/F 8 376 ft² 8/F 1 443 ft² 8/F 10 407 ft² 8/F 15 407 ft² 8/F 17 376 ft² 8/F 2 376 ft² 8/F 8 376 ft² 9/F 1 443 ft² 9/F 12 544 ft² 9/F 13 543 ft² 9/F 15 407 ft² 9/F 16 598 ft² 9/F 3 598 ft² 9/F 4 407 ft² 9/F 6 443 ft² 10/F 1 443 ft² 10/F 10 407 ft² 10/F 12 544 ft² 10/F 13 544 ft² 10/F 14 385 ft² 10/F 16 598 ft² 10/F 7 443 ft² 11/F 10 407 ft² 11/F 11 385 ft² 11/F 12 544 ft² 11/F 15 407 ft² 11/F 2 376 ft² 11/F 3 598 ft² 11/F 6 443 ft² 11/F 7 443 ft² 11/F 8 376 ft² 11/F 9 598 ft² 12/F 11 385 ft² 12/F 12 544 ft² 12/F 14 386 ft² 12/F 15 407 ft² 12/F 16 598 ft² 12/F 2 376 ft² 12/F 4 407 ft² 12/F 7 443 ft² 13/F 10 407 ft² 13/F 11 385 ft² 13/F 12 544 ft² 13/F 3 598 ft² 14/F 1 443 ft² 14/F 12 544 ft² 14/F 14 385 ft² 14/F 16 598 ft² 14/F 17 376 ft² 14/F 2 376 ft² 14/F 6 443 ft² 14/F 8 376 ft² 15/F 10 407 ft² 15/F 11 385 ft² 15/F 14 385 ft² 15/F 16 598 ft² 15/F 17 376 ft² 15/F 18 443 ft² 15/F 2 376 ft² 15/F 6 443 ft² 15/F 8 376 ft² 16/F 14 385 ft² 16/F 15 407 ft² 16/F 2 376 ft² 16/F 8 376 ft² 17/F 17 376 ft² 17/F 18 443 ft² 17/F 7 443 ft² 18/F 10 407 ft² 18/F 11 385 ft² 18/F 13 544 ft² 18/F 14 385 ft² 18/F 18 443 ft² 18/F 2 376 ft² 18/F 4 407 ft² 18/F 5 385 ft² 18/F 6 443 ft² 18/F 8 376 ft² 19/F 1 443 ft² 19/F 10 407 ft² 19/F 14 385 ft² 19/F 17 376 ft² 19/F 18 443 ft² 20/F 10 407 ft² 20/F 11 385 ft² 20/F 17 376 ft² 20/F 4 407 ft² 20/F 5 385 ft² 20/F 7 443 ft² 21/F 12 543 ft² 21/F 13 544 ft² 21/F 15 407 ft² 21/F 8 376 ft² 21/F 9 598 ft² 22/F 17 376 ft² 22/F 3 598 ft² 22/F 7 443 ft² 22/F 8 376 ft² 23/F 1 443 ft² 23/F 11 385 ft² 23/F 12 543 ft² 23/F 14 385 ft² 23/F 17 376 ft² 23/F 2 376 ft² 23/F 8 376 ft² 23/F 9 598 ft² 24/F 10 407 ft² 24/F 11 385 ft² 24/F 17 376 ft² 24/F 4 407 ft² 24/F 6 443 ft² 25/F 1 443 ft² 25/F 10 407 ft² 25/F 11 385 ft² 25/F 13 544 ft² 25/F 15 407 ft² 25/F 16 598 ft² 25/F 17 376 ft² 25/F 18 443 ft² 25/F 2 376 ft² 25/F 4 407 ft² 25/F 7 443 ft² 25/F 9 598 ft² 26/F 10 407 ft² 26/F 13 543 ft² 26/F 14 385 ft² 26/F 15 407 ft² 26/F 2 376 ft² 26/F 5 385 ft² 26/F 6 443 ft² 27/F 10 407 ft² 27/F 12 544 ft² 27/F 15 407 ft² 27/F 4 407 ft² 27/F 6 443 ft² 27/F 8 376 ft² 27/F 13 544 ft² 28/F 11 385 ft² 28/F 14 386 ft² 28/F 4 407 ft² 28/F 5 385 ft² 28/F 8 376 ft² 29/F 10 407 ft² 29/F 15 407 ft² 29/F 17 376 ft² 29/F 2 376 ft² 29/F 8 376 ft² 30/F 15 407 ft² 30/F 17 376 ft² 30/F 7 443 ft² 30/F 8 376 ft² 31/F 12 544 ft² 31/F 16 598 ft² 31/F 5 385 ft² 31/F 4 407 ft² 32/F 5 385 ft² 33/F 1 443 ft² 33/F 10 407 ft² 33/F 11 385 ft² 33/F 13 543 ft² 33/F 14 385 ft² 33/F 15 407 ft² 33/F 17 376 ft² 33/F 18 443 ft² 33/F 2 376 ft² 33/F 6 443 ft² 33/F 7 443 ft² 33/F 8 376 ft² 34/F 11 385 ft² 34/F 12 544 ft² 34/F 13 544 ft² 34/F 16 598 ft² 34/F 17 376 ft² 34/F 2 376 ft² 34/F 3 598 ft² 34/F 4 407 ft² 34/F 5 385 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$3.16M

≈ HK$7,760 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$316K, with repayments around HK$13,777/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$12,964

−HK$813/mo

▼ 0.25% · 3.875%

HK$13,367

−HK$410/mo

Today · 4.125%

HK$13,777

baseline

▲ 0.50% · 4.625%

HK$14,615

+HK$838/mo

Deposit HK$316K · loan HK$2.84M · min. income ≈ HK$27,554/mo (50% DSR)

Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

LR-Kin Sang

≈ 2 min walk · 111 m

Education

schools within 1 km (34 within 500 m)

Daily convenience

within 1 km (19 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to LR-Kin Sang Station.

Family-friendly — 74 schools within a 1 km walk.

Everyday convenience — 51 shopping and daily-needs spots nearby.

Healthcare close by — 6 hospitals/clinics within 1 km.

Green space & leisure — 65 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 20/F
Flat: 4
Saleable Area: 407 Saleable ft²
Gross Area: 537 ft²
Efficiency: 76%
District: Tuen Mun District · New Territories West
School net (POA): 70

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2010-03-19	HK$990K	+26.9%	HK$2,432	HK$1,844
2007-12-21	HK$780K	—	HK$1,916	HK$1,452

Other appraised units in this building

Data sourced from Renavon.com