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At today's rate and a 90% mortgage, the deposit on this unit is about HK$412K, with repayments around HK$17,963/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$412K · loan HK$3.71M · min. income ≈ HK$35,926/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$23,722 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Pui To Station.
Family-friendly — 41 schools within a 1 km walk.
Everyday convenience — 52 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 46 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 27/F
- Flat
- 3
- Saleable Area
- 348 Saleable ft²
- Gross Area
- 480 ft²
- Efficiency
- 72%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-09-05 | HK$4.97M | +31.5% 5.8y · 5.0%/yr |
| 2016-11-10 | HK$3.78M | +137.7% 6.4y · 22.0%/yr |
| 2010-07-15 | HK$1.59M | +69.1% |
| 2006-05-03 | HK$940K | −54.4% |
| 1997-10-25 | HK$2.06M | +92.5% |
| 1996-06-24 | HK$1.07M | — |