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At today's rate and a 90% mortgage, the deposit on this unit is about HK$441K, with repayments around HK$19,257/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$441K · loan HK$3.97M · min. income ≈ HK$38,514/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$66,224 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Pui To Station.
Family-friendly — 41 schools within a 1 km walk.
Everyday convenience — 51 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 45 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- 8
- Saleable Area
- 353 Saleable ft²
- Gross Area
- 483 ft²
- Efficiency
- 73%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-03-27 | HK$4.00M | −16.7% 6.0y · −3.0%/yr |
| 2018-04-06 | HK$4.80M | +152.6% 7.1y · 22.0%/yr |
| 2011-03-01 | HK$1.90M | +8.6% |
| 2010-09-15 | HK$1.75M | +25.0% |
| 2010-01-15 | HK$1.40M | +47.4% |
| 2006-09-01 | HK$950K | −16.7% |
| 1999-06-11 | HK$1.14M | +10.7% |
| 1998-11-24 | HK$1.03M | — |