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At today's rate and a 90% mortgage, the deposit on this unit is about HK$413K, with repayments around HK$18,001/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$413K · loan HK$3.71M · min. income ≈ HK$36,002/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$25,478 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Pui To Station.
Family-friendly — 41 schools within a 1 km walk.
Everyday convenience — 51 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 45 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- 6
- Saleable Area
- 330 Saleable ft²
- Gross Area
- 459 ft²
- Efficiency
- 72%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-03-09 | HK$4.78M | +48.4% 4.9y · 10.0%/yr |
| 2016-04-26 | HK$3.22M | +22.9% 1.9y · 12.0%/yr |
| 2014-08-12 | HK$2.62M | +19.6% |
| 2012-05-08 | HK$2.19M | +20.3% |
| 2011-02-16 | HK$1.82M | +122.0% |
| 2006-01-06 | HK$820K | −16.3% |
| 1999-08-31 | HK$980K | — |