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At today's rate and a 90% mortgage, the deposit on this unit is about HK$423K, with repayments around HK$18,431/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$423K · loan HK$3.80M · min. income ≈ HK$36,862/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$45,178 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Pui To Station.
Family-friendly — 41 schools within a 1 km walk.
Everyday convenience — 51 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 45 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- 1
- Saleable Area
- 353 Saleable ft²
- Gross Area
- 483 ft²
- Efficiency
- 73%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-10-21 | HK$4.78M | +22.6% 3.8y · 6.0%/yr |
| 2017-01-19 | HK$3.90M | +103.1% 5.9y · 18.0%/yr |
| 2011-03-18 | HK$1.92M | +12.9% |
| 2010-08-12 | HK$1.70M | +23.2% |
| 2009-10-08 | HK$1.38M | −26.2% |
| 1997-05-14 | HK$1.87M | +36.5% |
| 1997-01-25 | HK$1.37M | — |