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At today's rate and a 90% mortgage, the deposit on this unit is about HK$406K, with repayments around HK$17,709/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$406K · loan HK$3.65M · min. income ≈ HK$35,418/mo (50% DSR)
Upfront cash ≈ HK$418K (deposit + AVD stamp duty HK$12,098 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Pui To Station.
Family-friendly — 41 schools within a 1 km walk.
Everyday convenience — 52 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 46 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- 5
- Saleable Area
- 353 Saleable ft²
- Gross Area
- 483 ft²
- Efficiency
- 73%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-10-04 | HK$5.35M | +17.3% 3.6y · 5.0%/yr |
| 2018-03-08 | HK$4.56M | +267.7% 10.1y · 27.0%/yr |
| 2008-02-27 | HK$1.24M | +14.8% |
| 2007-12-04 | HK$1.08M | +16.1% |
| 2005-04-08 | HK$930K | +13.4% |
| 2004-06-29 | HK$820K | — |